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 Life Insurance Question?...Please Help!?
Can someone tell me which is the best Life Insurance?
Which company? What do i need to d?
And what you recomend to me? What's best for me?...


 Can i get the money that i put into my insurance back?
i just found out that my life insurance will go up every 5 years,,,i didn,t know that,,,,can i get my money back that i have paid into this policy because i am ...


 Employer Health Insurance for Spouse?
Hi, if my wife does not work, is my employer required to include her as well as myself in his health insurance? I have recently changed jobs, and added my wife's information in the application ...


 How much should i insure my house for?
My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not ...


 Did auto insurance go up this year?
if so why did the prices go up? thanks a ...


 Does a border agent have the right to ask for auto insurance documents?
Also, can they hassle people about which state their car is registered in? Is it their job to report insurance and registration irregularities to the California DMV?

I'd like an ...


 Does your insurance go up?
If you park in a bus stop zone, in NYC, and get a ticket. Does your car insurance go up? What happens? I paid it off right away in like 2 hours, will there be something else?...


 Will home owners insurance cover my auto after hitting a garbage can in the middle of the road???
It was early in the morning, on a dark county road.....I struck the bottom of a black garbage can made of plastic. It was very cold and my bumper was damaged fairly well. It was not my garbage can or ...


 Insurance for over 65 cheapest?
i want a medical cover as well astravel ...


 What to do,insurance adjuster didn't respond to my demand letter?
...


 Please explain the Advantages and Disadvantages of Life Insurance?
Please explain the Advantages and Disadvantages of Life Insurance


Thanks....


 If you have a 100,000 life insurance plan..do you have to pay 100,000 dollars to your act to recieve benefits?
if you have a 100,000 life insurance plan..do you have to pay 100,000 dollars to your account to recieve benefits?...


 What insurance company covers Myth Busters and Jackass?

Additional Details
I do know that it is the same ...


 Do you believe in having lots of insuriance or very little?
I hear people talking about life insuriance, auto insuriance, home owner's insuriance, etc., etc., etc.... how much do you believe in having? Which kinds? Or do you believe that paying for ...


 Who is responsible for filing liability claim under renter's insurance?
The washing machine I own malfunctioned and flooded part of the apartment I rent. The landlord is billing me for charges incurred for replacing the carpet padding and providing blowers to dry the ...


 Short & Long Term Disability Insurance?
If someone is a not able to qualify for STD or LTD insurance. Are there any other options?. My friend has MS. She was just diagnosed. What can she do? Is there any options or insurance for her ...


 Looking for good source for Burial/Funeral/Final Expense Insurance for 80 yr. old mother?
Looking for policy in $5,000 - $10,000 range with no medical exam (sort of like what AARP offers) Must be valid in N. Carolina.

T...


 My car was deemed a total loss by the insurance company, how much should I get?
I have a 1999 mercury sable GS with 99,000 miles. The car is located at the zip code 08080 (new jersey). An appraiser came out and said the damage done was near $2300 and it was deemed a total loss. N...


 Does renters insurance cover my jewelry?
In case it breaks, gets stolen etc. And what about loss?...


 Can hospitals find out if you are insured under your parents plan if you don't tell them?

Additional Details
i dont want my parents to know that i had to go to the ER for something theyd probably disown me for, so i want to avoid having to use their insurance. i am not a ...



peterpan123
When obtaining life insurance, why do they do a cheek swab?
                     
 




Doing the Right Thing
Rating
Mainly to check for HIV, after all its called an "HIV Saliva Kit"

Depending on how much coverage you get, they may also do a medical test, which consists of extracting some blood, urine test, blood pressure, and so on.


529s.com
Rating
The swab can check for nicotine and other drugs. This test is usually used for smaller policies, while a blood test is used for larger policies.


mbrcatz
To verify if you're an occasional ( or more) tobacco user or not.


Suzanne: YPA
529s and mbr are correct. However, some insurers also use this swab test to obtain saliva so they can run a HIV test.

Here's some information:

http://www.ph.ucla.edu/epi/seaids/fastsalivatest.html


Rusty Jones
Rating
For D.N.A. to prevent paying off on fradulent death claims for
a million dollar settlement. Like when people try to use another
person's body to collect the pay-off.


Financial JUSTICE
Rating
To check for moisture


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