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 Questions about Medicare?
My mother will be 65 in August and will be filling out the paperwork three months before that. She has cataracts, and will need surgery. She is having some difficulty getting scheduled with the Dr. ...


 Insurance for cosmetic surgery abroad?
I'm having a rhinoplasty/nose job operation abroad, in Iran. Do you know any insurers and what do they cover?...


 My company offers health insurance but its a dumb plan?
well they dont have like a set insurace. They have this guy who sells insurance policies and he signed me up for one but it sucks. I have like this $5000 deductible and they are real strick and what ...


 Free health insurance near Brandon, FL?
Is there any way to apply or receive FREE health insurance in or near Brandon, Florida. I am a college student here and don't want to pay for health insurance b/c its expensive. I used to live ...


 Whole Life Insurance?
ok, so heres my situation. My mom got whole life insurance for me when i was younger, and has been paying it. I am now 18 and the policy is turned over to me now under my name. It's supposed ...


 Health Insurance (HSA, Health Spending Account)?????
My Company wants all employees to switch over to a HSA (health spending account). does anyone know if these are better than a PPO, and how does this work? Any other information on them would be great ...


 Whats the best insurance company to sign up with if you are looking for health insurance?
am thinking of getting health insurance but still confused of which insurance company i should sign up with.
Lorenzo
http://welcometoinsuranc...


 How can we find doctors or medical services that accept cash payment as we do not have medical insurance?
We live in the San Francisco Bay area, zip code 94803....


 Was the mumification the first life insurance?
...


 Insurance cut off....?
My step mom had a stroke February of 2007. She came home in August of 2007, even though her speech was still messed up, she is in a wheel chair (can't walk), can't maneuver her left arm, ...


 Should I pay our next term life premium to AIG? ?
It's due later this month and after that there is a grace period. It is $900, that is a lot of $ to pay a company that may not make good on a policy IMHO....


 From where can i download LIC's Profit plus (T.No.188) policy form? Its a unit linked endowment plan.?
...


 How commen is it for an employer to fire you just before your benefits kick in ?
They eliminated my department (i was the only one in that department) a week before I was suposto get benefits, they pay half, than put me in another position and hadme fill out an entire new ...


 I have a problem with the owner of my company. what should I do?
I have had a problem twice with him. I travel for a living and their are times when your away from home and you may get it a financial jam. I am 900 miles from home and I had the air conditioning go ...


 What can I do with a P&C license?
I am currently an independent life agent. I have been thinking about getting my P&C this year. As an independent, which I would want to remain, what could I do with it? Will some company let me ...


 Health insurance claim denied despite proof of coverage?
To make a long story short, I have several claims from summer of 2007 that are being repeatedly denied by my ex-insurance company due to their claims that I was not covered for those dates. My ...


 Where is mickey mouse residence?
...


 If you suspend me i will get attorney?
if hear from your attorney will be ...


 Farmers insurance?
...


 Is there a way to find out who a homeowner has for their insurance?
...



marco polo
What to in case of accident when not your foult?
someone crash into me whos going to pay for my car
                     
 




alwyzn2somthn
Hopefully you got a police report, and if you did then you can submit it to insurance company of the person who hit you. They will determine who was at fault. If you are at fault and you don't have full coverage on your vehicle then you will have to pay to repair the vehicle out of your pocket. However, if they are at fault there insurance company will pay to repair your car. If they don't have insurance I would hope you have uninsured motorist coverage because then you could get your vehicle fixed this little money out of your pocket. If you don't have that coverage and they don't have insurance well you will again be paying for it out of your pocket. If you aren't sure what to do go to your insurance agent with the police report they will help you set up a claim.


AL
Pray that the cop is on your side.


solidandgrounded
Rating
File a claim on the insurance policy of the person that hit you. Collect the following and present it to that insurance company:

Policy number of the person that hit you
Date/time location of the accident
Facts of the accident (what happened)
Police report
Witness statement (if there were witnesses)

If all else fails, file a claim on your insurance policy and they will try and recover the money they paid, plus your deductible from the at-fault party.


tigertiggerii
Rating
draw it out, what happened, talk with your insurance company and your feelings about it. Let the adjuster look and recreate the incident.


Lolly
If you live in Ontario it's simple, if you have insurance and you are not at fault your insurance company will pay to fix your car and you will have your deductible waived.

If you are at fault for the accident it depends on the type of coverage you carry on that car. Most people have Collision & Comprehensive, or All perils coverage, so you would pay your deductible and the insurance company would pay the rest.

BUT, if you have an older car you may only have liability insurance that only covers you if someone else is at fault and you have their insurance information.

It also depends on the details of loss, you can find online the Ontario No Fault Determination Rules, these are used by all insurance companies in the province and police to determine the fault based on the circumstances of the loss.


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