 Where can i find general liability insurance for home inspectors? |
| i am currently getting my license to be a home inspector in Arkansas and the state requires that home inspectors carry a general liability policy of $100,000. My own insurance company does not do ... |
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 Medical insurance denied the claim and not much help form provider. Almost cornered to pay. Need help.? |
| My Insurance denied a cliam for a doctors visit, saying its not covered by the company. I was acutally refered by another doctor to this guy for excessive sweating. when I book the appointment they ... |
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 Is it possible to sue an auto insurance company for insuring a neglegent driver (alcoholic, drug abuser, etc.) |
| I posted an earlier question asking for help in an accident I was recently involved in ((DUI/meth abuser hits bicyclist = broken back). I received a lot of useful info, but have a few more questions.... |
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 Insurance claim for flood damage- Is the company allowed to do this? |
| I have placed a claim for the contents of my house due to flooding. The insurance company is wanting to pay us the vast majority of the claim in vouchers and set us up with their suppliers. We do not ... |
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 Questions about Medicare? |
| My mother will be 65 in August and will be filling out the paperwork three months before that. She has cataracts, and will need surgery. She is having some difficulty getting scheduled with the Dr. ... |
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 Insurance for cosmetic surgery abroad? |
| I'm having a rhinoplasty/nose job operation abroad, in Iran. Do you know any insurers and what do they cover?... |
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 My company offers health insurance but its a dumb plan? |
| well they dont have like a set insurace. They have this guy who sells insurance policies and he signed me up for one but it sucks. I have like this $5000 deductible and they are real strick and what ... |
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 Free health insurance near Brandon, FL? |
| Is there any way to apply or receive FREE health insurance in or near Brandon, Florida. I am a college student here and don't want to pay for health insurance b/c its expensive. I used to live ... |
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 Whole Life Insurance? |
| ok, so heres my situation. My mom got whole life insurance for me when i was younger, and has been paying it. I am now 18 and the policy is turned over to me now under my name. It's supposed ... |
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 Health Insurance (HSA, Health Spending Account)????? |
| My Company wants all employees to switch over to a HSA (health spending account). does anyone know if these are better than a PPO, and how does this work? Any other information on them would be great ... |
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 Whats the best insurance company to sign up with if you are looking for health insurance? |
am thinking of getting health insurance but still confused of which insurance company i should sign up with.
Lorenzo
http://welcometoinsuranc... |
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 Insurance cut off....? |
| My step mom had a stroke February of 2007. She came home in August of 2007, even though her speech was still messed up, she is in a wheel chair (can't walk), can't maneuver her left arm, ... |
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 Should I pay our next term life premium to AIG? ? |
| It's due later this month and after that there is a grace period. It is $900, that is a lot of $ to pay a company that may not make good on a policy IMHO.... |
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 How commen is it for an employer to fire you just before your benefits kick in ? |
| They eliminated my department (i was the only one in that department) a week before I was suposto get benefits, they pay half, than put me in another position and hadme fill out an entire new ... |
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fiestyredhead | When an auto insurance company looks into your credit what are they looking for? |
When they look into your credit what are they looking for? Just your credit score? or can they see your whole report? Like your credit card debt? |
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amylovescalvin
 |
Farmers does not see your report, we only get a letter rating. A-Z I and N being incomplete. We do not see anything on your credit report, we can only see why you got the rating you got, too many accounts open, late payments, or not enough credit history but we do not get any elaboration on any of the explanations. |
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Dan
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All three of these are plausible explanations, but there IS another side to the story. When you pay an insurance premium, the insurance is basically "fronting" you the insurance protection, which is granted on the condition that future premiums will be paid on a timely basis. I am also an insurance agent, although I do freely admit to not being an auto or P and C agent. Your credit score is used by the insurance company to determine whether you are likely to pay premiums ontime, and if it doesn't show that, I'd wager money that this information is used to stack you in a higher rate bracket which will force you to pay more money earlier in the policy life, thus easing them of the responsibility for having to "sweat out" your payments. Before all the "down thumbers" come out, please reflect upon all the premium finance companies in existence in the US
Amy: hate to be disagreeable, but if you find out how many accounts I have open, how slowly or punctually I pay my accounts, account balances, etc., you have effectively gotten my credit information, even if you don't have "the report". Your explanation sounds suspiciously like another I heard a few years ago...."I did not have sex with that woman.........." etc etc. If it smells like horse manure, looks like horse manure and feels like horse manure, believe me, it's horse manure. Farmers is no better or worse than anyone else. |
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src50
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Mainly your credit scores. Credit history has been found to be statistically related to claims rates - people with poor credit management habits also have higher accident rates. |
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Queen B
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no, they cannot see your actual report. it is looking to see your credit range. the higher the credit the better "tier" you get put into , which translates into lower rates. |
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Bride of Christ
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statisitcally the poorer your credit the higher risk one is to filing a claim. The more a company pays out in claims then the more money they have to charge their customers. So therefore the better your credit the less likely you are to file a claim therefor the cheaper your price. |
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