 How do you meet your insurance deductable on a car? |
| How do you meet your insurance deductable? I have no idea what details you need....My husband just wants to know. We got our car broken into the other night and they stole our xbox 360 and the ... |
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 I was over-reimbursed!!? |
| My private medical insurance co. over-reimbursed my credit card for medical services I received. Then, my credit card company deposited this over-payment into my personal bank account! Now, I am ... |
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 Why is payment protection Insurance not worth the paper its written on? |
| My son had a loan over the phone granted him and was talked into expensive payment protection Insurance. He lost his job (sacked) but could`nt take his boss to tribunal because he hadnt worked with ... |
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 A hospital told me I was fully covered. Now doctor is giving me a bill. What should I do? |
| No one told me the doctor was not on my plan, now I', being charged w/his hugh bill. What recorse do I have? It seems they accepted the $ already sent from my Insurance Co. but they are looking ... |
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 National Insurance Number? |
| Hello. I was wondering where you get your National Insurance number. I heard that you get your card just before your 16th birthday. Its been over 2 month since my 16th birthday and i still don't ... |
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 Insurance question? I need help? |
| Alright, I went to the doctors the other day, and I got on birth control (im 19) and I am still on my parents insurance. So i want to pay for the birth control out of pocket so that it dosent show up ... |
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 What is a good auto insurance company to apply to for coverage online? |
| very basic individual policy in Florida,with 2nd driver not in household.Both ... |
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 My family has health insurance in Connecticut and I am thinking of switching insurance companies. My son has? |
| mild Hemophelia, my dauhgter had cancer when she was younger and gets a yearly check-up for it. Can We be denied coverage for these pre-existing conditions if we attempt to change insurers?... |
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 Is it legal for my employer to make me take an individual health insurance policy instead of company policy? |
| they want me to pay for my own health insurance and them reimburse me for it. Because they said it is cheaper. Can they do that legally?... |
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 I need a national insurance number? |
| im from czech republic where can i get a n.i. number from?... |
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 Cant let it go, should I sue? |
| My wedding day was on 9/27/08. I designed and set up the church and reception the exact way I had it in my mind since our engagement. The men, the colors , the dresses, flowers, my hair and ... |
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 Should I own my own life insurance policy? |
| Right now, my husband has insured my life and I've insured his, thinking this would eliminate any insurance getting tied up in escrow. Is it the best way, or should I actually be the one ... |
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 In order to qualify for the CHIP health insurance program do my kids need social sec numbers? We have just? |
arrived in the US from the Philippines. My husband works, but at the moment he cannot afford health insurance for us.
Additional Details
I am a citizen paying my due amount in taxes, so I... |
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 My mortgage provider is telling me he legally has to advise me on insurance is this true? |
| I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for ... |
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 Will insurance Co. pay for new roof if they can't match the shingles? |
Area of shingles damaged and can't be matched. Will the Insurance company pay for new roof? The area is about 5" X 3" and on the front slope of the house.
Additional Details... |
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 How do I say no to relative trying to sell me insurance? |
| Relative is trying to sell me insurance and I'm not interested. I want to tell him no without feelings getting hurt. Any suggestions?... |
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 I need to get quotes a commericial business? |
I want to start my own business hiring guys to do demolition, construction and stuff of that nature. Where could I get state farm insurance quotes?
I need also workers comp.
could some one ... |
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LetLoveIn | When I get surgery through jobs insurance, what person in the company will be able to see what type surgery??? |
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zippythejessi
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Your employer won't even know if you used the insurance - unless YOU tell them. It's against the privacy law (known as HIPAA) to share your medical information with an unauthorized third party - except in the following cases:
- public health and safety (a gunshot wound, for instance needs to be reported to police. Flu data is collected to determine an outbreak in an area - but then you won't be indentified by name, you'd be "subject 1" or something.)
-your insurance company for payment
- another doctor for care coordination (a hospital ER can call your regular doctor to ask how they treat your particular ailment)
-Anyone you designate IN WRITING to have access to that information = a parent, sibling, adult child, spouse, or other proxy - who can make decisions on your care |
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Claudia S
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No one at your work will be told what kind of surgery. The most the insurance company can tell them is at the end of the year what the statistics are, but they can't single you out.
Your insurance usage is between you and the insurance carrier, not you and your employer. |
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Bean
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According to my mother, who is the VP of Human Resources of a global company, nobody will be able to see any private information. The benefit manager will know that a large claim was filed, but he or she will not know who the claim belongs to or what it is for.
However, if you tell anyone in the company, word will likely spread. |
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acermill
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Your medical records are confidential. Only the insurer will be aware of what procedure you had performed. The exception, of course, is if your employer is either partially or fully 'self-insured', and the claims are processed 'in house'. Then the staff in that area would be privy to your surgery, but they are mandated to keep the information private from all others who do not need access to the information. |
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jimstock60
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I believe it should only be the Human Resources person, anyone other than that I believe might be breaking HIPAA compliance about privacy of medical records. Not sure though. |
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mbrcatz
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No. |
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Brad R
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no one I'd hope. Hr if anyone. I would think anything coming from the hospital wouldn't include any details (the company obviously receives paperwork regarding the visit but it shouldn't say what it was about specifically). Someone may be able to see the total cost though
http://www.surgeryencyclopedia.com/Pa-St/Patient-Confidentiality.html |
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Dart Swinger
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Possibly the Benefits Administrator, who works in the HR department. |
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