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 In Tx, does health coverage have to be extended to the end of month by employer if an employee is terminated? |
| I'm looking for a URL to an official state document that mentions that health benefits have to be extended to the end of the month. I've heard from other HR people that say this is true in ... |
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 Is this a good investment? equity indexed universal life policy for retirement income? |
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charge like 60 bucks for an office visit to someone without insurance, but bill insurance companies 100 for the same visit?
is this maybe why my insurance rates are so damned high?... |
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If i give them the ... |
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| I moved out October 15, 2007 and i don't have my birth certificate or my social security card. My dad has them still and i know he would use them to claim more money on taxes saying he is ... |
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| I really need health insurance for my family but the ones that aren't astronomical sound too good to be true? |
| like national benefits consultants and a few others that called me saying it was around 150/mo for 80% coverage for all major medical expenses, a one-time fee of 120 to start up, and the price doesn&#... |
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djgy06la | Which insurance company offers the cheapest workers comp covers in the market?? |
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mbrcatz
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??? There isn't one CHEAPEST company. As you've probably discovered, companies aren't falling all over themselves to write workers comp. It is the LEAST profitable line of business, with the MOST claims, and the MOST fraud.
So if you don't have any right now, you're REALLY looking at, "who's willing to write me at all", rather than "who is cheapest".
*** Only a few states have set "rates". Most states have set "loss costs" that the insurance companies are allowed to deviate from. After deviation, then credits and charges also apply for premium size, and loss history - surcharges for claims, and credits for low/no claims.***
In MOST cases, if you're a startup business, and don't have three years of loss runs to show a carrier, you're going to end up in the state workers comp fund. Unless, of course, it's a substantial size account - like maybe you pay more than $100,000 a year for all your insurance, and workers comp makes up less than 50% of the bill.
Start with the guy that writes your business insurance. If you don't have business insurance, and don't want to buy it, go to the guy who writes your car/house insurance, and ask him for a referral if he won't do it. MOST agencies won't write stand-alone workers comp. Most insurance companies won't write it stand alone, either. |
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Angela S
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In almost every state, probably 48 or so, the WC insurance rates are set by the state government (Dept. of Labor office). Are you familiar with this? If not you need to get more information. Talk to an insurance agent with experience selling business insurance. The only different between companies may be whether or not a dividend is available from a particular insurance company to your company, the insured. You'll get real, specific answers if you talk with an insurance agent, or two. Good luck. |
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Spock (rhp)
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in the US, workmen's compensation insurance is organized by state. Thus, you have to find company's doing business in your state.
google will help you start.
so will your business insurance agent
GL |
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Miranda
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The price is not the best way to decide who to go with. Sometimes what you pay is what you get. |
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Rony
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in the US, workmen's compensation insurance is organized by state. I found interesting information about your answer here. Goodhttp://all-insurance-online.blogspot.com/2007/08/business-insurance.html Good luck! |
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