 How and why is it that insurance companies can charge interest on unpaid premiums? |
| I have to agree with the Muslims here; interest is evil. Especially when you're paying interest on such an intangible as insurance, and statistically, I probably won't even use it.... |
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 Do I have to add my roommate on my auto insurance policy? |
| My roommate and I each have a car but we don't share the same insurance policy. He has his own and I have mine. I just got auto insurance for my new car and the agent was telling me that I ... |
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 Are there any websites or companies that give leads / referrals for insurance queries? |
Additional Details
I am not talking about customer care. If "X" has a insurance need and he logs in a website "Y", and "Y" send the details of "X"... |
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 SIr, I have taken a LIC Policy in my mothers name.She is know 49 Years.Plan is Market+ Pension. ? |
| Agent told that after 5 years( 10,000 p a x 5 yrs) , she will get 8,000.00/pm as pension. So please confirm the details regarding pension( 8000 pm).... |
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 This has gotten complicated...? |
| Because of a condition ( sckitzophenia ) , the only reason I have ever had health insurance is because I have lied about my condition. As soon as the "s" word comes up I am either canceled ... |
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 WILL MY FATHER(TRIPLE BYPASS PATIENT) LOSE HIS HOUSE( OR/ANDEVERYTHING)DUE TO NO INSURANCE? |
| My father is a retired mechanic(owned his own business). He is 61 years old(62 in february) He is a wisconsin resident. He has a home with equity but the home is his only asset. He didn't ... |
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 What is the best business to run within my insurance agency? |
| I have an independant insurance agency in Arkansas and would like additional sources of income. What business would be profitable and co-exist smoothly together?... |
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 I need help friends! I am interested for medical insurance, but i dont know anything, plz suggest me!? |
Idont know which policy is good and plz also tell me if i do a insurance after how munch time i can claim for that?which is smallest time priod policy and how much i have to invest for that.
A... |
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 I need insurance leads? |
| i am not getting any business I need leads where should I go? I sell Life insurance and home auto ... |
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 Online insurance companies offer Single trip family travel insurance? |
| I came to know that Single trip family travel insurance is really something to watch-on before you out on a tour.In India people do purchase health insurance and purchase medical insurance. How good ... |
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COblonde | When interviewing for a new job, is it bad timing if I just finished chemo/radiation treatments as far as? |
continuing insurance coverage. I'm not comfortable disclosing to the interviewer of such a thing but want to make sure the benefits are good, I can keep the same Dr.'s hopefully, etc. Also, as a new group policy, I can't be turned down can I?
Additional Details
Life insurance? Would it be a really bad choice to make a career change if I can't get this coverage? |
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Mel
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Due to the HIPAA law which has to do with health privacy, it is not legal for an employer to request or require you to provide a medical history prior to beginning work. (There are some exceptions which have to do with bona-fide job qualifications - like, it is permissible to test an airline pilot's eyesight.)
The questions you should ask of an employer are those that any new hire should be asking, such as:
-what benefit plan(s) do you offer to your employees? Do you have a plan summary that you can provide to me?
-do you have a list of participating physicians that you can provide to me? I want to see if my doctor is in your plan.
You cannot be turned down for health coverage (see HIPAA, above); however, if the company offers life/AD&D coverage and you request coverage above a baseline amount, you may be required to provide "evidence of insurability" which basically means taking a physical exam. Based on your medical history and prognosis, you can be turned down for supplemental coverage.
Good luck and good health to you. |
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nurse ratchet
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Do not discuss your health conditions with the interviewer. Just make sure they offer medical benefits, and ask how long the waiting period is to get on the group health plan. Then COBRA your current coverage to cover during the waiting period, and check out the new health plan. You can now make an educated decision on whether or not their plans is as good as yours, and if you can keep the same drs. You cannot be turned down on a group plan. |
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SG Elite
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It's good to be upfront. The employer is likely to find out one way of the other when insurance or medical claims are concerned. You may be terminated for witholding of information that could be detrimental to business decision when hiring you. |
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dtwladyhawk
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Did you have breast or cervical cancer?? If yes contact the Breast and Cervical Cancer Program in your state. Find it. They will pay for everything because now that you have a pre-existing condition the insurance will not cover cancer. Good Luck |
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Jo Blo
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don't disclose something like that unless asked a direct question about it. You may have to take a physical before being hired, and may have to disclose any former or present illness at that time. |
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ktray1275
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It is illegal to discriminate on that basis you dont have to talk about your health |
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mbrcatz
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I would NOT do it on a first interview - but maybe a second, and DEFINATELY a third.
As a group member, you would get the group rate, and can't be turned down. If you don't have a lapse in insurance coverage, the preexisting conditions would be covered under the new carrier.
I wouldn't make "life insurance" a dealkiller for a new job. If the salary is good, you can just work on saving up. |
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