Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 How do I find out if a certain perscription is covered in my insurance plan?
I have decided after 10 years to quit smoking....

I am going to the Dr. Monday to get a prescription for a drug that has worked wonders on 5 people I know to help them quit. I have ...


 Can u get compensation from an insurance comp. of someone who hit u from behind even if your license expired?
...


 How do you go about getting jewelry insured if you don't have homeowner's/renter's insurance?
I just got engaged and would like to protect my ring and get it insured. I've read other similar questions but I don't have a homeowner's (don't have a home) or renter's ...


 Dog walking business? do i need 'pet sitting' insurance for dog walking over the summer with a friend?
If I only take out dogs which are insured via owners pet insurance is that ok or do I have to be insured???

All i wanna do is make a bit extra money by dog walking in my neighbourhood, ...


 If my boss has the company pay for his health insurance, does he have to pay for mine?
I work for an S-Corp owned by two men. They have the company pay for their health insurance premiums and make their employees pay in full out of their own pockets for their own. Is this legal?...


 I lost my social security number card what can i do?
...


 Can my doctor refuse to see me because insurance has not paid because the doc has not done the paperwork?
I had surgery back in June, and two follow up appointments, all which have NOT been paid by my insurance company. I was told multiple times by the insurance company that they are waiting for the DOCT...


 What is the best individual health plan to have?
...


 A relative died how can I find out if there any insurance policy to cover funeral cost on them pls hlp asap !!?
the relative is pretty old and we were told that they have a policy but can't find it not in bank statments or anything so , where would we look or find on the internet is there a site we look ...


 Can I get out of a lease in ME state because of a medical reason?
My husband was recently diagnosed with testicular cancer and we no longer are able to to afford medical bills on top of our rent payment. Is there any way that we can medically get out of year lease,...


 Can u sue a person that does physical damage to you?

Additional Details
for example, like trying to push you with ur ...


 What is status of policy no. 920657439?
I want the confirmation about my change of address....


 My husband and I are thinking of purchasing additional life insurance?
We are meeting with an agent this afternoon to see rates. Now, before we meet with him, I was wondering what is considered the right amount? I know you can purchase much more than what is necessary ...


 Will homeowners insurance cover an room that needs to be rewired due to a short?
Will homeowners insurance cover an room that needs to be rewired due to a short?...


 Help with paying a bill?
Hi. I'm having issues with a collections agency trying to collect on a bill I had last year. I was under my husbands (now ex husband) insurance. I think this cost should have been covered by the ...


 I'm looking to buworldwide travel insurance to cover 13 months. Anyone out there know of an insurance company
...


 Life insurance- -my mom has cancer and will probably go soon...?
#1- can i get life insurance policy on her?
#2- How does life insurance work? Like i see plans for like $3 a month, what if she like dies right after i get the policy, will i get the full policy ...


 My mother passed away last year,i cant find her life insurance policy and i dont have access to her mail.Help!
My father doesnt remember what company they had policies with.I live in Pa,unfortunatly there is no national database for Life Insurance Policies....


 Please tell me about Birla Sun Life insurance, is it safe to invest? Benefits and risks?
It is private insurance, i need to know safe and security of BSL ...


 Car Accident?
I was involved in an accident in Nov.of 2005. It was my fault and I was driving my cousins car. I told them if there happen to be a bill left to them after that paticular accident I would hold myself ...



Karen C
When a spouse dies, how would I go about finding out about his life insurance?
My husband died suddenly and I am sorting thru papers and find no life insurance except thruhis work. How could I make sure I didn't miss anything? Also, how would Ifindout about credit card companies..if we had coverage in event of death? Thanks.
                     
 




stephenweinstein
Rating
Credit card companies:
You should be able to find something with the telephone numbers of his credit card companies (for example, his credit card bills and credit cards will have the telephone numbers of the companies that issued them).

Other life insurance:
1. The medical information bureau can tell you, for a fee, if the companies to which he applied for life insurance within that last 10(?) years. You can then contact these companies individually to determine which actually issued policies. Note that M.I.B. will not be able to tell you about policies for which he applied before the time period covered by their records.
2. Life insurance premiums are usually paid by check. Look at the canceled checks from the bank and at his check book register. If he was paying money to a life insurance company, then contact that life insurance company.


itsjustme
Rating
If you've sorted thru his "stuff" and have found no insurance policies, then he more than likely has none. I believe the policy has to be presented to an agent as proof of coverage.

As for the credit card companies; Just call them.


seekn2know
If he left no will, go to the local court house clerk and petition them to name you the executor over his estate.

By being the legal executor you can ask legal questions and get answers they couldn't give to you without the papers. Contact any bank or credit union he may have had and ask if he had any accounts there. See if he named you POD. If not use the executor papers. Call any credit card companies you know he used and ask them if he had insurance that paid them off if he died.

Contact his work and speak to his employer they should be able to tell you about any life insurances. If he belonged to a union contact them also.



Nate W
First of all, I'm sorry for your unexpected loss.
If he had any other life insurance policies, he should have been receiving some sort of annual statements or at the very least receipts for payments. If you still can't find anything take a look at the bank statements for any payments made to a life insurance company.


src50
Rating
His papers would be where you'd find it.


mbrcatz
Well, if you're asking, is there a database where you can look it up, the answer is no. Best thing, is to sort through those papers, AND, to go through all the cancelled checks for the past year or so. Any policy that's paid in full (pretty rare), they'd send a statement to the policy owner, presumably your husband, every year.

You'd have to contact the credit card companies directly, when the statements come in. Usually, if it's a JOINT account, it's not going to pay off.

Most people (70%) in the US die without active life insurance in place. It's a blessing for you that he's got SOME through his work. If you can't find any hint of it in his will, papers, or cancelled checks, he probably doesn't have a seperate policy. If he did, it would probably be with the same company where you have yours. IF you have insurance.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy