 How can i get this insurance information? |
I ALREADY TRIED going to insurance websites but they all want me to fill out and get a quote
i dont want to put all my information in
i just want to know these things for 3 different ... |
|
 Life Insurance......? |
| well i'm pregnant right now and i'm starting to think bout what if something happens to me after the baby is born, so i'm looking into life insurance. i'm 21 right now, and a ... |
|
 I got rearened in an accident and was not wearin a seatbelt. Will their insurace cover my medical? |
| I was rear ended in an accident. Called 911 and the police was not dispached. I did not ride in an ambulance but went to the ER about an hour later due to back spasams. I told the ER doc i was not ... |
|
 What is an workers comp audit? |
| I am a California licensed contractor and today i got a paper mailed to me from workers comp company, saying i have to have an audit. I have had 3 people work for me for a short period of time, all ... |
|
 What is considered as pre existing conditions for health insurance? |
| will an insurance company just turn you down automatically if you have pre existing conditions, or will you find out later on when you try to file a claim that your coverage is limited? i get bcbs ... |
|
 What is considered good value for a life insurance policy? |
| A 73 year old smoker pays $60 per month and the policy is only worth $10K. That seems to be a waste of money, especially when this person could use the money on a weekly basis right now. I'm ... |
|
 Affordable car insurance company's? |
I am currently with farmer's insurance but i feel they are too expensive
so is there any company's that are cheaper and affordable rates?... |
|
 Life Insurance question, If you are licensed in one state can you sell to all 50? |
| Can you work under a company like AIG and get your own leads, advertise, and sell in all the states beside you own state? How does it work? How can you be a broker and sell different companies to all ... |
|
 Health and dental insurance question? |
| can I receive money from my employer for not taking insurance if my spouse is a state employee and I am on the state's benefits? This is in the state of Minnesota and I don't want to take ... |
|
 Do I have to pay if the house burns down? |
I'm renting (UK) and wonder if I had to pay anything in case of fire. The contract we have with the company that owns and rents this says nothing about fire damage.
Who needs to pay ... |
|
 Insurance Question? |
I have recently received my house& contents renewal, to my horror they had me done as making three claims ?? upon investigation, 1 claim I agree with, the other two are as follows.
No 2... |
|
 Getting health insurance? |
| I am a 38 yr old female amd my partner of 17 yrs is a 45 yr old male.my job does not provide health insurance and my partner is self employed.We live in washington state.A few yrs ago we applied for ... |
|
 Can I report my lost digital camera to my homeowners insurance? |
| I lost my $400 camera is there a way I can report to my homeowners insurance to get reimbursed for it?... |
|
 I have a serious insurance question? |
| I have a small company that I work on the weekends. I work mabe 20-30 hours a month. i went to get insurance and it was $1300 a year, the same as if I worked it full time. Why am i paying the same if ... |
|
 Is primerica life insurance a rip off? |
| what do people (clients) say about ... |
|
|  |
Keano | Whats the difference between life assurance and annunities? |
|
 |
 
slider728
|
Life Insurance is esentially a bet that you are going to die and if you do, the insurance company pays out the money to the person who you appoint. The monthly cost of an insurance policy depends on many factors including your current health, the amount of money you want paid out, and the length of time you want to be insure for (10 years, 20 years, lifetime).
An annuity can take one of several forms. Normally, it is where you give a lump sum of money to an investment firm. The firm will then pay you a monthly payment from a certain date until you die (there are some variations of that though). The amount of the monthly payment depend on how the money is invested, when the monthly payments begin, what happens to the lump sum when you die, etc..
Insurance is basically meant to protect someone in the event you die (such as a significant other or kids). There are several reasons you might want an annuity, but the most common is to have income when you retire. In short, life insurance benefits someone else, annuities typically benefit you (but like I said, not always) |
|
deep5223
|
Life insurance is protection against dying too soon. Annuities are protection against living too long. |
|
Agent Starling
|
I assume that you mean "Life Insurance" and "Annunities"
although the word "Assurance" can be used, it is not common in the United States, only in the UK.
A variable annuity is a contract between you and an insurance company, under which the insurer agrees to make periodic payments to you, beginning either immediately or at some future date. You purchase a variable annuity contract by making either a single purchase payment or a series of purchase payments.
A variable annuity offers a range of investment options. The value of your investment as a variable annuity owner will vary depending on the performance of the investment options you choose. The investment options for a variable annuity are typically mutual funds that invest in stocks, bonds, money market instruments, or some combination of the three.
As with all most insurance polices, Life Assurance is a contract between the insurer and the policy owner (policyholder) whereby a benefit is paid to the designated Beneficiary (or Beneficiaries) if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon life (or lives) of the people name in the policy. |
|
angelabryant921
|
On life insurance you pay a given premium and a benefit is payable to your beneficiaries upon your death.
On an annuity, you give them a specified amount of money and it earns interest. |
|
Laid Low
|
Life Insurance: I assume you mean whole life insurance. You need to pay a fixed monthly/yearly premium and part of the money will be used to invest, part to pay for the insurance coverage and part for the commission /admin charges.
Annuity: a pre-arranged monthly income from an investment vehicle (a very short explanation). Best to talk to the bank or financial advisor on this.
For life insurance, study how it operates as it could be a good investment vehicle. Do not just take what the agent says, s/he always has the commission in mind. |
|
sathishshivakumar
 |
life insurance means coverage of risk annunities in means annuities means in regular interal money will be paid |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 39 minutes(s) ago
| | | |
6 | 56 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 4 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
5 | 9 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
