 American Health insurance, how dose it work? |
| Lets say I had health insurance and I developed cancer which the insurance company payed the medical bills to I could get better. Would my monthly insurance bill go up in or remain the same? Lets say ... |
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 I need help with responsibility!!! |
| I AM 12 YEARS OLD, AND HAVE MADE MANY PROMISES TO MY MOM THAT HAVEN'T QUITE FELL THROUGH. I WANT A CHINCHILLA REAALLLLLYYYY BAD SO HOW CAN I PROVE TO HER THAT I REALLY AM RESPONSIBLE?????... |
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 Life insurance? |
| I have a whole life policy. My annual premium is 855. According to my schedule, the value upon surrender is 7320. Does this mean that if I cancel my policy, I will be paid 7320? Further more, ... |
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 Who Offers The Cheapest Home Owner's Insurance In Florida For 2 Story Houses? |
| I am trying to find a new home owner's insurance company that offers the lowest price possible for a two story house. I have excellent credit so please share your recommendations. Thanks! : )... |
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 When signing up for COBRA, am I retroactively covered for the time since my employer-paid insurance ended? |
| The cover letter said my coverage under employer ended on July 31st, yet the letter wasn't even written until August 4th and postmarked on the 6th. What if I were to need insurance between now ... |
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 Whats the best health insurance company? |
| Im looking to sign up for health insurance. rite now im on MASS HEALTH. but i wana no is there any other better & cheaper health insurance comapnies? i livei n ... |
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 My father in law passed away , I was wondering if his car insurance should pay off the remaining car loan? ? |
Right now they are holding us responsible for the payments. But he had full coverage on the vehicle.
Additional Details
how would i find out if he had GAP coverage?... |
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 What's your favorite health insurance agency? |
| I have Blue Shield, but was considering switching to Kaiser. I just got married and I'm looking for a package for my wife and I. We're in our fifties and are both in good health. My wife ... |
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 Is it possible to have medicare shile working with regualr insurance? |
| My husband is of an age to retire, but doesn't plan to do so in the next five or so years. We know that he should be eligible for medicare. Is it possible to have both medicare and his health ... |
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 Questions on various insurance terms, as I choose an insurance plan, considering pros and cons, as well what? |
Questions on various insurance terms, as I choose an insurance plan, considering pros and cons
I have some questions on insurance. Namely, anyone invovled in health insurance, I have ... |
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| Car Accident Lawsuit? |
| ok, i had an accident about a year ago and i already told my insurance about it. so my question is, am i responsible to get my own lawyer when the plaintiff filed a lawsuit on me? or is it the ... |
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 "Insurance" section answerers -- how much do you REALLY know about ...? |
HIPAA and COBRA?
I've been posting here for more than a year and have seen soooo many incorrect answers about these subjects. (So far today, I've read 7 blatently incorrect ... |
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 Insurance advice? |
| My friend smashed up his 42" LCD tv, it was knocked off its table stand. With my insurance i think i pay a little extra to insure single high risk items like a tv, i dont think he has though. W... |
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| This is a question about surrendering a life insurance police, but I have a problem.? |
| I have a dynamic life insurance policy that I was told I could surrender and use for my daughters college fund. The amount is nearly $7000. I am the owner of the policy and I am the one who is ... |
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Eidolon P | What would lawyer costs for an auto insurance company be? |
I'm trying to work out a settlement with the auto-insurance company over an injury that happened last December. They're offering $3,500, but we want $5,000. I was wondering how much it would cost them in legal fees, and lawyer costs if we were to bring this to court. It could help in our bartering if we know they'll be saving money just settling. Thanks. |
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MSAD
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Some insurance companies consider a lawyer's fees the cost of doing business. So they don't really give that consideration when they value a claim.
They also know that if you hire a lawyer and sue - you will have to pay your lawyer 1/2 of your settlement plus expenses - a smart adjuster will point it out to you that to you. Be careful trying to ague that the insurance company should give you more because you are saving them legal fees -the company can use that argument back against you. Because if you hire a lawyer - you have to pay him as well. |
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mbrcatz
 |
It's not costing them ANYTHING in legal fees - they have staff attorneys to take care of it. |
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Don Drapers woman
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Lawyers for insurance companies charge around $125 an hour for work they do. You will have to pay 1/3 of any settlement you get to an attorney. How long have you been in negotiations?? Is there come compromise between the $3500 the insurance company is offering and the $5000 you want?? The insurance company may want to go to court as they may feel they will prevail at a hearing and you will get nothing at all. If you case is weak, the insurance company could prevail. Especially if you had some negligence in the injury such as not wearing a seat belt or you were on your cell phone. Keep discussing settlement with the adjuster, being persistent can sometimes get the result you want. |
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Ben Dere Dun Dat
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They already have lawyers on the payroll, so it doesn't really cost them anything extra. |
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src50
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The fact is that insurance companies can always out-lawyer claimants. Realistically, you'll be better off to settle, but perhaps you can counter-offer for something in between. |
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Insuranceman
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I had a client once that was in your shoes.
He wanted $10,000 and the company offered $8000.
It went back and forth, back and forth and finally, he said "Well, I'll get an attorney.!!"
The company paid the $10000 - HIS attorney got $4000 and HE got $6000..........
You make the call....
Good luck and I hope this helps! |
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