 When you have a settlement with a insurance agency, do you get 3 times the money of your medical bils? |
| I don't really undrstand how it will work out. The lawyer told me that I will leave out his office a happy lady. But I lost my car in this acident , and the insurance company only gave me the NAD... |
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 Does anyone have any recommendation for life insurance for pilots? |
| My boyfriend of 2 years is a 26 year old commercial pilot and flight instructor (hopefully airlines soon). We plan to get married in the next year or two. I was thinking that I should take out life ... |
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 Can i claim compensation for being assaulted at work? |
| I have been left with multiple bruising, shock, trauma and deep anxiety. What is the best way to claim compensation for this?... |
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 If I were to die tomorrow, does will my life insurance policy pay off some forms of outstanding debt? |
Or will my beneficiaries get all of the insurance money?
Additional Details
I don't have any children of my own. I have left my life insurance to my mother and my sister. So does ... |
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 I'm on my parents insurance, can they see the procedures I have done? |
| Im 24 years old & about to have a proceedure to check for HPV, but know that telling my parents I've had sex is not a good idea at all. Due to my circumstances, I am still on their health ... |
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 Do you have to pay a down payment every time you renew your insurance pollicy? |
| I've only had insurance for a year now, when i first got it i paid a down payment of so much, but i thought that was just a one time thing. Now it's time for me to renew my policy and they ... |
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 Can I buy life insurance for my sister who has an illness? |
| My sister has a liver condition that she will eventially pass away from, but not for 15 or 20 years. I want to take out a small policy because she is very poor and will have no way to pay for a ... |
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 Screwed by American Family Insurance? |
How many of you out there have systematically had your insurance claims denied by AFI, for something you should have been covered for? Very curious to know about any patterns.
Additional D... |
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 Does it matter how long I have been insured to make a claim on contents insurance? |
Hi all, Ive been with my insurance company about 2 months and I need to make a claim, is this too soon, will they pay out or will it just be too much hassle?
Additional Details
Its my ... |
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 I need a database for estimating costs of personal property items (like clothing) for insurance claim.? |
| I don't want to look up each individual item on the Internet--it is too time consuming. What do insurance adjusters use to determine value? Or public adjusters? sweaters, shirts, skirts, vintage ... |
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 Can a provider balance bill me more than 180 days after insurance pays the claim? |
| One of our medical providers was paid promptly on their claim by our medical insurance company, but they waited six months to balance bill me, and they refuse to honor the provider discount that was ... |
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 Insurance after 19, Why am I no covered.? |
Im 19 and no going to school fulltime. I recently had some ortho work done but my insurance company declined so now im stuck paying full for the appointments.
Why do insurance companies ... |
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mommee83 | Where can I go from here? What about a CPCU Designation? |
I'm 23 yrs old and I have 5 years experience in working as a property and casualty agent. I've worked for GEICO and Nationwide, I am currently working at a Nationwide Agency and I work with a few ladies that have been in the insurance industry for 20+ years and they do the same thing I do. I don't want to be stuck doing the same thing, making the same money forever, but insurance is the only thing I know. I was thinking about getting my CPCU designation. Are there any online programs? And is it worth it? |
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mbrcatz
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There are online "classes" to take for the CPCU, but the exams are ALL in person, essay type. I've a bachelor's degree and some work on my master's, and the CPCU is EASILY harder than anything I've ever done before.
BUT, because of that, because so few insurance people actually COMPLETE it, it DOES open a lot of doors for you. So it's not going to get you any more MONEY, but it WILL get you a job over just about anyone who doesn't have one - which is most people.
Now. For some unsolicited advice - move from your Nationwide agency, to an independent agency. You'll do better there, too. Move to a LARGER agency. The thing is not to get in a rut. The smaller agencies can train you up, but the larger the agency, the more opportunities there are. You'll need to move to an independent agency so you can get the opportunity to work on medium and large size accounts - where the real money is. If you stay with an agency that thinks $50,000 in premium is a large account - there REALLY isn't any place to go. |
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Faye H
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I took the classes years ago when there was no "on-line" (back in the 70's. We didn't even have computers in our offices back in the dark ages).
I would say that it helped further my career a lot. The classes are tough but the fact that you got through them and got the designation will help your career if you want to stay in this business. I went on to become a surplus lines broker and spent half my time traveling between New York and London, which was a lot more interesting then just writing commercial property casualty. But I had over 20 years in the business by then too. I actually started out as a Worker's Comp claims adjuster many many years ago. |
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MTR
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I have the IIA, AIC and RPA designations. I am getting calls from headhunters about 4 times a year, just wondering if I am ready to leave my employment yet.
Once you have the designations, you keep them. It's a great marketing tool. The tests aren't easy, but if you can swing them, it's wonderful.
Most executives have the CPCU designation. Go for it now, later life gets in the way |
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TedEx
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Suppose you stay in insurance, One day you will be 35. And you'll be 35, whether or not you make CPCU.
Go for it! |
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ramon1972pr
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I not recommended take on-line classes because you receive many distractions. You asked for advice to take the CPCU? and the answer is go for it!!!! I 34 yrs old and I begin the CPCU classes and my goal is finished. |
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bundysmom
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I actually just signed up for the CPCU program. Yes you can go online and take online classes or do a self study program. I'm doing Personal Lines and it's 8 classes. It's very much about insurance law, ethics, Cannons, etc...tough. It's not something you can breeze through.
Got to www.aicpcu.org, the official CPCU website for additional info.
Is it worth it? Maybe not where you currently are, but if you wanted to get into a manager or executive role within an insurance company...it adds tremendous points to your resume. |
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hightechchic
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You might try working for a larger agency. There's plenty of room to move up in larger agencies, if that's your goal. (And hey, if you're looking... email me!)
If you want to pursue the CPCU, there's always that opportunity. Personally, I think I'd be bored out of my skull using working in the Underwriting dept. But that's just me. |
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