 Will my insurance pay for my car to get fixed after it was sideswiped by a unidentified person? |
| I own a 2006 nissan altima and last night i parked it on my street like i do every night. When i went to go out today i saw that the left side mirror was knocked off then i realized the whole left ... |
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 Lost heath/dental insurance, anything more affordable than COBRA? |
| I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm ... |
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 Can I get renters insurance with the company my parents use for auto if I don't live with them? |
| I'm still under my parents auto policy for car insurance, but I live on my own now in the same state. The auto insurance company we use sells renters insurance too. Can I get a renters policy ... |
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 Can the Hospital sue me and take my money? |
I am a Veteran and have the VA Hospital insurance.
My income consists of the following:
SOCIAL SECURITY
JP MORGAN PENSION
SOCIAL SECURITY DISABILITY
401 K
A... |
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 What determines as to whether an employer is required to participate in the unemployment insurance program? |
Additional Details
I'm in IA and I worked PT for my former employer for 2-1/2 yrs and he also deducted taxes from my paycheck. The unemployment office helped me to fill out a ... |
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 Wind blew over the biggest of road bollards, as i drove past i hit it and it went under my car? |
| the bollard won, cars had it!! i have the bollard, one of those huge yellow and white ones in the middle of roads, was it not secured properly? i feel the council are responsible how too you fight &... |
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 What exactly is a cleared check? |
| Does this mean that the check has been cashed yet?... |
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 Cancelling car insurance? |
| I got a new car and got a different insurance company to handle the insurance for the new car because the insurance company for my old car gave a much more expensive quote. I have been paying month ... |
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 Flood insurance? |
A house we want to buy is in a flood zone that requires flood insurance. does this mean it will most likely flood?
Additional Details
I got a quote for a $500 deductible and $550 per ... |
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 If you lose your engagement ring and its insured, will the insurer replace it? |
| I am so shaken up right now. I lost my ring an hour ago and i am not in the area to call the insurer. Has this happened to anyone and if so, what did you do?... |
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 What height/weight ratio will get me best life insurance rates? |
| I want to replace some ART life insurance with level term. But I'm worried my weight relative to height might keep me from the best rate. Is there some way to find out what numbers trigger ... |
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 What company offers a good affordable rate for car insurance in the state of Maryland? |
I'm just moving out of Virginia into Maryland and I am very overwhelmed by the high premiums that I will have to pay oppose to the lower premiums that I was paying for 2 cars in Virginia.
<... |
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 What would lawyer costs for an auto insurance company be? |
| I'm trying to work out a settlement with the auto-insurance company over an injury that happened last December. They're offering $3,500, but we want $5,000. I was wondering how much it ... |
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Karin | What type of information do insurance companies disclose to your employers? Illnesses, prescrptions? |
What type of information do insurance companies disclose to your employers? Illnesses, prescrptions? Any info would be appreciated.
Additional Details
Do you mean health insurance companies only disclose amounts to employers and not details? |
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DCA
 |
Like others have mentioned, it depends on the type of insurance you are talking about. With Disability Insurance, most of the time private health information (PHI) cannot be released to your employer. The only information that can be released are the dates involved.
There are only a couple situations where PHI can be released to the employer. For example, if the employer is the fiduciary to the plan, then most likely they have signed a special agreement allowing the insurer to provide PHI if needed (if this is the case, they would have had you sign a release form authorizing the release of this information when signing up for benefits). They generally do this because if the employer is the fiduciary, then they can review all of the information and override the insurer's decision if need be. This is really rare; most employers that even have this agreement do not ask for PHI as it puts them in a sticky situation. I hope this helps! |
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Scooter girl
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By law an insurance company can not disclose personal health information on an employee.
Most insurance companies can disclose the loss ratio (premium dollars taken in vs. claims paid) I have also seen them breakdown how much was paid for outpatient care / inpatient care / prescriptions. But this is based on the whole group and not just one individual.
Yes, and insurer can NOT disclose amounts for individuals, they can only disclose claim numbers for the group as a whole. And the insurance company could never disclose an illness. (as in they couldn't tell the employer that there was someone treating for cancer, or someone needs a transplant, that it protected information) |
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Custo
 |
Your question should be more specific... But, I think this is what you're looking for... Health insurance companies can disclose most of the above information, as long as it does not identify which employee or family member the PHI pertains to. So, the employers can ask for data that tells them how much, & what type of a prescription their employees are taking. Or, how many people on their plan had claims for heart disease, & how much did it cost... etc... Generic stuff regarding finance. It just can't be individually identifiable. Make since? |
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Angee
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legally nothing.. its against the law (HIPAA) . no health insurance company would do this, they would face huge reprocussions on both the state and federal level. |
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golferwhoworks
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none in the U.S. |
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mbrcatz
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Assuming you're talking about health insurance - none. They can't - it violates the privacy laws. |
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