Insurance Question? |
| If you work part-time with no health insurance, can you purchase insurance through your company or purchase your own insurance coverage outside or your company?... |
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ROP term life insurance? |
| Anyone heard of this or has it? I'm thinking of getting this type on insurance but am unsure. Are all life insurance cut and dry or what? I know we can't afford whole life so that's ... |
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What are some benefits comparing a PPO an an HMO? |
Open enrollment is coming up and my wife and i are trying to decide what to go with for health insurance-- a PPO or an HMO.
Does anyone have any positive or negative things to say about ... |
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How does marriage affect insurance with pregnancy? |
| Ok, so we recently found out that my fiancee is pregnant. We are getting married in two months now. She is currently on her mother's insurance, which DOES cover pregnancy. When we get married ... |
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Can you tell me which is the best pension plan ?? |
i m 23 years old ,if i save monthly 2000 then at 58 years i get pension ! which is
the best pension plan can you suggest me ??
plz ???... |
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On my Insurance what is the medical payments to each person? |
Here is what my policy states:
SECTION II
Liability Coverages Limits Of Liability
COVERAGEÄEÄPERSONAL LIABILITY
FOR EACH OCCURRENCE:
PROPERTY DAMAGE AND
BODILY IN... |
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Legal usages of health insurance checks (read details)? |
| So here's my question in full: Is it legal for me to cash an insurance check made to myself (but intended for a third party's payment) for personal use? Could I then arrange monthly ... |
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How do I locate Gulf life company insurance? |
| NEED TO KNOW WHO GULF LIFE INSUANCE COMPANY BECAME,IF THEY STILL R,AND HOW TO COLLECT ON WHOLE LIFE INSURANCE, JACSONVILLE ,FLA POLICYS DATE FROM 1950TO 1988,NEED TO KNOW WERE TO GO TO COLLECT,SO WE C... |
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Car Insurance after College? |
| I was wondering if anyone knew what the deal is with auto insurance after a student graduates from college. I know that once I am no longer a student I lose medical insurance under my parents plan, ... |
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In a Medical Malpractice situation, is it necessary to get a lawyer involved immediately......? |
| ...or should a member of the family approach to the responsible party, asking for compensation-first? This is an absolute negligence case, and two Registered Nurses are are family members, and ... |
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House caught on fire, my ex is the main insured. how can i proceed? |
| i'm insured with safeco. the house caught on fire in march. apparently some changes were never made to the policy, including removing my ex from the policy. he no longer has an ownership ... |
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What does a medical exam for life insurance entail? |
I'm not sure why I have to get a checkup. I'm 26 years old and healthy. What exactly will they test for and what am I going to be required to do? Additional Details Will they ... |
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More insurance confusion - dividends? |
| Dividends can be used to purchase paid-up additions. "The dividend is taken by the company and used to purchase permanent insurance of the same type. The insurance is in effect a small single ... |
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Drivng instructor....? |
| Im just finding out more about becoming a driving instructor. If they say you're self-employed does that mean that you're not going to get a payslip from them,they will transfer the money ... |
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Homeowners Insurance for Coastal South Carolina? |
| I am looking to buy a home in Summerville & just got a quote for homeowners insurance and was shocked........ A sale price of $220k and they want $2,700 a year for just home coverage, no autos. M... |
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paul_richter@sbcglob... | Which insurance company offers the best auto and renter's insurance rate? What is the discount % if known? |
Looking to switch insurance companies. I'm paying 277/mo (6 mo) and currently do not have renter's insurance. I have 2 accidents 2 1/2 years apart. My last accident was in Dec. 2007. My car was totaled and I know my rates are going to sky rocket. I'm thinking that adding renters insurance & taking defensive driving may help offset my expected increase. To specify, im looking for auto & renter's, not auto & home owner's insurance. Thanks. |
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Dec08Mommy
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check into Allstate for a combo coverage but check with someone LIVE and local |
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mrratesjay
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The normal discount for multi-policy is 10%, some companies may give you 5% and some may give 15% but most give 10%. Your best bet is to call a few independant agents in your home state. That way you can get rates from a bunch of companies with only a few calls. Just tell each agent you want quotes for the Auto alone and then with Auto w/ a Renters Policy (HO-4). Regardless a renters policy is a good idea even if it costs you a few bucks. It will provide not only coverage for your property but more importantly it will provide coverage for Personal Liability. |
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amust2407
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I think your reasoning may be a little backwards. First, how much more is it going to cost you to purchase extra insurance and take the defensive driving class? If your car insurance rates end up staying the same, but you've spent $200 more for the other stuff, how long will it take for you see the benefit? On the other hand, your car insurance rates may go up 10%-20%. If you pay $700/year for insurance, that's only a$70-$140 increase. At that rate it will take you a couple of years to see a return on your dollar.
Think of it like this.....gas prices jump up to $4/gallon. Your current vehicle(worth $10k) only gets 18 mpg. You go and spend $25k for a new vehicle that gets 30 mpg. Sounds good until you think about all the extra money you spend on the new car. There are a lot of people doing this today not realizing that they'll never see a return on their investment because they're only saving $200-$300/year on gas. Same principle as what you're describing.
Think long term....then make an informed decision! |
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JaredBalis
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The best thing to do is to have an independent agent shop the market for you. I have had good luck with low rates from Progressive and Geico. Although to add renters you may have to go with another company.
Click the link below and complete the quote form. An agent in your local area will contact you and help you decide which company will be the best fit for you. Don't let the title of the quotebox fool you, it says auto and home, but this will apply to renters insurance just as well.
http://www.insureme.com/landing.aspx?Refby=619964&Type=autoHome
I hope that helps!
Jared Balis
http://www.myinsurancequotes.net |
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Queen B
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try calling a local independent agent. they write for many companies and can look around for you and find you the best rates. |
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