 Life insurance direct..NO AGENTS!!!? |
| I am trying to get life insurance..... it seems that all the online quotes really do is get my infoover to an agent and then we go from there. It seems that I could cut thru the noise if I could deal ... |
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 Whats 2+2=??? |
| I need help with my homework?... |
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 Would it be a good idea to be a beneficiary of a life insurance policy? |
| My best friend just asked me if he can add my name (with DOD and SSN) as a beneficiary on his life insurance at work because he does not have any relatives here in U.S. I am not sure if it is a good ... |
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 My husband was on his way to work on Sunday morning and was broadsided by a newspaper truck.? |
| It clearly is not his fault but our insurance agent wants us to file a claim against our own policy. He will not help us unless we do. So we are not sure how to proceed. He did go and get 2 repair ... |
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 Pregnant with no insurance? |
| First of all, please no criticisms. I am six weeks pregnant and have no health insurance. This past year my fiance (this is his account that's why the avatar is a guy) claimed me on his taxes as ... |
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 Is it better to cancel health insurance when it reaches $1700/Month for a young family of four? |
Additional Details
I'm a 35 Yr. old smoker, but what worrys the insurance is that they put out $15,000 for my 5 yr. old son on an MRI and an EEG to diagnose seizure activity (he ... |
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 If the Rapture occurs just any time, without us being able to predict it, why do so many Christians worry? |
| These are the same Christians who pass hours worrying about investing, whether in IRAs or CDs, and what is the market like, and whether their children will "do well." What's the big ... |
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 Does homeowner's insurance cover renters? |
I'll be renting my house soon and I was wondering if my homeowner's insurance will still be effective? Some concerns are:
1. Is HO insurance still active if the house is no ... |
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 Sue Insurance, Mortgage or both? |
I am just if my parents are able to sue their homeowners insurance, mortgage company or both.
They bought a house 4 years ago and about 1 year ago it started going to hell. It needs a new roof, ... |
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 Life insurance after 65? |
| where do i find life insurance after 65. i am retired and wanting to leave my kids as much as possible so im asking where do i look.... |
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 HELP!!! can anybody to put that in plain english? please...? |
| C.A.Risk. Exclusion clause: any agreement by the Insured to pay any sum by way of indemnity or otherwise unless such liability would have attached also in the absence of such ... |
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 Will getting my permit make my moms insurance go up? |
| she's buying a car next month. and i wanted to know if i got my permit before then will it make her car insurance. or is that just if you get your license.... |
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| If I fell at home and it resulted in a major injury can I file a claim with my homeowners policy? |
| I know if someone else falls they can go through my policy so would the same hold true if I fell? I'm wondering about this because I know if I had a solo car accident I could go through my own ... |
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 Looking for health insurance? |
| I'm in need of health insurance because my employer doesn't offer it. I am 26/f/non-smoker and I'm in search of just having SOMETHING because I hate not having insurance.... |
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eversearching85 | Where all do insurance companies invest? |
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Insurance Made Easy.biz
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If you are talking about the general assets of the company, they are invested in stocks, bonds, real estate, mortgages and loans. Insurance companies have to release where they are invested to share holders or policy owners if the company is a mutual. If you own a whole life or UL the cash value is tied to the general assets of the company.
http://www.newyorklife.com/file/pdf/0,2482,3748,00.pdf
If you are talking about the assets inside a Variable life policy they are invested in separate accounts that are very similar to mutual funds. They are not the same thing, separate accounts mirror the mutual funds they represent but usually perform better than the mutual fund because of lower turnover, taxation and fees.
http://www.financial-resource.com/report.asp?id=396 |
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vxl madhu
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Insurance Companies Investing their money in the following ways.
1. Reinsurance in Reinsurer for safety.
2. Govt sector (Traditional Policies)
3. Mutual Funds (ULIP Policies). |
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mbrcatz
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Well, they don't tell you - it's kinda like a trade secret. They don't want all the OTHER insurance companies scooping up their potential profits. |
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Sweet Sheri
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Depends on the policy nature.
If the policy is a ULIP, they will clearly inform you the fund types associated with the ULIP to invest your money. There will be 5 to 8 funds associated with each ULIP policies. some of them invest in equity market, some of them to money market and govt securities and some of them invest in both equity and money/govt bonds. In a policy illustration booklet, they will clearly give the idea where the money is investing.
If it is a traditional policy like LIC's money back or endowment, they will lend this money as loan to institutions, government or individual.
Does this answer clear your doubt? |
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Prasanna
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Insurance Companies are All Investing money into,SHARE,MUTUAL FUNDS Like That.
There Are Different Types of Investments is there
get good basic idea from
www.Younginvestorsnetwork.com |
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