 Insurance: Huge scam. Agree or Disagree? |
| A friend of mine used to work for an insurance company, so I heard a lot of "things". You HAVE to buy insurance in most cases (car, home, etc) but if any claims are even made, they either ... |
|
 My parents bought me whole life insurence, when I was in high school. Should I keep it or cash it in? |
| I am now 32, married, one child. My wife and I recently got term life for 20 years. The whole life policy premium is $81.45 / quarter ($325.80/ yr). Policy is 15 years old and has a cash value of $... |
|
 I need to know if i Get Birth Control from my doctor will my dad be able to tell from the insurance? |
I live in Texas and Have Blue Cross and Blue Sheild.
I am wanting to go get on Birth control, But i need to know if it will show up as Birth Control on anything my dad will get from the ... |
|
 Lame answers? |
| Do people answer questions with lame answers just to earn point?... |
|
 If the car I am driving is uninsured & I get in an accident & I am not at fault are my damages covered? |
| My sister in law came over my home to visit, she was parked behind me and I was going to run out and grab a pizza, I asked her if I could just borrow her car instead of moving it out of the way to ... |
|
 Should I buy mortage insurance? |
| I keep getting letters in the mail about it, but what's it all about?... |
|
 Should I get additional life insurance, if I have substantial coverage thru employer? |
| I am in my late 20's and have 2 daughters. Thru my employer I have about $1 million group term life insurance policy plus death benefit thru vested pension plan. Should I go ahead and purchase ... |
|
 My girlfriend died and I had cosigned a car for her. What is the policy regarding that, do I keep the car? |
| Do I have to continue with the payments? Or can I keep the car with out having to finish paying it off since it was her car and she passed away.... |
|
 My laptop was stolen? |
ok I had a $3000 laptop and it was stolen I dont have insurence on it. my question is is there any thing that would cover it so i can get a new one
..... serious answers only ... |
|
 If you are on a tight budget, is life insurance really worth it? |
Additional Details
Thank you all your great answers. I have read all your views carefully and am taking them into consideration.
I've decided to put this on vote ... |
|
 I have to write a heartfelt letter to an insurance company.. |
They canceled my grandpas Medicare supplement because he didn't pay the premium. He is sick (cancer 5th stage) and he forgets stuff.
He has been in and out of the hospital and is now on in-... |
|
 What do you think about Smoker's Surcharges? |
| I smoke occasionally (no comments, I know the risks...). My company charges $30 extra a month for insurance for anyone who smokes more than 1 cigarette a day in the last 12 months. Do you think it&#... |
|
 Is Hillary Clinton really THAT STUPID? |
I saw in the news this morning that her plan for universal healthcare is FORCING every American to get coverage.
1) How does she plan to enforce it when the government cannot enforce ... |
|
 Being interviewed by insurance claims agent. How should I handle it? |
| I was blindsided over the weekend by someone who ran a red light. My car is totaled and I'm a bit banged up. Their property claims department will make me an offer on the car, but the bodily ... |
|
|  |
IrishBoricua | Which are the BIGGEST LIARS; used car salesmen or insurance salesmen? |
|
 |
 
crrissy_the_artist
|
I've never met an insureance salesmen who needed to lie. They are just there to file paperwork and sell you the policy. Most of them get paid by hour, not my policy, so it really doesn't matter to them one way or the other.
On the other hand insurance claims departments tend to lie quite a bit since it is their job to pay out as little as possible.
Salesmen... they have a used product that has a price going down every day so they need to move it as quickly as possible. Of course they lie. Once in a while you will find a MOSTLY honest one, but even they get things wrong since their business is selling cars, not working on them and they know only enough to actually sell it.
So, insurance salesmen or car salesmen.... Car Salesmen... they have more to lie about. |
|
Financial Answer Guy
 |
Stop the senseless prejudice and bigotry! Salesmen are just trying to help you, the consumer. They toil endlessly trying to get you to do what is best for you with little or no thought of making money!
OK, that is as much bull as I can sling at one time. Try to avoid both. Shop for cars online and use Financial Planners!
UPDATE: YBH and crrissy, what insurance agents are you talking about?!? Certainly not life/health salespeople. The compensation for a life agent is nearly ALL commissions. When a newbie is starting out he may get a small salary for the first year or two but is quickly weaned onto commissions only. Most of the property and casualty reps I know are also solely commissions based. I'm not trying to make the argument that insurance salespeople are liars, but there is just as much incentive in insurance sales as is in auto sales. |
|
fiestyredhead
|
Boy this one sure is a toughie. I'll have to go with the used car salesmen. They will tell you what you want to hear just to make the sale. Insurance salesmen lie too, and get you to buy more coverage than you really need. I guess the used car guy seems like more of a creep because once you sign the papers that's it. He's out of your life. But the insurance guy will try to keep you happy to keep your business. |
|
foxwoman172000
 |
There are good and bad in every group of people. To judge them all the same as according to their occupation is just like judging them all the same as according to their race. Prejudiced goes far beyond the bounds of just race. |
|
booklover
|
Used car salesmen are the biggest liars, if you have any questions ask my sister-in-law. |
|
clover2104
 |
Insurance salesmen: when the time comes for the insurance company to help you (in a crisis) they back down you and there's no one to help you out. |
|
linkUS
|
It's a toss up!! |
|
ybhviper
 |
most insurance agents dont work for commision so cares salemen are much more pushy. THe worst by far is lawyers they are scum in general |
|
justmyjusrty
 |
Car Salesmen |
|
niki
|
used car salesman |
|
blessing in disguise
 |
they both lie, but the biggest are probably lawyers... |
|
lovegirl_78900
|
both they just want to get money |
|
mercedesb999
|
Used car salesmen are the biggest liars. They tell you that the car works great and then it breaks right when you get into it. |
|
imaspaceychic
|
I feel Car Salespeople are by far the biggest LIARS and are misleading. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 33 minutes(s) ago
| | | |
14 | 41 minutes(s) ago
| | | |
14 | 1 hour(s) ago
| | | |
14 | 4 hour(s) ago
| | | |
14 | 6 hour(s) ago
| | | |
14 | 9 hour(s) ago
| | | |
14 | 2 day(s) ago
| | | |
14 | 4 day(s) ago
| | | |
13 | 5 day(s) ago
| | | |
13 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
