 Insurance Advice?? |
Husband is going to allergist Monday. This is his first time going.
His insurance says 20$ copay per visit to a physicians office- but is an allergist considered a specialist or physician???
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 What is the best insurance company to get auto and home through in Ohio? |
| I want to get them both through the same company because they give you discounts rates. The insurance will be for two cars and include my wife on the account. Is there an easy place to compare rates?... |
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 What is the insurance situation when cruising with cancer? We are taking relatives on the trip ............... |
| of a lifetime, but struggling to find health travel insurance for a relative with cancer. Does anyone know what cruise ship policy is? We need to arrange some insurance just in case she needs any ... |
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 If the company i work for goes bankrupt will i still get unemployment? |
ive been working for this company for 4 years we are facing some hard times and the business may end up going under if they lose everything will i still get unemployment
Additional Details<... |
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 Is a septic system considered an underground utility? |
| Thi question had to do with an insurance claim...... |
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 Cold Calls for life insurance? |
| I work for an insurance company and it has become my part of my position to call existing clients to offer quotes for life insurance products. I do not sell life insurance myself so I only need to ... |
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 Insurance for my boyfriend who doesnt live with me? |
| im getting insurance with united health care, my boyfriend has no insurance and i want to put him on mine, but he doesnt live with me...will they allow that?... |
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 My health insurance company just rescinded my policy after I submitted claims.? |
| I applied for an individual health policy and in good faith signed that the information was complete to the best of my knowledge. I also consented to them acquiring any records necessary from my ... |
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| Your demand is not within the range of our evaluation of the potential jury verdict. What does this mean? |
| I was offered an insurance settlement and I counter offered. The insurance company said, Your demand is not within the range of our evaluation of the potential jury verdict. What does this mean?... |
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 How much is homeowners insurance a month? |
| My wife and I are pricing out home purchasing possibilities, and are looking at homes ranging from 290,000 up to about 360,000. We need to have a feel for the payments, and wonder if there is a ... |
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| Tornado hit home and total loss ? |
| House will prob. be declared a total loss...what does that mean? If declared that term will the dwelling coverage of the insurance be paid out to the max as well as the contents? There also is a ... |
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 I don't have home owner insurance.. please help!? |
| I owned a condo in New Hampshire. the owner of the unit below me filed a claim to her ihome owner insurance because of water damage that I created. what are my rights to protect myself from her ... |
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 What has been your experience with Insurance Claims? |
| If you have ever had to make a claim, were you satisfied? Was the company helpful and reasonable, or did its performance leave something to be desired. Was a legitimate claim denied?... |
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 Where wll the govt get the money they are after for the bailout? |
| Will it come out of our paycheck with the other taxes or will they break into our social security money we have saved over the years?... |
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horse8dreamer | When a business goes under, like an automaker, do retirees lose their benefits too? |
I think if a person has worked for a company for so many years, then their retirement should be secure. I put a lot of money into mine each year and I feel that I am entitiled to that money. |
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Lilly
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Deferred compensation plans are different from 401K. Retirees that are not in a separate account can absolutley lose retirements. |
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Insurance Pickle.com
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Right...what Tom said... |
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mbrcatz
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Yes, when the business goes under, so do the pension plans and group health insurance.
But you are not putting your money into the company - you're putting it into a 401K, which stays with you, forever.
That's not the situation with the automakers - their retirees have PENSIONS - that's not money they set aside, it's a promise of future payment for not working. THAT'S what goes away. Your 401K is as safe as your investments. |
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growing inside
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pensions are guaranteed by the PBGC upto about $60,000/year. If your company goes under, they will make your pension payments to you. |
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Doctor Deth
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401k plans are always separate from the company you work for - the assets are held by the Investment company overseeing the plan and if old-time pension plans are fully funded, they should be protected also |
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Tom Z
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No, all is not lost.
The Pension Benefit Guaranty Corporation (PBGC) is a federal corporation created by the Employee Retirement Income Security Act of 1974. It currently protects the pensions of nearly 44 million American workers and retirees in more than 29,000 private single-employer and multiemployer defined benefit pension plans. PBGC receives no funds from general tax revenues. Operations are financed by insurance premiums set by Congress and paid by sponsors of defined benefit plans, investment income, assets from pension plans trusteed by PBGC, and recoveries from the companies formerly responsible for the plans.
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