 Other than building insurance and car insurance is it worth having any other insurance? |
in this throw away culture we live in. I mean the access you have to pay is almost as much as going out and buying new?
My husband ACCIDENTLY dropped our expensive TV and we have been ... |
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 Will my car insurance payment get there on time? |
| I mailed my payment today and it's due 12:01am, Sunday, 9/16, Philadelphia. Do you think it'll get there on time? What if the office is closed on Saturday?... |
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 Is car insurance in uk one big fraud ? Was your car insurer ok when u made a claim ? |
i know that the cheapest one is tesco, i know there is confused.com etc, but the cheapest is not the best, i need reliable insurer
i read scary reviews on car insurers in uk(www.dooyoo.co.... |
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 What is that thing mean in those life insurance commercials? |
| They keep saying your benefits will never decrease and your premium never increase?... |
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| Looking for health insurance? |
| i have just been removed from my dad's insurance. i am a 19 year old student and i am attending hair school. i am un-employed at the moment, but i am looking for a job. he says that they are ... |
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 I just got my insurance check with my name and the body shop name on it, do i have to get it fix? |
Additional Details
most of the hail damage already pop out because its been 6 months since i file that claim and now just got my check and i don't want to ruin my paint trying to ... |
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 If you have life insuance...........? |
| and you were struck by lightning or another 'act of god' was the cause of your death would your loved ones still be able to claim the insurance... i ask this as you can't on your ... |
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 A question about insurance? |
| i am 19 and not married, have no kids and not in school. i work 35-38 hours a week but at my job u have to work 40 to get insurance & they will not let me work 40. i live in ohio and was ... |
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 Grandmother won't give me life insurance money my father left me 15 years ago......? |
| My father passed away when I was 9. He supposedly left 60K life insurance to me, which I had to wait til I was 25 to receive. It was supposed to be handled by my grandmother until I was of age. When I... |
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 Life cover vs Accidental death cover? |
Hi,
I am a 30 year old guy, who is thinking of taking an insurance cover against any premature death. I am unable to make up my mind here, which one is better? the life cover or the ... |
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 Does anyone know of any programs that assitst college students w/o health insurance with medical bills? |
| I recently had to go to the emergency room and now my bill is over $7500.00. I'm looking for a 'chairity' like program that assists college students with no medical insurance.... |
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 Where can i get basic cheap travel insurance please? |
| im going on a 19 day cruise and i want insurance to cover personal injury and very little else. im not concerned about the value of the cruise as i didnt have to pay for it. im not concerned even, ... |
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 Car accident? |
| My wife got hit yesterday going thru an intersection. A woman failed to yield and she was hit, spinning her into a 360. The car has been deemed inoperable by both our police department and the body ... |
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 How come 60 million Americans Lack Health Insurance? |
but car insurance is mandatory. Isn't that ironic?
Americans must have car insurance but not health insurance.... |
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LH330 | When should you increase insurance policies? |
My husband and I have insurance policies through his work. We have no kids at this point but would like to have kids in the next few years. If I got pregnant, and heaven forbid anything were to happen to my husband, his insurance policy would cover the cost of the funeral and allow me maybe a year to stay at home, but then I'd have to work full-time to support my child. I hope to work part-time when we have kids because I it's important to me for my children to have a parent home with them. When would it be best to take out a larger insurance policy on my husband and on myself in case anything were to happen to me and the baby survives? |
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hsearchp
 |
You answered your own question. When you have a life changing event in your life like a child, always consider the future. It is best to upgrade your insurance when you are younger, premiums are lower. |
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blairandles
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If you're both healthy, I would suggest you buy now. Sounds like you're both young, so term may be an affordable option. No good having coverage if you can't pay the premiums. You'll save money with an individual policy vs. group coverage (again assuming you're healthy, with good family history, favorable driving record, no risky hobbies, etc.). If your husband's under 45, consider a multiple of 10-15x income as a starting point. If you're a non-working spouse, consider 1/2 the amount of your husband's coverage for yourself. Good luck. |
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deep5223
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There is no better time to buy life insurance than today. You never know what may happen tomorrow. |
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binemaeuschen22
 |
He's insured through is job, but what happens if her loses or switches his job? Most likely is going to lose the insurance. It might not be in the near future but it can happen. The older he gets the more it will cost to insure him and you. You will also have to pass the health questions and a possible medical exam (depending on the amount/company). Most likely the company insurance is term as well, meaning it expires and you won't have anything once he retires. I would take a whole life policy out now on both of you. If you're young it won't cost much at all. I am 23 and have a policy for $50,000 and pay only $23/month. Men unfortunately pay more than that but it is not that bad.
Even if you don't want to get a policy right now, I would still look into some options so that you are covered. Also, if you have a mortgage some of the life insurance will probably cover that and you still would have to work if you had a baby and something happened to him.
But to answer your question. You should probably review your policies once a year and just see if they still fit your life style. Also, review them anytime something happens in your life like having a baby, losing a job, changing job, buying a house etc. |
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mbrcatz
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Well, the goal seems to be taking care of the baby. You'll probably want a PRIVATE insurance policy, so that if your hubby loses his job, you still have the insurance.
I'd wait until the baby arrives, then get the insurance privately.
YOu probably can't increase his insurance anyway through work, until open enrollment comes around. |
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pri k
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Wen u have lots of money |
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PJ
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Get a private policy for 10 times his salary. Get a 30 year term if you are inder 30 and a 20 yr term if you are over 30. |
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bullet b
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ah insurance to me is to pay for funerals and as for the baby- a amount of money needed to pay for food and a baby sitter company. unless u want to add more so that if something does happen you can purchase a house, a yact, a farrari, etc by increasing the prenuim. |
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