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| If the employee dies while working the workers comp policy pays and if the employee dies while off work then the life insurance policy pays(is this thinking correct?)... |
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| 1. I was rear ended by some chick in a BMW, I have a 95 Crown Vic in poor (Cosmectic) condition, but it drives fine. She skuffed up my bumber and put a crack in the light. I went to get an ... |
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| Insurance certificate sent to email ? which sites so that? HEELP? |
police impounded my car for not having insurance. can you tell mw whch sites instantly send you the insurance certificate to your email once paid online. ??
Additional Details
do that* ... |
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| My daughter does not currently work, as she has 2 small children. Her husband works a lot of overtime in order to provide for them. He is also a type-1 diabetic and I worry about his health a lot. ... |
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 Left/Lose/stolen Digital Camera? Insurance? |
| I left/lost / someone stole my Digital Camera while i was on the train. What can i do?... |
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| I swear I'll pay you back.I need it to see a doctor.... |
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for a healthy couple in mid forties with self employment status in Houston and 3 kids (ages 1, 5,10)
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JAMES L | When completing a mortgage loan and the title ins company misses the whole year of insurance , is this fraud? |
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Stuart
 |
There is a huge amount of paperwork involved in putting together a mortgage. The companies that have to work together all have different ways of doing business, and it's easy sometimes for paperwork to be misplaced or misinterpreted.
However, all of the companies are focused on one goal: to make the mortgage loan a profitable one for all involved for the life of the loan. It is unlikely that any one of the folks involved would risk committing fraud in such a high profile area as insurance.
Sounds like an honest mistake. |
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Navy Sailor - GAI
 |
Title insurance and home insurance are not the same thing so what are you asking about? If you paid on a new mortgage for an entire year and NEVER noticed that money for your home insurance was never being deducted from your monthly payment to be put into your escrow account I would put you as much to blame as your mortgage holder and insurance company. You should have been getting quarterly reports on your mortgage either in paper form or electronic that showed you exactly how your payments we being applied. Did you ever bother to look at the statements. No fraud here, just bad attentions to detail from day one of closing on the mortgage until now when you noticed. Your payment breakdown for P & I, insurance and taxes is all included in your closing documentation that you should have read prior to signing. |
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acermill
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It's not fraud. It's an error. If they had not made the error, you would have paid for the missing insurance anyway, would you not have ?
Pay the insurance and have it over and done with. |
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Serge M
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For fraud to occur, the event has to be deliberate with the intent to deceive and knowledge that it is wrong. Most likely what you describe is the result of an honest error. Some real estate transactions are complicated and involve a lot of parties, so a mistake can easily happen. The party making the mistake should be willing to correct it. |
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Mortgage Expert
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If it is listed on the HUD-1 settlement statement then they should have paid it. If they are saying they did not, then they need to do so asap. If they are saying that they did, I would request proof. |
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