 You take out a life insurance policy on someone, they die within days, do you still get the money? |
| I recently learned my mom has a lot of policies on older family members & trying to figure out how it works exactly...... |
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 I was hit while riding my bike by a driver high on meth. He has nothing to his name- am I able to recover $$$ |
| The driver has crappy auto insurance and nothing to his name (he's a meth addict). The DA called to notify me that they will be charging him with DUI as well as Felony Assault. I ended up with ... |
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 I need an insurance plan... any suggestions? |
| I am currently under my husband (he is a Deputy Sheriff in North Carolina), and I am a full-time student. I need a plan with no deductible (I have monthly prescriptions, so I always need to be able ... |
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 I moved from one city to another same state ,does it effect my auto insurance rates? |
| is it better switching to cheaper one..what happens to all the money i am paying for this insurance if i switched to another one?... |
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 Do you get health benefits when you work full-time? |
| Is an employer required to provide health benefits for a full-time employee?... |
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 Looking for Disability Insurance? Where should I start? Any suggestions of good proviers? |
| I have recently became a independent consultant and am looking for getting a Disability insurance. Would like to know the experience of other people who got disability insurance privately like me.... |
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 Traffic ticket and insurance? |
| Can a single, unmarried, never been married before man with no kids who has had some speeding tickets in his life (80 in 55 or 65MPH zone) still have auto insurance?... |
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 Making an insurance claim? |
On Saturday I was the victim of a robbery where I was hit over the head with a baseball bat and had my gold chains stolen.
After the attack i went home with the intention of cleaning ... |
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 Can we do away with the current income system and come up with a national sale tax? |
| a tax system to be fair to all. people and business rich, middle class and poor with no exemption at ... |
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 How much do you pay for car insurance? |
Tell me your age, gender, car insurance agency, any tickets, driving experience years, and lastly how much do you pay for your car insurance. Just want to see some comparisons by fellow Yahooers.
<... |
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 I got an email saying that someone died in 2002 that had me on their insurance policy, and was for 6 million? |
| i don't want to write them because they might ask for infromation that they might use to con me or something what should i do.... |
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 Would my insurance cover weight loss surgery? |
| I am 20 years old and I weigh 215lbs and my BMI is calculated to be 38.1. I was wondering if my insurance would cover a type of surgery for weight loss. I have Tricare under my dad's name, and I ... |
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 My Condo wants to be named as additional insured on my condo policy. ? |
| What does this mean? Also, do they share in an award if I sue someone under my condo policy. I live in Florida.... |
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 How much is workman's comp insurance? |
I am starting a new company and I have (5) full time and (3) part time employees........
The company will gross just under 100k....
I would like to know what the cost will be.<... |
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 Help!! Caught in a 3-way with my dentist, finance company, and insurer!? |
| This is very complicated. Can anyone help? I was informed by my dentist that I needed 4 bridges and that my insurance would not pay for it. So he had the financing coordinator come in and she filled ... |
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 Should maternity coverage be optional? |
| Maternity coverage (usually at 100% coverage) is usually included in most health benefit coverages and yet only applies to a small fraction of the people who have health coverage. It's also the ... |
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 What qualifies as a pre-existing condition for insurance, and is there any way around it? |
| My boyfriend is self-employed and also works about 20 hours/week for a retail store. (No benefits.) He is uninsured and now just learned he needs to have surgery. It is not life-threatening, but ... |
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 How can I apply for Insurance??? |
Is there a site where i can go and Apply for Insurance??? Is there another way to do it??
Thanks that would be great.... |
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Michael V | Whats a good annual premium for a 50,000 whole life policy? |
I'm 28 perfect height and weight and don't smoke. No health problems and no family illnesses. Thanks. |
 |
 
jeffery d
|
$0 is a great annual premium for a whole life policy! I am not trying to tell you what to do, but if you what the best benifit for you dollars. Cost is only an issue in the absense of value.
Take a look at term, and invest $100 a month into mutual funds with long term approaches, with 10 - 12 % 30 year or longer track records. |
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Eric J
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Great answers everyone! Jeffrey d had the best answer. ZERO, ZILCH, NADA, is the best premium for the crap they call whole life. That's the only way I would take it, if they gave it to me for free! |
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Richie Rich
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Not enough information given to give a full answer. However, don't do a whole life policy. They are over priced and only good for those who like losing money.
If you have people who depend on your income, get a term product. If married and kids, find one that will allow you to add them onto the same policy as riders to lower the cost.
If you are concerned about the length of time for the policy, find one that is guaranteed renewable to age 100 and is level premium. |
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creole lady
 |
yes, get term
on the other hand if you have no assets, no one who needs your income...
all you really need is 10k (or thereabouts) for your final expenses.
make a comparison b4 you sign up with any one company.
question; does your employer provide life insurance? |
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brez78
 |
don't do whole life, its a rip off policy. get term! |
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aaron p
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I would guess at 28, you either don't have any dependents and therefore don't need burial insurance (check your state laws; debts are usually uninheritable), or you do have dependents and need much more than $50000.
If you're still heck-bent on getting a $50k WL, check with at least 3 different insurance brokers to help find a better deal. Friendly competition usually results in a better deal for you. |
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