 Is going into the insurance field a joke and really even safe right now? |
| I ask this because I have a job opportunity at allstate doing auto and homeowners. However with the coming recession/depression it seems likely that the field will be severely affected and jobs will ... |
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 I know this may seem like a silly question, but can you insure just a body part? |
| my husband is an artist, and I was thinking one day what if (God Forbid) my husband injured his arm. That is basically something that could devastate us financially. Could I insure his arm/hand?... |
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 Does ICICI Prudential handles insurance claims genuinely? |
| I heard that ICICI Prudential is not handling the insurance claims genuinely and they are naive and are worst in dealing death claims and funds settlement.... |
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 Which is the best life insurance? |
| I want a million dollars divided evenly for my adopted 10 kids. Being no matter of which way to self destruct or die.... |
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 Is it legal for a car dealership to charge a salesperson for a customer's bounced check? |
| My mother is an assistant for the top-selling sales person at a local car dealership. It is a reputable dealership, and is one of the largest in the area. A customer of theirs had written a $1500 ... |
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 Will my homeowners insurance cover electronic devices? |
| Recently a bad storm hit and we were out of power for a few days and when we finally regained power I noticed my t.v. does not work properly. The colors seem to be all messed up now. Also I had roof ... |
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 Health insurance benefits...deductible?? |
| Ok I need help explaining health insurance to me. My husband and I (and our son) receive insurance through my husbands work. We have a $400/individual deductible and $1000/family deductible (I guess ... |
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 A guy dies accidentally in your car, are you personally liable for death benefits that exceed the insurance? |
| If a person dies accidentally in your car, can you be held personally liable for death benefits that exceed your policies limits?... |
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 I have an old laptop bought in 2003. was working fine uptill now when my son spilled a glass of water on it.? |
I tried to dry it in the sun, took out the battery dried that too. Now, the laptop does work but most keys of the keyboard dont work. I can only make it work by a keyboard connected via USB.
I ... |
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 What is State Farm Universal Life Insurance Option 1? |
| My brother passed away about 2 weeks ago and the other day he received a letter from State Farm telling him that his policy had started (about 20 days before he was killed). I think that it is Life I... |
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 Got my life and health insurance producer's license.Whose a good company? |
| Feel like I got the license in vain.Everyone that I look into wants money from me(UGA,Cornerstone) to join even though I have the license.... |
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 What should insurance companies do to deal with the possible implementation of Obamas healthcare proposal? |
I want to know what is going to change in the market and what companies should anticipate with the new program that will be implemented in 2010.
Additional Details
I need to know what to ... |
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 Dental insurance?? |
| My dad gets dental insurance through work but there is a problem, no dentist in our city take the insurance that he gets from work, there is only one dentist and they are full and won't take any ... |
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 My mother-in-law has money taken from her account from FSA. How can we find out who that is? |
| My mother-in-law died recently. We checked at the bank to see if she was paying on any policies. There were 4. Two of them were contacted by the funeral home. We are waiting on them to send the ... |
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 Question regarding buildings/contents insurance |
| When applying for household insurance (buildings and contents) is it necessary to have my husband as a joint applicant - it makes the form filling easier if I don't but would it have any ... |
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Carrie C | When I buy a house and the insurance comp. comes to take pictures do they do just the outside? |
Do they need access to my back yard? Also, how long after closing do they usually come to take the pictures? You can tell me from your own experience bc I know there is no set time. Also, if it helps I am in Georgia. |
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Adina V
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Carrie C, Home insurance covers lots of different things. I'm not familiar with the Georgia regulations, so I suggest you visit a nearby homeowners insurance agent. http://www.easyhomeinsuranceguide.com/Georgia-Home-Insurance.html They should be able to help you. |
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tarnishedsouthernbelle
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I'm an insurance agent. It depends entirely on the insurance company and the age of the dwelling. Some companies require photos before binding, some send out inspection people after..it all depends on the company. Some just want pictures of the front, some want all sides, some want to see the inside. The only way to know is to ask your agent. Sorry I couldn't give you a better answer but that's just the truth! |
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debijs
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~~We have only had State Farm and they have only taken pictures of the outside from the front yard. My agent said they needed information on the roof and surrounding trees.~~ |
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mbrcatz
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They will look in, and maybe enter your back yard. Usually, they come within 30 days of the policy being purchased.
Sometimes, especially for an older house, they will do an interior inspection as well. |
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♥~*Momma Bear*~♥
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Typically most companies will send out an independent inspector within 30-45 days that the policy is issued. They will measure your house (for square footage) Take a photo of the front, rear, and any additionally insured outbuildings, take a picture of your roof, and any hazards (Trees too close, vicious dogs, bad siding, etc) My husband actually works for a company that does this and the only time he has to go inside is if there's a wood burner, and old electric box (fuse box), OR if it's a High Value Dwelling (4 thousand square feet and above) I hope I helped! |
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