 United Healthcare Insurance? |
| My husband and I have United Healthcare Insurance. We have a $1200.00 deductible. We have a 25.00 copayment. I was told that we only have to pay the copayment to see a doctor, that they would cover ... |
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 What can I do when GEICO insurance don't pay me what I think is fear? |
| My wife had an accident last week. It wasn't her fault as the police saw. They can't fix the car because is more expensive than give us its actual value. Geico has offered us $3306 but we ... |
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 What to do Jeep wrecked (totaled)? |
| long story, she hit me and she had no ins.Mine is taling care of it but body shop has did 5G's already on it and now they say the frame is (Diamond) and can't be repaired needs new frame,... |
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 Where can I find cheaper health insurance? |
| I currently pay $933.00 every three months for health insurance. Are there cheaper alternatives to this? Thank you in advance.... |
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 What's an affordable life insurance with no health exam? |
| My father needs life insurance and has health problems. He needs something with low monthly payments, but will provide enough if he has a natural death.... |
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 I didnt know that it matters how much insurance the person at fault had. Did you ? |
| The person at fault hit 4 parked cars an my car is damaged bad. I have a 2001 Grand am annd the other person had an 2005 camry with full caverage but only $5000 worth of coverage for damages. Now Im ... |
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 What does pearl home insurance cover? |
| does it cover laptop water damage?... |
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| Which life insurance is better? |
Assume husband and wife are 30 years old
A) Whole life insurance
Husband: $75,000 coverage
Wife: $75,000 coverage
Total coverage: $150,000
Monthly premium: $113/month<... |
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 Can I take a life insurance policy out on my daughters Father? |
| He's out there... His luck may run out.... Who will support pay for his costs and help me with Our Daughter? What's the best policy to go with? How much do people usually take out? P... |
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 Do insurance companies pay for hospital stays if coverage stops while in hospital? |
| My wife is pregnant and going to deliver March 30th. She was fired from her job on the 1st and got to keep her coverage thru the 31st. Since we will be in the hospital for 4 days but wont get out ... |
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 Why do vets ask for vets fees paying in full? even for emergancies?..whats the point in getting insurance? |
When a pet gets ill not everyone has the money to pay for a vet...myself included.
I thought with pet insurance they pay the vet and i just have to pay the excess which is £50
B... |
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| What is it REALLY like to be an independant insurance agent? |
| I am 52 years old and was a social worker for 13 years and worked for oil companies for 8 years. I am 52 years old and have been offered a job to work for AFLAC and possibly Farmers Insurance Group ( ... |
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 Insurance? |
| I have to make up an insurnace company for me webdesign class and build a website about it. gahhh i don't even know what insurance is. how boring! I have to have 3 info pages. one on an ... |
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 How can I get FREE Insurance???? Please I really need help :(? |
I need free Insurance so bad. Its hard for me cause i dont have anyone to help me and my dad no longer covers me for his insurance cause i just turned 20.
Please how can i apply for Free I... |
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 Life insurance? |
| My mom has term life insurance for 10 years for New York Life.. is it true that in 10 years, she'll be able to renew it another 10 years? Won't that be more expensive? Also, what happens ... |
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CarolinaMom | What type of home-owners insurance will pay off my mortgage if I die or lose my job? |
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Bradley S
|
Nothing will pay off your mortgage if you lose your job, but mortgage protection life insurance will cover it if you die. Mortgage protection life insurance is a type of term life insurance that covers you for a certain number of years, often the same number of years as are remaining your mortgage. The death benefit coincides with the mortgage amount, so that the policy will pay off the balance of the mortgage should you die before the loan is paid off. If the mortgage balance is less than the death benefit, then the additional money will still be paid to the beneficiary. Typically, the policy has a guaranteed, or set, premium. A variation of mortgage protection life insurance is known as mortgage cancellation insurance. It also is a term life insurance policy payable upon the death of the borrower, however, instead of paying a set benefit, it covers the declining balance of a home loan. |
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smartyknickers
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Homeowners insurance cannot do this. But life insurance is a nice solution! Buy a term life policy for the amount of your home (or mortgage) and name your significant other (or a parent, or whoever woud inherit the house) as the beneficiary. If you pass away, and they're stuck with the house + the mortgage, the life insurance policy will fund the payment in full. |
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acermill
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No homeowners insurance will do that. You would need a separate mortgage insurance policy covering those issues. |
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efflandt
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People try to sneak credit life insurance into car loans (had than happen more than once, but caught it) and try to entice you into it for credit cards. But I have not heard of credit life insurance for a mortgage (although, it may exist).
Regular life insurance would make more sense and likely less costly. Credit life insurance only pays what you owe, but regular life insurance pays a set amount regardless. |
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src50
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Life insurance pays if you die. No insurance is going to cover you against loss of income. |
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Makotto
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No homeowner's insurance will pay for that. You will need life insurance. Also there is no plan that will pay your mortgage if you lose your job. |
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mbrcatz
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None. Life insurance will pay if you die. But nothing pays if you lose your job - you just have to plan for that. It happens, ya know!! |
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