 I need help with responsibility!!! |
| I AM 12 YEARS OLD, AND HAVE MADE MANY PROMISES TO MY MOM THAT HAVEN'T QUITE FELL THROUGH. I WANT A CHINCHILLA REAALLLLLYYYY BAD SO HOW CAN I PROVE TO HER THAT I REALLY AM RESPONSIBLE?????... |
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 Life insurance? |
| I have a whole life policy. My annual premium is 855. According to my schedule, the value upon surrender is 7320. Does this mean that if I cancel my policy, I will be paid 7320? Further more, ... |
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 Who Offers The Cheapest Home Owner's Insurance In Florida For 2 Story Houses? |
| I am trying to find a new home owner's insurance company that offers the lowest price possible for a two story house. I have excellent credit so please share your recommendations. Thanks! : )... |
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 When signing up for COBRA, am I retroactively covered for the time since my employer-paid insurance ended? |
| The cover letter said my coverage under employer ended on July 31st, yet the letter wasn't even written until August 4th and postmarked on the 6th. What if I were to need insurance between now ... |
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 Whats the best health insurance company? |
| Im looking to sign up for health insurance. rite now im on MASS HEALTH. but i wana no is there any other better & cheaper health insurance comapnies? i livei n ... |
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 My father in law passed away , I was wondering if his car insurance should pay off the remaining car loan? ? |
Right now they are holding us responsible for the payments. But he had full coverage on the vehicle.
Additional Details
how would i find out if he had GAP coverage?... |
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 What's your favorite health insurance agency? |
| I have Blue Shield, but was considering switching to Kaiser. I just got married and I'm looking for a package for my wife and I. We're in our fifties and are both in good health. My wife ... |
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| My husband is of an age to retire, but doesn't plan to do so in the next five or so years. We know that he should be eligible for medicare. Is it possible to have both medicare and his health ... |
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 Questions on various insurance terms, as I choose an insurance plan, considering pros and cons, as well what? |
Questions on various insurance terms, as I choose an insurance plan, considering pros and cons
I have some questions on insurance. Namely, anyone invovled in health insurance, I have ... |
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| Car Accident Lawsuit? |
| ok, i had an accident about a year ago and i already told my insurance about it. so my question is, am i responsible to get my own lawyer when the plaintiff filed a lawsuit on me? or is it the ... |
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 "Insurance" section answerers -- how much do you REALLY know about ...? |
HIPAA and COBRA?
I've been posting here for more than a year and have seen soooo many incorrect answers about these subjects. (So far today, I've read 7 blatently incorrect ... |
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 Insurance advice? |
| My friend smashed up his 42" LCD tv, it was knocked off its table stand. With my insurance i think i pay a little extra to insure single high risk items like a tv, i dont think he has though. W... |
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| This is a question about surrendering a life insurance police, but I have a problem.? |
| I have a dynamic life insurance policy that I was told I could surrender and use for my daughters college fund. The amount is nearly $7000. I am the owner of the policy and I am the one who is ... |
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 How do you determine replacement cost for insurance claim? |
i lost a number of clothing items and other items with basement flood. i understand appliance replacement, but what about items with such a range of price options
Additional Details
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nat | What to do when my insurance company declin my dependent claim because i failed to list her on my insurance? |
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C R
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All policies have provisions which spell out policy requirements. If your child is a newborn, it should have provisions that tell you how long you have to report her as a dependent.
The company should send you a letter outlining the specifics of the declination. Contact your insurance commissioner, usually in your state capitol, if you disagree with their decision or their reasons. |
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ShellyG
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Auto, health, dental, what kind of insurance? |
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STEVEN F
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If the policy requires your dependents to by listed, and you failed to list your dependents, you are out of luck. |
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FromTheTop
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It depends...I work for an insurance company, and when a new applicant comes in we run their address and household info and it will bring up ALL drivers. The applicant has to tell us who ISN'T in the household.
Also, I do not see how they could completely deny your claim. You have the right to give permission to another person to drive your vehicle. If you GIVE them permission, they should be covered. Now, if you plan on this person driving your vehicle with any regularity, your ins company needs to know. But, like I said, if I wanted to, I could drive down the street tomorrow and ask a homeless guy to take my car to the store for milk, if I give him permission, and he wrecks, he and the vehicle are covered (as long as he is licensed.)
The only problem with this whole situation is whether or not your insurance company believes you INTENTIONALLY did not report this driver as being in your household. |
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Mariposa
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Depends on what type of insurance and the agreement. If it is medical insurance at work ans you can only enroll once a year, then no they will not cover your dependent if you did not list them during the enrollment period. Check your insurance paperwork though, therer are a few loopholes for major life changes, like a new baby, marriage, or divorce. |
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mbrcatz
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Add your dependent right now, so it doesn't happen again. |
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