I am starting my own event and wedding business does anyone know what kind of insurance would need to cover this business. Also is there a company I have to register with?...
I got laid off a couple weeks ago and I have Cobra to continue my insurance but it's a little pricey.
Do you know any other options? I don't have health ...
Right...First of, I have had my labtop insured by this insurance company, Endsleigh Insurance Services. My labtop was damaged on the day I had an insurance with them and so I called them to ask for a ...
Just for a new start up business providing a database of inforamtion via the internet, not a very risky business really... i guess the biggest risk is i get sued for providing inacurate information. H...
This is so annoying, why are we forced to pay for benefits we don't need anymore. We were told that we have to wait until open enrollment until he can take me off of his plan. Benefits at my ...
I need to get a new auto policy because my car insurance expired. The insurance company wants $900 down and I cannot afford that. Is there something that I can do? Any advice would be appreciated....
We have a $600 total family deductible and everyone in our area accepts the insurance. We are not charged monthly for this insurance. I was just wondering if any other companies offer similar plans ...
My grandmother put a policy on me 30 yrs ago. She passed away a few years back and the paperwork was found by my mother. I wanted to contact the company to see if the policy was still active. I can�...
I dont know if that's the correct terminology, but when your are the beneficiary of a life insurance policy and the person dies, the money you collect. . . is that something you have to pay ...
shawneef
What to do if you can't afford health insurance?
I cannot get health insurance at my work so I have been paying out of pocket for an individual PPO Policy with Blue Cross. Every year the premium goes up so I raise my deductible. I now have a high deductible and the premium has gone up so high I can't afford it. I have pre-existing conditions and can't change companies either. What do I do?? I can't afford to not have insurance but I can't afford to have insurance either.
There are many people who find themselves in the same situation. I would suggest that you contact your agent or Blue Cross directly and ask them if they have a high deductible health plan that would qualify you for a Health Savings Account. Since you have a high deductible already, you might as well take advantage of the tax advantages of a Health Savings Account.
The plans that BC/BS sells in CT also show a savings in premium when the plan is HSA-qualified.
alcoh71
Worst case scenario: go to the ER for care. They can't turn you away if you don't have insurance.
Rick
You might try this website I have used:
www.healthinsurance-guide.net
Cat
Catch-22, isn't it?
Maybe move to Canada, and establish residency - or any of the other countries that had universal health covergae.
mbrcatz
Find a new job.
hightechchic
I really wish people would list their locations (at least a state) when asking questions such as this, because each state has very different options.
That being said, I'm in a similar situation. I don't know what your employment situation is, but you might consider taking yourself off the books as a W2 (tax status) employee and converting to a 1099 (tax status) independent contractor. (You may already be a 1099 independent contractor, for all I know.) At any rate, if you're willing to do that, you could then run your contract through a company that provides benefits (handles taxes, etc.)
I currently use a company called MyBizOffice <>http://www.mybizoffice.com> and have since 2001. The insurance is reasonable (if you have pre-existing conditions) and it's good coverage. They charge a small percentage of your billables (what they are billing your "client" on your behalf") but even that expense is one that can be taken off of your taxes (as well as numerous other expenses you can deduct -- like your health insurance premiums.)
Feel free to contact me via email if you have specific questions.
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
