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| I am a very poor college student and I just got a ticket to go to court to prove I had insurance today. Does anyone know how I can trick the system and get insurance that says I had it yesterday or ... |
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 No insurance, medical bills? |
I used to have med. insurance and my mom kicked me off when I got married and my husband still refused to carry me on his. He and I are getting a divorce and I have none now...
Last night I... |
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| I do train people on life insurance related topics which is a dry topic. People get bored very easily, hence i am searching for ice breakers, funny ppt presentations, quiz, jokes and other such ... |
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| My dad says we have Nationwide so I was just wondering how much of the cost of braces is paid for by insurance? Thanx.... |
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| I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar ... |
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| My Uncle is about to move to a caravan park where he will live for most of the year. The problem is the park only uses PO box's for post so he wont have an address. He's worried what ... |
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| My daughter who is 25 years old has medical bills from when she was 23 years old. I am receiving threats to go to a collection agency if I don't pay. She was no longer under my insurance at ... |
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 What happens if you don't tell your insurance about a pre-existing condition? ? |
| I am going to be getting new health care coverage soon. The thing is that I have taken pills for years for stomach acid. They won't cover for 'pre existing conditions'. So I was not ... |
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 Is it MANDATORY to have medical insurance? |
| Is it mandatory to have medical insurance? If so, then what about the people who cannot get it because of their lack of the social security number?... |
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| I don't really need the insurance, yet it seems like a good way to invest in funds that grow tax free. What are the pro's and con's? Anyone out there have any experience with these?... |
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 Is "hit and run" without leaving a note"despicable"? |
| While parked outside my residence, my car was hit by another car. The driver drove off without so much as leaving a note. Did nearly $10,000 in damage to my car! California makes leaving a note a ... |
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 Outside trampolines and homeowners insurance question? |
| I am thinking about buying a trampoline for my children for the backyard. I recently heard that having one can make your homeowners insurance be outrageous. I don't own my house yet but am in ... |
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TheSilence | What type of insurance cover TMJ jaw problems? |
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Suzanne: YPA
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Health policies: Each state has laws requiring the coverage of certain services, known as "mandated benefits." Call your state insurance commissioner's office and ask about your state's laws; if you work in another state, call that state's insurance commissioner's office, also.
Many states require coverage for TMJ, but only after demonstrable damage to the joint has occured. In other words, if there's only pain, there's no coverage; but when the joint becomes deteriorated, such as bone spicules or meniscus damage, the insurance will cover it. Such is the case in my state.
In the absence of a mandate, insurers are permitted to exclude coverage of certain diagnoses. If coverage for TMJ syndrome and/or its side effects are excluded in a policy, there's no coverage.
Dental policies: The vast majority of dental insurance policies define a "dental service" as any service that treats the teeth or its supporting structures. In the presence of this definition, there will be no coverage for TMJ problems, even if the pain is caused by malocclusion (misaligned teeth). This is because the temporomandibular joint is not a "supporting structure" of the teeth. There may be coverage for a dental appliance that prevents the teeth from grinding during sleep (bruxism) and alleviates the pain of the TMJ, however. In order for this type of dental appliance to be covered, it must listed within the "Covered Services" section of the policy.
I hope this helps. |
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Shea32
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http://mybenefitsplus.com/40436527 |
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Karen T
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Some dental insurance companies still offer it as an option to their plans. However there aren't too many left due to the cost and the complexity of the disorder.
However, your medical coverage should still pick it up. If you are lucky enough to have dental that will cover some, then submit the balance and a copy of the dental EOB to your medical carrier. Sometimes they will pick up the balance. |
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Ms Divine
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Not sure.. my boyfriend had that and it stopped him from kissing me a lot.. ha it was horrible. i hope you find what youre lookin for.. feel for ya:-p |
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zippythejessi
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You can visit your regular doctor, but they have to bill it as ear pain because EVERY insurance plan tries to shove it off to dental coverage.
Therefore, if you have dental coverage, see the dentist. |
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Loollea
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i think this would be covered by dental insurance |
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mbrcatz
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Normally a jaw misalignment is a health issue, not a dental issue, so it's usually health insurance.
But if the TMJ is caused by misaligned teeth, then it's an orthodontic problem, and covered by dental insurance. |
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