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 Change in health insurance is required..
Hi ,
I am in Chicago and I want to change my insurance company for health.. Currently I am paying above $90 per month which is high for me. I feel unnecessary to pay so much..so I would like ...


 How do pre-arranged funerals work?
Back in 1986 my mother pre-arranged and paid for her funeral. I was just a kid back then and didn't think anything of it. When she passed away I found out that it was actually some sort of ...


 Where can I get E+O coverage as an independent insurance agent in Texas?
I want to begin work as an independent insurance agent. I am licensed in P+C, plus Life, Accident and Health. I live in Texas. I want to start selling insurance for multiple companies. But a lot of ...


 How do i get health insurance for someone 80 years old?
...


 My wife and I are separating,can I keep her on my medical insurance.Does my employer have any say in this?
...


 If spouse is retired nypd and i am working full time, whose heath insurance is primary FOR HIM?
My husband is retired nypd and gets ghi health insurance through them. i am working full time at a public school and get family insurance thru them. i have been told that my insurance is primary ...


 Is there any type of homeowners insurance that will pay for the maintenance?
A friend was telling me that if you are buying a home and have homeowners insurance and you have maintenance problems (roof needs repairing or replacing, water heater goes out, etc) that the ...


 CAN Douglas Knight & Associates, Inc REALLY SUSPEND MY LICENSE?
I HAD G0T INT0 A CAR ACCIDENT IN 05 WHEN I WAS 18 & I DIDN'T HAVE LICENSE AT THE TIME. THE ACCIDENT WAS RULED I WASN'T AT FAULT. MY CAR WAS TOTALED AND HER CAR DIDNT HAVE T0 MUCH DAMAGE...


 Ameriplan USA Scam? or really a relief to rising costs of Health Insurance?
Someone approached me here (Yahoo Answers) citing Ameriplan as an alternative to high insurance premiums, even going as far to say I could get Health, Dental, and Chiropractic coverage as low as $59/...


 How long does it take to recieve life insurance money?
Reason I ask is because the funeral was a little over a month ago and since I didn't have $5k then and they knew my father had life insurance they said they would wait 2 months before I would ...


 AIG spends $350,000 on a SECOND spa junket after 2 bailouts. Who is doing who here?
...


 Can an auto ins policy offer a rider to cover a non auto related accidental injury?
...


 I paid for a medical procedure 6 months ago cause my insureance rejected it...?
However I was ready over the covrage book this weekend and found that they do cover it.

Can I get them to pay me back, or a part of what I paid, or i'm I out of luck?...


 NO STUPID AND SILLY POSTINGS PPO Health insurance?
who has the best coverage with low or no ...


 Why is our car insurance rate based on our credit score?
It doesn't seem fair to pay higher insurance because our credit is bad! What do you think?...


 What kind of insurance covers stolen property of mine from a rental on a business trip?
I was travelling for business wiht a co-worker and he rented a car for us. Our car was broken into and my laptop, ipod, headset and other items were stolen. What kind of insurance might pay for ...


 My friend ia a 5'4" female 184#. Is she too heavy to get individual health insurance?
...


 Life Insurance License?
I'm trying to apply for the life insurance license and it says I need a appointing insurer to fill out the appointment/affiliation Notice. How can I get an insurer to do that? Should I contact ...


 My insurance claim agent called and said....what should i do?
my g/f was in an accident last sept with an uninsured driver...the unisured dr. was 100 % responsible because they ran a stop sign.....well my g/f was going 50 mph which was the spd limit and totaled ...


 Can my new health insurance policy be retroactively cancelled if I weigh in more than was on my application?
Not by 100 pounds or anything, but I just guessed at my weight. If I put 195 on the app, but weigh in at 210 or 215, could they cancel my coverage?...



Esther K
What should insurance companies do to deal with the possible implementation of Obamas healthcare proposal?
I want to know what is going to change in the market and what companies should anticipate with the new program that will be implemented in 2010.
Additional Details
I need to know what to expect from a business perspective (i don't want a lesson on ethics)- for instance, will we have to offer new plans through this "national health insurance exchange"? will we have to revamp our underwriters to change pricing? Someone please give me a suggesttion for a strategy that might work.
                     
 




mbrcatz
Rating
Nothing.

What Obaba is doing, is called "pandering". I haven't heard any specifics, but NONE of the politicians have any clue how to make a system work like that.

Heck, the currently run government health insurance program - Medicare - is getting ready to implode, as an additional 77,000,000 people stop paying in, and start getting coverage over the next ten years. Nobody with any brains, will run the numbers, look at the currently run system and say, "oh, we want more of THAT!"

**A few comments for Scott. Right now, insurance companies pay out $.99 in claims, for every $1 they take in. What kind of business can stay in business, running at a loss? Might as well demand that lottery sales can happen AFTER the drawing, so everyone can win! Why buy insurance, if you can get stuff covered AFTER the loss happens? Look this term up on wikipedia: adverse selection. Sheesh. The real world doesn't work that way. And I'm sure Scott doesn't want to buy stock in a company, that is bleeding money.**


Insurance Pickle.com
Rating
"To me, making money at the cost of peoples' well-being is shameful."

So a restaurant that feeds you, the pest control guy that keeps rats out of your home, the bank that gives you interest for financial well-being, your hairdresser that keeps you groomed, etc....should all do it for free? Who exactly is going to pay their mortgage and for all of the services they require?

Had to comment on that statement. Yes, campaingn promises and reality are different. They just make promises so they can spend your money.


bud68
Rating
Just because Obama proposes during a campaign, that doesn't mean it will necessarily happen.


Scott C
Rating
Insurance Companies are in the business of insuring people. IMO, it's ABOUT TIME they're forced to figure out a way to do it. Up until now, they've only extended coverage to people who are healthy and don't NEED insurance.

They'll just need to learn to manage their money more effectively, without slashing what they cover. Time to give up some of those record profits, and pass the benefit on to those who need medical coverage- isn't that what they're SUPPOSED to do?

To me, making money at the cost of peoples' well-being is shameful.


poolthatsall
Rating
great going scott c
thumbs up on that 1


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