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 I'm a realtor, single parent in need of reasonable health insurance, any suggestions?
Health I...


 For how long is a first aid certificate deemed as valid?
...


 I just moved out of my parents house. i need car insurance?
i need a good company to get car insurance from. Any Suggestions??...


 Please I need health insurance and need info.?
I just started working and I need health insurance. I need medical,dental,and prescrition. Those three are the main ones i need right now. I wanted Blue Cross, because it seems to be accepted ...


 Can I take a life insurance policy out on my boss and name myself as the beneficiary?
I work for a sole practitioner. I have a financial interest in his life. If something were to happen to him, I would be out of a job....


 Is there any health care insurance specifically for college students?
Are there any insurance companies that offer cheaper rates for college students?...


 I'm looking for Jeff Lane that used to live in Piney Flats, TN. Does anyone know him or where he is??
...


 I need help finding health insurance for my mom in Georgia.?
My mom is 46 and her job does not supply health insurance. She does not make a lot of money at all and she has a skin disease that needs treatment. Paying $200 a month for health insurance is out ...


 Does life insurance cover you when you are out of your home country?
If I move overseas will my life insurance still cover me there?...


 My stuff on ebay just wont sell?
here's some of the stuff ,
http://cgi.ebay.co.uk/ws http://cgi.ebay.co.uk/ws...


 I am an adult male married w/ 2 children, where can I get the best health insurance for my family at the best?
rates? Also, how about good rates on Dental and Vision too?...


 Is there such a thing as insurance that covers cosmetic surgery?
...


 I had a totaled vehicle in Jan 07, (not at fault) can i use this on my taxes?
...


 Forgotton life insurance policy?
my mother bought me a life insurance policy when i was very young now all paper work is gone how can i find it??T...


 I am so angry! Why did the insurance company decline my baby?
First off, I can't tell you how absolutely livid I am with the health care system in this country!! I am so disappointed in the US right now! But that's a whole other topic..

I ...


 Why is insurance such as: educational, life, pension, weeding, vacation, memorial plans necessary today?
Why is memorial plans necessary today, when during the yesteryears, they were a taboo?...


 Which plan is better for Anthem health insurance : "PPO" OR "HMO"?
I'm healthy man and will start cu boulder on next semester....


 What should my Mom do when doctor refused to check her due to lack of insurance?
My mom has not been feeling well for awhile now. And she gets chest pain most of the time. She called her doctor for an appointment, but they said they can't accept her because she doesn't ...


 What can be done about an employer who overdeducts group health insurance premiums?
The employer fouled up and included the rate sheet for our last premium increase. True rate for a 55 year old male was 61.39 per month. Employer deducts 140.00 per month and tells us that is our &...


 I'm looking to get life insurance policy for my long time boyfriend of 10 yrs. Is there companies that do this
Most of the companies I have been researching will only insure me as far as life insurance....



JN
When choosing a Life Insurance Company, policy/ plan, what are key factors I should look for?
What are any additional things I should look for?
                     
 




aaron p
Goodness of fit.
Price.
Company strength.
Ease of doing business.


mbrcatz
Rating
A good agent, who can explain the terms and conditions.

A policy that meets your predefined goals.

A carrier that's A rated, and admitted to do business in your state.


Stephen L
Rating
Hi!

Firstly one should obviously choose one of the well known firms. Most assurance companies offer the same sort of products and I assume most have excellent credit ratings etc.

I think you shouldn't be wondering what company to choose rather what financial adviser to choose. A good adviser will recommend what firms he feels are suitable and he will also spend time with you to see what your needs are. He then will make recommendations and show you his findings.Then you will be able to make an informed decision.

I recommend you ask someone you know who is successful what adviser he uses. Good advisers can be found through a successful person's recommendations.

Also don't think you don't enough money to afford a personal financial adviser - advisers make their money from commissions.

Good Luck to financial peace of mind...

:-)


Spock (rhp)
guaranteed renewable term insurance

company is rated at least AA by Weiss Ratings [the other rating agencies have poor records].

Consumer Reports magazine used to publish a comparative article on life insurance about once every 7 years -- worth looking for in back issues at the public library.


this approach will minimize your dollars expended with reasonable safety.


David M
Rating
The most important thing is do the have the financial strength to pay. Go to the AM Best website: http://www.ambest.com/
and check their rating. You should only go with companies rated A or better. Then compare rates and go with the cheapest rates. If buying whole life (which I generally suggest people do not do) see if you can find out how the cash value grows over time. Generally the largest percentage of your premium dollars go to commissions in the first few years. If the cash value grows earlier in one case than another, you're probably paying less commission.


Richard Warren (wfc)
Rating
When choosing a life insurance company there are many things to consider, but most of them have to do with you. Different Life Insurance companies are better for certain things. For example, if you have pre-existing medical conditions some companies have more lenient underwriting procedures than others.

In General, look for companies with "A" ratings. If you are buying term insurance, look for a company that has a good conversion policy which will allow you to convert your policy to a whole life policy. This is a good thing to have in case you develop an uninsurable medical condition.

You can get information about life insurance companies, and prices quotes at:

http://affordablelifeinsurance.wfcmarketing.biz


Joan J
#1 A well known company
#2 Start when you are young, premiums are usually lower
#3 Determine how you want the policy to work-long term
#4 Request information regarding (different plans) long term profits.
Please shop around for a very well known Ins. company.


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