 We bought our house 6 months ago after our house insurance got cancel ? |
| but we are getting reinstated agin I am a little bite of insevure because we are really young and I always get concern that some people get advantage of us for being too youn it has happen. Now ... |
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 Blue Cross Denied my claim. Why? |
| I went to my ObGyn for blood work (it was to check my progesterone levels etc for fertiliity). I've had blood work done before & never had a problem with claim being paid. When I received ... |
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 Do I need to be on the car insurance if I don't live in the house? |
| I get my license tomorow and my dad was planning on letting me use his car Friday. His insurance covers the driver of the car, but then other insurance policys are saying that I need to be under the ... |
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 My husband didn't disclose his treatment for a prostate tumor he had (treated 7 yrs ago with a clean bill of |
| health) on his life insurance policy purchased last year. He said it doesn't matter, like it was a non-event. I think it does matter. Should we contact our agent and let him know? Couldn't ... |
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 Can you add certain items like expensive items like cameras and phone to your homeowners policy? |
| if tyou add something like an Expensive DSLR or a Iphone to your homeowners policy does it cover damages? Other than your if your house burnds down or something.....say like dropping it?... |
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 Nationwide Life Insurance canceled my policy because I couldn't pay them when I became disbled.? |
| After I looked I noticed I was paying for a disability waiver.I wrote twice to company to be reinstated and twice denied .Where do I turn?... |
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 How much do you pay for health insurance? |
| I have BCBS of Michigan. I pay $135.00 PER WK. Is this out of the ordinary? This covers me and my daughter.I am divorced and have to carry health insurance on my daughter. I only make $18.00 an hr. I... |
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 Can you have an insurance license in more than one state? |
| I am trying to sell insurance in more than one state. is this allowed? Can you have more than one license?... |
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 How to find a life insurance co. that was bought by another? |
| need to file claim but can not find who bought out this ... |
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 How can my friend find out if her late father has a life insurance policy? |
| My friend's father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend's stepmother. The ... |
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 Insurance rates cause of accident? |
| my insurance is 55.00 a month currently...I had an accident today(my fault) how much will my insurance go up a month?... |
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 Can a leave of absence due to cosmetic surgery be covered by FMLA? |
Additional Details
To the first answerer to my question:
You wouldn't be paying for anything. As long as I've been at my job for over one year, which I have, I am ... |
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 Any one know which life insurance company paid the most Non-Guaranteed dividend in whole life policy? |
Farmer? New yoke Life? State Farm? Prudential?AIG? AAA? AXA?........
Additional Details
-Ben s, thanks to let me know the company, but how do I the dividend history without contact with ... |
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 How much do you pay for auto insurance? What company do you like best? |
I currently have State Farm for my auto and homeowners insurance but I'm trying to get a lower payment. I have heard that SF is one of the more expensive companies... is this true?
T... |
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David B | What would a typical home insurance payment be on a home valued at $60,000? |
My wife and I are looking to buy a home, but we want to find out what a typical home insurance payment looks like. |
 |
 
Margarita D
 |
Your homeowners insurance premium is going to be based on a wide variety of factors. Among the factors the location, including protection class which factors in how far the house is from the nearest fire department and fire hydrants, how far the house is from a body of water, construction materials of the house, i.e. whether it is masonry or frame, the age of the home, if it is under 10 years old it usually gets a discount, if it is over 40 years the company will be looking at whether it has been updated (some companies will give discounts if it has been completely updated) safety features such as sprinklers, central station alarm, etc., your history of prior property claims, prior claims at that specific home (contained in a CLUE report), a multi-policy discount if you have automobile insurance with the same company, a senior citizen discount if you are over 65 and where allowed your credit score are all factors that could cause wide variations in homeowners insurance premium.
Also the most important point--your homeowners insurance premium is going to be based on the replacement value (what it would cost to re-construct the home if it were a total loss) not your purchase price. Lastly the low value of the home does not in and of itself mean that it is a high risk home or that it is much more likely to have claims filed--the CONDITION of the home its proximity or location in a risk zone in terms of weather--near water, high wind area, brush fire zone, etc. are what would make the home a high risk.
Good Luck on purchasing your first home. |
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garrisonbight
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Why do people ask questions and then not give enough information to provide an answer... it's like they think it's all the same everywhere.
WHERE is the house.? Insurance rates vary by as much as 100 PERCENT or more depending on the area
A $60,000 homeowners policy could be as little as $500 a year in some places to 10 PERCENT of the value of the home in some places in Florida. |
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EyeSpy
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Need to know where this is. Location can be huge on your insurance premium, also the age of home as well. |
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MSAD
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It depends on too many factors for me to tell you.
Insurance on a house in NC is much cheaper than insurance on a home in Fla or La.
The insurance company will look at: 1. your insurance score (ie- credit score), 2. claims history, 3. do you have other policies with them -such as auto ins -(mulit policy discount). 4. age of structure, 5. type of structure, 5. type of construction, 6. condition, 7. location, 8. proximity to fire department, 9. type of fire protection (manned station or unmanned volunteer).
Your best bet is to contact the agent that has your auto insurance and see if they can give you a ball park guess. Keep in mind - it will be just that a guess. If you know the details on the home you want to buy, they may be able to give you a better estimate. |
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Kìmߣ®L¥
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Around 600 dollars per year. |
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mbrcatz
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Well, most companies aren't going to write a policy for a house for $60,000 - it's high risk. Low value homes are MUCH more likely to have claims filed.
Because of that, depending on updates and your credit score and the area and a buncha other things, you'd better budget between $500 and $800 a year for the insurance. Assuming you're not in Florida, TX or LA, and don't need flood. |
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