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 Holiday Insurance for over 70's?
my nan and gramps are going abroad and insurance is so expensive can anyone recommend a good insurance company or broker? My gramps has had a heart bypass 9 years ago and my nan has rheumatiod ...


 Whats the term for a person thats under the age of eighteen?
...


 Hi! is it true if i invest 1lak every year for 5 yrs , i 'll return back double after completion of 5 yrs?
money plus ...


 Health Insurance?
i've been looking around lately i need to get some health care coverage for a family member of mine. I live in Rochester NY ...does anyone know i can start looking for cheap and fast to get ...


 Life Insurance??
My mom just passed away and me and my sisters would like to know who her life insurance coverage was through we haven't found any policies or anything but we know she was insured how do we find ...


 How do I pay for my medical expenses before I settle?
I was in a bicycle accident about two months ago. I was riding my bike and some joker plowed right into me. The accident was 100% his fault. I sustained a hairline fracture of my left arm. The other ...


 Does anyone know what to do if you lose your insurance card?
...


 Employee assitance program EAP?
Can an employer require an employee to seek help from EAP?
Additional Details
what if the person they want to require to go has thought about killing themselves?...


 Sunstar Ambulance bills not covered by any Insurance Company?
The other day, I was picked up by a Sunstar Ambulance that was called by a police officer who thought I was having a panic attack.
I was taken 2 blocks and turned into a guinea pig at the local ...


 Ebay item not received, seller denies all responsibility for lost in post, please help!?
Am currently in a dispute with a seller about an item I bought on ebay about a month ago. Item in question cost around £60 including postage. Seller apparently posted it 3 weeks ago but nothing has ...


 Pay off debts first?
I recieved about $20,000 in an inheritance. Im fairly young. Would it be smart to pay off debts like credit cards and car payments first or should I just invest the lump sum?...


 Is there any general health insurance coverage for people with Multiple sclerosis?
My wife was diagnosed with R/R Multiple sclerosis a couple of years ago. We were living overseas and had company provided insurance at that time. Our insurance was dicontinued when our employment ...


 Baby on the way. What additional insurance do I need?
currently have life insurance through work for 5X my salary. Do I need more and/or life insurance for the baby. All help ...


 What can i do when uninsurred driver wont pay for damage?
says he didn't hit wall will only pay to put 3 bricks back in place my quotes say wall is cracked and needs ...


 Ever heard of a ineligible Replacement Cost policy on a home, just due to age?
I was living in my first home, built in 1922, and of course I had Allstate's homeowners insurance. Now that I've moved to another house, I'm renting my previous home and I get a letter ...


 If someone is lonely and has no family is there any point getting life insurance?

Additional Details
I am ...


 WHY are insurance companies SO screwy???
They're so...so...ugh, I hate them and everything about how they work. So shady and selfish.
Additional Details
Is there even an answer to this? Or are they just part of many screwy ...


 How does a Personal Injury attorney calculate money for me?
I am disabled from a different injury aside from the one mentioned here and currently receiving benifits for that injury. So what should I expect?...


 Does life insurance pay all of the money it says it will.............?
For example will if my husband has a 20yr. term life insurance policy (worth 300,000) and he dies before the 20yrs. will the company pay me the beneficiary all of that 300 thousand at one time? or do ...


 Are there ways of getting onto my boyfriend's health insurance plan without being married?
...



KW
When I go to see a doctor under my medical insurance that I get through my employer are they notified?
I'm curious what the process is when a medical claim is filed. When I go see a doctor that participates with my medical insurance I get through my employer do they recieve anything that says I saw a doctor and for what? Or is everything like the EOB just sent to me and that provider?
                     
 




Insurance Made Easy.biz
corgi1922 is the closest one to being correct.
With group health insurance each year the insurance company reviews all the claims for the group and will raise the rates accordingly. If someone in the group has a major medical problem the employer will know about the condition but the persons name will not be revealed.

There are some groups that use self-insured plans and they will get a statement each month.

Others were correct each individuals EOB does not go to the employer.


corgi1922
Rating
At most your employer may get a report each month with costs but names are never associated with them (this is common on a self-insured plan). HIPAA prevents your health info going to anyone without your consent.


Proud Mom Of 3
Rating
Anytime you go to the Doctor's office, it is strictly confidential and they will not send any information to anyone.

If you get injured at work, however, your employer will get information on your injury, along with any recommendations for follow-up, only because their worker's compensation insurance (separate from your private health insurance) needs that information in order to pay out benefits.


Cubman23
No, your doctor will send his medical claim to your insurance provider to pay the bill and that is all.

What you see the doctor for is between you and your doctor.

Its called "privacy law".


duffie_1999
Rating
Absolutely not...the employer gets nothing. It is private and cannot legally be shared without your consent.


Lori S
The employer is not privvy nor do they care about that info. If they wanted that info, you would have to give them written authorization-that's a Federal HIPAA requirement.

You see the doctor, the doctor sends the claim to the insurance company and sends the doctor the payment with the EOB. A copy of the EOB is sent to you from the insurance company.


mizzofficer2u
I believe under federal law, your doctor cannot share information with anyone unless you give prior consent. The medical provider cannot even say whether you are a patient, I think.


AJ Ngonyani
I really don't think your employer gets notified. That would be so wrong and I hope that is not happening to me. There are strict privacy rules and regulations about that stuff. Just because they provide your medical insurance, doesn't mean they get to know all your personal business.


rtfm
Only your insurance company is notified of your doctor visits. It would be unethical *and* illegal for your company to be notified (unless for some reason you had signed a release allowing your doctor to provide that information to your employer).


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