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 Question about pre-existing condition in health insurance?
hi guys
i have a unique question regarding pre-existing condition coverage of health insurance. suppose i am from a country outside US (say India), and i have a pre-existing condition (say ...


 I want to choose LIC policy. How to choose the LIC policy? What are the factors affected?
Any suggestion of the current benificial policy?...


 What happens to your unemployment benefits if you become pregnant while collecting?
I just recently lost my job and will be collecting unemployment. My husband and I have been trying to have a second baby (I may be pregnant now) and I'm wondering how that may affect my ...


 What kind and how much liability insurance do I need?
I'm starting a residential pool cleaning and servicing business and I need to know about how much coverage I need. I'm getting alot of conflcting info....


 Does anyone know a reasonably price health insurance in new jersey???
Either people make too much or just above the limit to qualify for individual health insurance for low income families, its just so unfair that we work our whole lives and cannot afford to get health ...


 Should a life insurance policies alternate beneficiary say a name to go straight to beneficiary and not the es
My life insurance go to spouse but if we are both gone 98% goes to son and 2 % to others. Should this beneficiary be to the estate of mine or directly to sons name? Do not want it held up in probate<...


 Whats the difference between life assurance and annunities?
...


 What company is your house insurance through?
Who insures your house and are you happy with the premium amount?...


 My dad just got sick and was in the hospital for two weeks he has no insurance and all the bills just came in ?
we owe like 108,000 what do we do, hes the only with a job, were barely making ends ...


 Thinking of selling for Pre-Paid Legal Inc.......?
Question is, how much would the average, law abiding citizen actually need this service? I think if I had more friends in need, I'd sell it. But I don't. They are all pretty much good ...


 Could u get in trouble 4 buying stolen goods?
...


 PLS HELP ME IS THERE ANY POLICY TO COVER THE PREGANCY?
PLS SOMEONE HELP ME IS THERE ANY POLICY TO COVER THE PREGANCY MISLENIOUS...


 What is mortgage insurance?
When having somebody co-sign for a morgage with no $$$ down, how does mortgage insurance work?
1) Is it required?
2) Is it permanent?
3) Is it like a car insurance policy - where the ...


 Can you own two home owners insurance policies?
I have one Home owners insurance policy. It just barely covers the cost of rebuilding which is close to the mortgage amount, in case of fire etc. Can I get a 2nd Home owners insurance policy to ...


 What does one do for a job with Primerica?
my brother has an interview there and he would like to know exactly what it is they do? they didn't give him details about it just very briefly explained it to him....


 A follow on question on insurance payouts?
I would like to know the amount of moneies in total, that insurance companies have paid out for water damage,(due to burst or leaking plumbing, not flood ) in the uk in any 1 year. All insurance ...


 Do you get your money back if you switch car insurance companies one month into a term?
I am buying a new car and found cheaper rates than Geico with Allstate. Problem is, I am one month into a six month term for my old car. I have already paid for the six month term. Will Geico have ...


 How can a grad student without a full time job get health insurance?
...


 How can i get this insurance information?
I ALREADY TRIED going to insurance websites but they all want me to fill out and get a quote
i dont want to put all my information in
i just want to know these things for 3 different ...


 When my neighbors water pipe broke it ruined my floor. who is liable?
water came through my condo ...



Tom M
When do I need to enroll in Medicare if I plan on staying employed and covered by group insurance?
I am self employed and since my group is small, I am told my group insurance is primary. I will be 65 in two months, I am not drawing social security and I will continue to work for the next 18-24 months.
                     
 




deep5223
You will automatically get Part A at age 65 and will be eligible to get Part B if you choose to do so. You should check with you insurance to see if you will be better off getting Medicare A & B and letting your group insurance be a secondary (supplement) policy. If you have drug coverage as a part of the group insurance, you will not need to get Part D (drug coverage) until you retire. If you don't have drug coverage, you should get the Part D as soon as possible to be effective at age 65 as well.


waggy_33
Rating
You will generally have to apply for Medicare during the period that is three months before the month you turn 65 and ending three months after the month you turn 65. There are circumstances where you can postpone the application period but you need to follow the rules. If you don't apply when you are supposed to there is a 10% surcharge added to your Medicare premiums that never goes away.
My experience has been that if you contact the Social Security Administration they are very helpful and knowledgeable about how to work the system properly.


Byron W
According to the financial senior newsletter, you want to enroll now! Waiting will cost a certain % each month you wait for life.
The financial senior is at http://www.reversemortgagepage.com


Jeff H
Unfortunately .... Yes.
My dad did not register for Medicare for several years after 65. Now he has been required to sign up for it at a terrible penalty compared to my mom who did sign up earlier.

Compounding the problem is the newer prescription program. If you miss the deadline, you may be nailed an additional 1 per cent per month until you do. The problem is enrollment is only possible at certain times of the year.


♥angltouch♥
Now!!! and review the various options that medicare offers you, be wise and choose the best.
Good life! :)


Bigdog
They want you to sign up ASAP. If you don't then they will penalize you each for year if you decide to sign up later. Plus you will probably be required to sign up when you retire. Medicare will become primary and your present insurance will become secondary. Check with your employer and present insurance.


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