 Home insurance? |
My partner and I have buidlings and contents insurance, my question is...is this classed as home insurance or with this just being buildings and contents do i need separate home insurance.
I ... |
|
 Should I enroll in a health Ins. Plan this year? It is that time again, and I don't know should I? |
| Last year we enrolled in Aetna hmo, a dental plan and vision. We pay 600.00 monthly, deducted from my husband's pay check bi-weekly. If we choose to not enroll can we get charity care? 600.00 ... |
|
 How can i sign up with insurance carriers as an independent insurance agent? |
| i am very interested in becoming an independent isurance agent, but how do i find the insurance carrier companies? how do i know witch co. would be good to work with?... |
|
 I am moving from MA to FL and I want to cancel my car insurance..? |
will this cost me money? or does it depend on the car insurance carrier or....
i have safety insurance if that makes any difference
Additional Details
well..im not ... |
|
 If a cashier's check is cashed by auto insurance company does this imply auto coverage? |
| My niece is really heart-sick. She is only 20 and just financed her first car. About a week ago someone hit her beautiful car and drove off. It was a hit and run. She has insurance, but deliquent ... |
|
 Where can I find a website to compare health insurance rates? |
| My husband and I are both full-time students and we're looking to compare rates for a plan starting 4/1/09. All of the sites I find via google have disclaimers at the bottom that by hitting ... |
|
 I am a diabetic, being offered Term Life or Whole Life insurance, which one should I take? |
Additional Details
I am in pretty good health. No diabetic complications...and I do my best to keep it under control...... |
|
 Contents cover insurance? |
| We may go to work abroad and will need contents insurance cover for 5 months our company will only cover for 60 days, any solution ... |
|
 If y house is being forclosed on, do I still need to pay for homeowners insurance? |
| I have a rental that is being forclosed on. Do I still need to pay for fire and dwelling insurance?... |
|
 Do i need public liability insurance |
| I am self employed in a consultancy role, however the main contractor has asked me to operate a crane on there behalf. I am qualified to drive the crane and am happy to do so, but do i require my own ... |
|
| What happens when you dont have the insurance to bury a loved one? |
| nephew died and the mother didnt have life insurance will the state bury ... |
|
 How much will term life insurance cost? |
| I am 36 yrs old in excellent health, I am looking at a 20 yr ... |
|
 Can my 63 year old mom get arrested for not paying her medical bills off? |
Hi my mom is on medicare she has no other insurance but medicare.
And my mom gets pounded with medical bills that medicare dosen't pay. The highest bill my mom got is a 2,000 bill from a ... |
|
|  |
Amanda | When hiring contractors to do work at home, do you ask for a Cerfificate of Insurance first? |
Additional Details
Proof that they have all kinds of insurance in case they do damage to your property or have a personal accident. They would get it from their ins. co. - not your responsibility.
|
 |
 
Little Nell
|
Absolutely yes & also call the better business bureau & see what the have to say. You can ask for a list of references & call them. Just like you would if you were going to hire a person. There are a lot of shady contractors out there. If you really want to get some good people you can call state farm & ask them what Contractors they have on their premium service providers list. (They won't keep around people who don't do good work or who aren't on the up & up!) I work for a legitimate contractor & I can't tell you the amount of times we get called out to either finish up someone else’s work or fix it. I've heard some horrible stories over the years about other contractors! SO ALWAYS BE CAREFULL!!! |
|
SmartAleck
|
YES!! if the contractor is not licensed, insured and bonded in your state, DON'T HIRE THEM! |
|
Kimberly
|
Definitely! Also check with your home owners insurance to see what would be covered under your policy. Look for a reputable contractor....sometimes...cheaper isn't better! |
|
ossie
 |
I would say, yes. You certainly want to ensure that any damage caused by a contractor, is their responsibility, and in fact, covered by their insurances, especially as your own household insurer may repudiate liability if not informed of the increased risk of damage to your property. |
|
estee_1998
|
Yes you do, to protect yourself and his workers too, in case someone is injure, and if they are not insured that will go after your insurance-beware. |
|
mbrcatz
 |
ABSOLUTELY. Because if you ask for it AFTERWARDS, and they don't have it, you're SOL.
The insurance won't cover their faulty work, btw, but it WILL show you that they have Workers Comp, so if their worker gets killed falling off your roof, and his wife sues you, you have the name and policy number of the Workers Comp carrier.
Reputable contractors have insurance. Fly by night ones usually don't. As you said, it's easy, easy, easy for the contractor to give you one, be SURE the "certificate holder" lists your name and address. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 24 minutes(s) ago
| | | |
7 | 3 hour(s) ago
| | | |
7 | 4 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 1 week(s) ago
| | | |
7 | 2 month(s) ago
| | | |
7 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
