 Do u have health insurance ? |
if no why not
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and how is that going to affect your ... |
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 Home Insurance? |
| I live in Texas and we are building a home which is almost complete..our lender told us it's time to start looking for insurance since we are not combining it with our mortgage. Just wondering ... |
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 We are a new small business. Where is the best place to get workers compensation insurance? |
| Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.... |
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 Do Americans Understand how Insurance works? |
Everyone pays in a little to cover everyone, but not everyone takes out of the system all the time, only on an as needed basis
But you knew that !
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Smart Guy? T... |
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 I need help understanding Health Insurance Deductibles? |
| Ok, so I'm going to get health insurance and I'm Having a challenge trying to understand the deductible situation. The Health Insurance I'm looking into is Blue Shield of California ... |
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| Does home insurance cover ants? |
| We had a lot of rain here in the midwest the past few days, and it seems to have flooded a colony of ants living near my home. This morning they were swarming the floor, wall and window in my son... |
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 Am I liable to pay for water damages to unit below my condo ? |
| My water heater pipe broke and water filtered to unit below. I don't have homewoners' nor the resident below. Am I responsible for her damages?... |
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 I have a very important question about health insurance.? |
| My husband was wrongly fired yesterday. He has been working with this company over five years... well he was getting health insurance threw them, a PPO,. How long after you are fired does your ... |
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 I need an insurance agent to answer these questions.? |
1) What do you like and dislike about your profession?
2) What are the biggest mistakes you see people making in your area of expertise?
3) What kind of training, licenses and/or education ... |
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 Does home owners insurance cover rotted wood siding.? |
| We bought our home in 2004 and there was some rot on the wood siding. We were offered 3000 dollars from the seller and a stainless steel refrigerator. The home inspection didnt have a dollar amount ... |
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 My windows were broke,the insurance company just wants to replace the glass.I want the whole window replaced.? |
| My house was built before the 1900's, it was vandalized on Friday and 22 panes were shot out by a High powered BB gun. The Home owners insurance just wants to take out the glass in the wood ... |
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 Public liability insurance & professional qualifications? |
Hi
I teach pole dancing and need to get public liability insurance as I am leaving the company I currently teach for (and whose insurance I am currently covered by). Do I need any ... |
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 My husband and I are fixing to be checking into life insurance policies. What kinds of questions are they? |
| going to be asking us? How much should we expect to pay? He is 35 and I am 39. I quit smoking 1 year and 8 months ago. I have heard that it was best to wait until you had quit smoking for at ... |
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 Where can I get health insurance if? |
| Where can I get health insurance if I am am a college student? The thing is that I have thyroid problems and I have depression and anxiety as well. And just recently I finished both my medicines and I... |
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 When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company? |
Say, today is 1st Feb'07. I had an auto policy (from Farmers) that expired on 1st Jan'07. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue ... |
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| Can i be put on my parents health insurance if i am not currently in school? |
| I've been making myself sick over this all...see here's the problem....I should still be in college, but because of money problems, I decided to take a semester off. I thought it wouldn'... |
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j. j | Where is the best place to complain about car insurance company cancelling my policy over the phone instantly? |
I was a policy holder for 2 vehicles insured through 2 companies.I had an accident and reported it to the appropiate company.I sold one car and i got the renewal notice for the one vehicle left.I decided to use a new insurance company,which was cheaper,and i notified the existing one that i will not be using them.They asked me the reason,which i explained,and then they try to update the information,by asking me if anything changed since my policy was issued.I told them that i did have an accident,reported to the other insurance company,and claimed through the other policy.The moment they heard this,they told me that my insurance with them is cancelled,as from that moment,and even though i am away from home,i have to leave the car as i am no longer insured.This happened just 2 days before the new policy with the new company was due to start,so i had to bring forward the starting day by 2 days.Does this sound right?Can they do that? |
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Southern Star
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probably your state's insurance department |
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aires69uk OFFICIAL
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It sounds like non-disclosure to me and if so then they would be well within their rights. |
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redshary
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Clearly, there could be some misunderstanding, giving you the benefit of the doubt here is what i have to offer...
1) Contact your Insurance company that you claimed from and see if the claim is resolved? Is your claim an at fault or not at fault claim? If its an AT FAULT claim, find out the cost of damages, try and pay it off. If its a NOT AT FAULT claim, then ask them for the reason why its not closed and get to the bottom of it. Usually, claims are in dispute and its the policy holder who pays high premiums during the unresolved time periodfrom the date of the incident. You could get a refund on the additional premiums which you have had to pay, assuming that the case is resolved.
In regard to your other/second car insurance you need to give them details of your accident history. If they find an incident in the database that you have not reported previously it is a breach of utmost good faith. So give them your history and hopefully they should reinsure your car.
For complaints in UK,or a similar body from the cuntry you reside in. Hope this helps. contact http://www.financial-ombudsman.org.uk/ |
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sparkle555_2000
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I work in the UK, and yes I'm afraid the insurer was right to cancel your policy. When you had the accident, you should have notified both insurers, not just the one which insured the vehicle in which you had the accident. You are expected to notify anything which could increase the risk, otherwise your policy may be cancelled due to non-disclosure. |
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duffmanasu
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Depending on your state, it is typically required that the insurance company give you advanced notice before cancelling your policy. For example, in my state an insurance company has to provide 13 days notice beforce cancelling somebody for underwriting reasons. Perhaps you misunderstood and they stated that they'd be cancelling your policy but didn't specify the future date? If not, I would follow the advice of the other posters and file a formal complaint against the company and possibly the representative you spoke with. You can do this with the Insurance Commissioner in your state. Just do a google search of "(your state) department of insurance" and their website should pop up which will provide with with details on how to file a complaint. |
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postal p
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You should get the number of the insurance commissioner in your state. They can answer your question. Good Luck! |
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