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 Question about purchasing term life insurance while awaiting a universal policy..?
I recently applied for univeral life insurance. Can I purchase term in the meantime..?

..In other words, can I purchase term life insurance while awaiting confirmation of my universal ...


 Will my home owers insurance cover contents stolen from my car if my car was parked away from my home?
...


 Life Insurance Policies???
What is the best life insurance company to go with so that my wife and children will have something in the event of my death?...


 What is the best deductible for car insurance?
...


 Auto Insurance.?
Ok so im thinking of getting this 07' Pontiac G6 but i cant seem to find a insurance company with a quote lower than 300 mo. is there a insurance company / website that will give you quotes for ...


 When shopping for homeowners' insurance..?
What are some of the factors you need to consider?...


 My mother was murdered a week ago, what financial resources are available to me?
My mom was murdered by her boyfriend of 7 years in a murder suicide four days before Christmas. I am a 21 year old college student going to Ohio University. I was wondering what financial resources ...


 State Farm Insurance Claim. Help!!!?
T.L. Thompson and associates has been assigned my sibrogation claim. I was driving without motorcycle insurance and hit a parked car. I've asked them for the documentation as far as ...


 How do you plan your typical day at work?
...


 Any ideas who to contact if I've been given false information on a compensation claim that I have made?
I was originaly told that my claim would be on a no win no fee basis and that all compensation due to me would be mine. The firm that dealt with my claim have now deducted a 30% commission fee which I...


 Employer Health Benefits and Pre-existing Conditions...?
Does anyone have ANY ideas on what I should do next?

s it true that in the state of Califonia that an employer can not deny health benefits to an employee because they have a pre-existing ...


 How does an insurance company decide if they are going to total out a car?
So last week, my 2001 Ford Focus, which I still owe $1500.00 on rolled down the driveway. Kelly Blue Book says its worth $1800. The estimate I got from the repair shop was between 1850. and 2000 ...


 Around how much could I save switching from a $500 deductible to $1000 deductible?
Currently my husband and I pay about $212 a month for our car insurance.... he has a 2002 Explorer and I have a 2007 VW Jetta. He had an accident back in 2006 and we are both only 20, almost 21 but I...


 Have been served with law suit. Must I use the insurance company attorney or can I choose my own attorney?
insurance and legal represention
Additional Details
insured with The Hartford ...


 Can you buy legal insurance to help you in case you get sued?
I am starting a small business and know there are risks of getting sued for crazy reasons. Please share any details! THANKS!...


 Life insurance question?
My parents are divorced and my dad is trying to get life insurance for himself. He says he needs my brother's and my information like SSN and birth certificates. Does he need them? My mom doesn&#...


 My neighbor's tree fell onto my house. Who should pay for the damages?
It was due to Hurricane Ike in Texas....


 Is renters insurance a necessity?
...


 Is this how insurance companies work?
My daughter had her unattended legally parked car hit and totaled out by a drunk driver with no insurance in a stolen car. The owner of the car had no insurance and both of these people are in jail ...


 Auto Insurance - Uninsured/Underinsured?
I have auto insurance coverage. I understand the various coverages included in the current policy. 1)Liability a)Bodily Injury b)Property Damage 2)Personal Injury Protection (madatory in MN) 3)C...



Tatianna
When u total a vehicle, does the insurance pay u what u owe on ur auto loan or just the vehicles value....>?
i have and auto loan on a car and just totaled it in an accident. i have full coverage so does the insurance company pay the loan off or just what the car is worth?
                     
 




Tom Z
Rating
Standard collision coverage will only pay for your car's "fair market value". And that, we all know, begins to go down as soon as you drive it off the lot. The loan that you took is of no consequence to the settlement of your claim.

If you purchased gap coverage it would insure the difference between what you owe on your car and what your insurance company says it's worth.

Check with your agent to verify what coverage you chose when you insured your car.



bud68
Rating
The actual cash value - unless you also carry a "GAP" insurance rider.


mbrcatz
It depends on your policy. The vast majority of auto policies, they pay out actual cash value - less your deductible. You can calculate that with the private party resale value at www.kbb.com.

They won't pay off the balance, unless you bought GAP coverage. And, GAP doesn't cover any late fees, balance rollovers, or financed taxes.


Positively Pink
Rating
The vehicles value prior to the accident. No insurance policy that I know of pays off a loan. Hopefully, the value of the car prior to the accident will cover your loan.


Brit


dfvader
Rating
No the insurance company will not pay off the loan. If their is a lienholder on the policy the cheque will be co payable to both of you. If no lienholder is on the policy the cheque is payable to you only.

As far as settelment - Lets say you bought a car but paid $ 2000 more than the car was actually worth. The insurance company will not pay more because you paid too much. Works the opposite way to lets say Uncle eddie sold it to you way cheaper than its worth. Lets say its worth $ 20,000 however you paid only 15,000 you get $ 20 grand



kapn
Rating
Fair market value........blue book..........


Cmm
Rating
depends on ur insurance, hopefully u have a good 1


crystal
Rating
Some guy ran a red light totaled my car i have a loan on the car I owe 9,000 the insurance is only giving me 500 dollars will gap cover the rest


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