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 If a man dies, and his ex-wifes name is on the life insurance policy, who does the money go to?
My wifes father died and has a life insurance policy but he died before he could change the policy. Would my wife and her sisters get the money or could the ex-wife keep all the money for herself (...


 Do people really get a $500,000 check from the life insurance company if they have a $500,000 policy?
I never really knew anyone personally who got such a huge amount of money when their loved one passes away....


 I want to invest my money. Pl. suggest me for secure investment with good return?
I am working in private ...


 Very important serious "?"?
My Ex died, due to an accident we had 1 child together he was never married and had no other chidren. Can I collect his life insurance to use for our child?...


 Will the usps compensate for my loss if they lose my package?
As title said... i ordered some merchandises which costs about $70USD from Hong Kong. According to the tracking info my package has arrived at Chicago last monday. i havent received it yet so i ...


 I received an old doctor's bill that is 2 years old - do I have to pay?
...


 Difference between health and life insurance?
...


 I just bought some life insurance, and I'm twenty..whole life...$37 monthly...50G,.is this a good investment?
or am i wasting my money....on something thats just there...
Additional Details
i dont care if youve seen better..i just want to know if this ..mine..is a good investment.....


 Can I sue my apartment complex? My car was flooded and deemed a lost. Drains were covered by straw they placed
My car was flooded due to the drains on the complex parking lot covered by the excessive straw that was placed on the ground I am wanting to know if I can take any legal action? My car insurance ...


 What kind of life insurance I should buy?
A salesman told me to buy whole life insurance from massmutual? He said I can take money out after 10 or 20 yrs when I get old? If I pay 1500 very year, so after 10 yrs, that means I can take 15000 ...


 What do you do if you think someone committed insurance fraud?
I think my neighbors daughter and and her husband committed insurance fraud with a truck they say got stolen. The daughter says it was the husband, but I suspect both took part because they have ...


 Where can I get insurance for my laptop?
I need it to cover accidental damage and theft.

Thanks
Additional Details
The problem with insuring it through my home contents insurance is that it won't cover me when I&...


 Can someone have 2 life insurance policies?
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 How do i insure household items like jewelry, phones, laptops, etc?

Additional Details
and also what kind of insurance could i get for say my laptop if i travel with it a lot?...


 How can a health insurance company do something like this? very confused on this?
I had a visit two months before I was forced to changed coverage(I was coming off my parents insurance to an individual policy) to a chiropractor's office. The reason for my visit was that I was ...


 Can I make Walmart pay?
I was in Walmart and my car was hit. Can I go after walmart to pay for the repairs?...


 In laymans terms - what is the difference between term and whole life insurance and which one do i want ?
...


 Do I have to get Home Owner's insurance?
I don't really know anything about buying homes, but I'm considering buying my first house. I've heard that you have to have home owner's insurance. Do you really have to get it ...


 I am 19 live on my own, My gross income a month is $1300 I am pregnant and applied for medicaid will i get it?
I live in F...


 Sheilas wheels car insurance, car insurance for women? Isnt that 100% sexist? Would male insurance be allowed
I think not! some crazy women wearing comfortable shoes and a pair of dungarees would complain most vocally,
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Listen to their adverts, do they mention male drivers? ...



Patti Q
When sperated, can the spouse whose employment is providing medical insurance remove his/her spouse?
                     
 




hr4me
You need to read the plan document, the section where it says eligiblity. Most plans will not allow the employee to provide health insurance benefits unless ordered by a court order if they have filed for a legal separation or divorce. The spouse has the right to drop the insurance, the former spouse will be sent out COBRA paperwork to elect and pay for coverage for themselves for 18 months.


Landlord
Rating
In CA you can't do it before the divorce is finalized and maybe longer.

I would consult my attorney before I did anything this dramatic.


lil southern girl
Rating
Yes, unless there is a court order in place that specifically states the insured cannot do so - or unless the law in your particular state prevents it, but I doubt that. There are legitimate reasons one might remove the spouse even if not separated - like the spouse getting their own insurance through a new job, so there shouldn't be any law preventing it.


sarah314
Rating
Yes they can.

In fact, depending upon the rules of the plan, they could be *required* to do so. I've done dependent audits where the plan guidelines specifically exclude legally separated spouses.

In those cases, the dependent spouse was kicked off the plan. However, it wasn't because the employed spouse tried to boot the soon-to-be-ex off the plan. The legally separated status just turned up during the audit, so the employer gave the separated spouse the boot off the plan.

(Many, if not most, employer plans will allow you to remain on until a divorce is finalized. But, you should find out what your specific plan's eligibility requirements are.)


penelope
absolutely! I did it for medical/dental coverage......
sure felt good to take the freeloader off of my coverage.


the_mystryss
Rating
During re-enrollment. Otherwise, it would have to be a "life changing" event like a divorce to get them removed. Talk to HR and find out when you will be eligible to remove the person.


Info_Please
Even if married you are not required to provide medical insurance to your spouse. However, if you are not LEGALLY separated you could be liable for medical bills.


AZ Granny
Yes he can.


loancareer
Only if you let him. If you are legally seperated you need to bring the matter to the attention of the court. If you are not legally seperated you are screwed. He can do what he wants.

PS. Do you have a lawyer? You should.


kate
Yes ,
There is no law mandating health insurance for anyone .

>


mbrcatz
It depends on if seperation qualifies as a life event. That means, it's going to vary by state, and by the group employment plan.

MOST states, you have to have an actual divorce, or legal seperation agreement approved by the court. Just moving out doesn't cut it.


cindyclown
Rating
Yes. At most places, you can have a employee only plan, an employee + spouse plan, or an employee+spouse+kids plan.

I don't know if your spouse can drop you now or maybe have to wait until the next enrollment period to do it. Usually there has to be a qualifing event to change your insurance, such as a new baby, divorce, etc. to change your plan before the next enrollment period.


kys
Hmmm. I believe the spouse has to wait for the divorce before finalizing or removing the spouse.


nfgatcer
Rating
yes! when the divorce comes the judge could make it that insurance will be provided for the other spouse for a certain amount of time. cut all ties!


shar-bear
Rating
no until theres a divorce ur legally entitled to be supported by the spouse whose coverage ur on,unless you have a legal seperation and as part of that it is stated on record you r no longer to be supported in that manner by ur spouse. Also if u do end up in court on seperation or divorce issues plz plz make sure u stand up for yourself (if morally ur in the right)and make ur spouse pay for what is or was rightfully entitled to u up until ur spouse decided to up and act like a" #&%^##"! And if he /she does end up removing u from their med ins, get a lawyer and get their anal a$$es!


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