 Health Insurance App - what if I lie? |
| I need to apply for individual health insurance. I already got denied by Humana because I have ADHD and take medication for it. What if I simply omit that information on my next application? I have ... |
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 Life insurance policy? |
| policy pending ,waiting on toxicology report. Husband killed in truck accident. What does that mean?... |
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 Medical insurance won't cover you if you are sick? |
| Is it true that medical insurance companies in US won't admit you to their plan if you have pre-existing medical condition?... |
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 What is Important Benefits of Term Life Insurance? |
I just read this blog and it is very useful with good links and quite informative. please share your comment here... Thanks
L... |
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 I have lost my old insurance certificate and i had 5yrs no claims.? |
| Cant remember what company i was with as it was 2 yrs ago. How can i find out which company i was with as i need insurance again?... |
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 I need Health insurance, but not offered by my job...? |
I make to much money for any state or goverment help, but have checked on buying my own ins and can not afford it....
Is there any org's that I could join that has group ins.? Or ???
A... |
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 Employee injured during lunch beak claiming Worker's Comp. Can he? |
| I own a body shop. One of my employees got hurt playing soccer during his lunch break. He is claiming worker's comp because it happened on my property. Does he have a right to claim WC?? Do ... |
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 Hi everybody, my neighbours are stopping the workmen repairing my chimney because the structure they are using |
is overhanging her "air space" (quote). She is also now asking for some compensation from the insurance company who is paying for this repaires. What are my options?
thank you in ... |
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 Why do we even need insurance companies? |
| Why can't doctor's just set their own prices, and the exchange be between patient and doctor? What purpose does the insurance company serve? Say for example I break my leg, and go to the ... |
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 Car accident-how to pay for other car's damage ? |
| I recently got into a car accident which was my fault because i fell asleep behind the wheel. My Jag got totaled and the other car was damaged a lot too. I got a call today saying that I am being ... |
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 HOME BUILDINGS INSURANCE - rebuild value ????? |
| I am trying to renew my home building insurance. The forms ask what is the rebuild cost would be. How do I find that out ??... |
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 Bradford and bingley bank what should i do..? |
| hi there i have savings in the uk bank bradford and bingley..should i pull my savings out of there and are they at risk and could i end up losing everything..........please only answers that is by ... |
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 My Health Insurance doesn't cover what they said they would. How can i find out if they are doing me wrong? |
| We went for regular Physicals and come to find out now that i owe 800 dollars in Doctors Bills. They covered nothing. Even though i should only pay 15 dollar copay.... |
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 Can anyone recommend a company that can provide life, illness and accident insurance all together? |
| I've found companies that offer life and illness together, but would prefer one that can cover all three.... |
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 No health insurance? |
| OK, I had to go into the emergency room about a month ago because I went into shock from severe pain, but I didnt have health insurance. They sent me a bill and its for $10,550.00. I'm in the ... |
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pkbaker01 | What should renters nsurance cover? |
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Jason
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You should get replacement value coverage in amount sufficient to replace your belongings at today's prices. Your landlord is not responsible for damage to your possessions in the event of a fire, roof leak, theft, etc. In addition, renter's insurance will provide some basic liability coverage as well as coverage for your possessions, regardless of where they are. For example, your camera would be covered if stolen from your car or while at the beach. Like all insurance, though, it is meant to protect against a large financial loss. As such, you should keep your deductible as high as you can so your premiums are lower.
Renter's insurance is very inexpensive (say about $200 a year for $30,000 or more in coverage - just an example) and is a very good idea. |
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John H
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Renters insurance usually offers full coverage to protect your belongs, valuables and property from fire, flooding, theft, and many other types of perils. Many people who rent their homes or apartments may not realize that they may need liability insurance. You could be held responsible for injury to another person if they were injured in your rented residence. Fortunately, most renters insurance will guarantee personal liability coverage. Renters insurance will be able to help protect you in case of a liability lawsuit against you. In addition, if the place you are renting becomes unlivable for any reason, most renters’ insurance policies will allow additional living expenses. This means that your insurance will pay for your hotel room or any other expense you may have if your home become unlivable. |
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gagrin
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Theft, fire and or any other natural or man made calamity enough to destroy or damage permanently or temporirly your personal belongings that can be given or ascertain value. |
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Kevin C
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The replacement costs of your contents (clothes, furniture, non-built in appliances, etc.), plus your liability for bodily injury or property damage. |
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neona807
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Replacement cost of your big ticket items, replacement cost of your "must have items" (ie. clothes, bedding, furniture, etc and the cost of what it would take to move into another rental if your place was destroyed by fire, flood or tornado, etc.
If you can figure out how much you think you'd need to replace items and move thats how much coverage you should get from the insurance company. The agent will be able to help you figure it out as well. |
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Badkitty
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Renters insurance covers contents (your belongings) and liability. |
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sweetness
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everything in yo house that is of value and meaning to you that you bought with yo money and not the rent |
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r_me_wyf
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renters insurance does cover your personal property if you should lose it to theft, vandalism, fires, a tree falling through your house or most any other natural disaster. If you are in a flood zone you will probably have to add flood insurance or nothing will be covered. your insurance can also cover someone being injured inside your home. Or if you own a dog and it bites someone. but even there some companies can turn you down if you own certain dogs (Rotties, pit bulls and high risk dogs like that)
If your car is ever broken into and you don't have adequate insurance you can also utilize your renters insurance for some of your personal property. but you have to consider if your deductible is worth filing a claim.
If you rent an apartment, house etc this is some of the best money you can spend. and compared to auto insurance the fees are tiny. like $10-15 a month. you (usually ) can get a discount if you have your renters and auto with the same company. |
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thebigm57
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Renters insurance should cover anything that you have of value on the premises along with a small amount for liability for when someone is INSIDE your premises (Slip and fall coverage). Your landlord isn' t responsible once someone is in your door. |
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mbrcatz
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Your personal posessions - in case the unit burns down and you have nothing left; personal liability, in case your dog bites someone and they sue you; medical payments, in case your 10 year old punches his friend in the nose and breaks it while they're playing over at your place; and additional living expenses, in case you have to stay at a hotel while the repairs are being made from that massive fire. |
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