 When should you buy a long term care insurance policy? |
| I am considering buying one for my parents, but I was just wondering what is the ideal ... |
|
 What can someone who is self-employed and needs surgery do to get hospital bill paid. Has no hospital insuranc |
| I have a friend who is self-employed as a hairdresser. She needs surgery on her shoulder. She has no hospital insurance. She has talked to medicaid and vocational rehab people in our town. And ... |
|
 Leaving Primerica ? |
| Hi, I had joined primerica about 1 month ago as a part time job (sales).I studied and got LLQP certificate from province. I want to leave primerica,beacause i am always told to bring guests rather ... |
|
 How can I get an insurance license to service all 50 states? |
| I'm licensed to sell health, life, home & auto insurance in Florida. My website gets inquiries from all over the country. What's the best way to get a licenses so I can sell all over ... |
|
 Go to Litigation or Not???? |
Can I file a Lawsuit to sue someone without having an Attorney? Are there any good websites that I could go to for free information?
Husband has sustained $350,000+ injuries/pain and suffering, ... |
|
 Life insurance? |
| What are the different types of life insurance policies avaliable and which is the best? My wife and I are in our mid 30's with a new child.... |
|
 Do you need a college degree to be an insurance agent? |
| Do you need a college degree to be an insurance agent for a major ... |
|
 Please suggest me the Insurance policy.? |
To make you very clear my requirement is....
1.one time premium.
2.More sum assured.
3.Policy term atleast 20 years.
4.I should get loan on that policy.
5.No restriction for ... |
|
 How much does your home insurance go up with a German Shepherd? |
| I'm getting quotes and I'm finding that they are really HIGH! :(... |
|
 Are there any doctors/hospitals that can charge lower costs because they don't accept insurance or medicare? |
I don't think that we're going to be able to afford health insurance once we get out of the military, and I'm trying to brainstorm options.
I know that Aflac offers ala cart ... |
|
 Can my pregnancy be considered a pre-existing condition if I didn't have insurance before? |
| My old insurance cancelled me a few months ago and I just found out. I have a new job with new insurance that starts in May, but I also just found out I am pregnant. I was going to be getting the ... |
|
 Enterprise will not let me rent a car!not on insurance policy? |
| I was using my mom cars which is in both of our names (to help me build credit) but the insurance is just in her name I am not on there anywhere, but the insurance people said as long as I was given ... |
|
 Can insurance companies NOT give you pro-rated advance back? |
| Hi, I took a motorcycle policy with Foremost Insurance on 3/9/07 for $621/year, to be activated on 3/10 when I bought my new motorcycle. On 3/22 I canceled the policy as I moved to another provider. O... |
|
|  |
sxysweetsis4u_2000 | Which is a reputable life insurance company to get whole life insurance without a physical exam.? |
Can you name a few companies where I can take out a life insurance policy against myself, my husband without take a lenthly physical exam. |
 |
 
Pinkle
|
I wonder if you know for sure when Whole of Life insurance cover is used?
Generally rather than Whole of Life insurance people have 'term' insurance. This is used, for instance, to cover mortgages or to cover dependants against loss of earning. It is for a fixed term, eg 25 years.
Whole of Life will continue until death, as long as the premiums are paid. Examples of use for Whole of Life are for funeral expenses and inheritance tax planning.
Generally there would be less concern by an insurance company for a lower sum assured. Larger amounts would be checked in more details, more likely to result in physical examinations. |
|
Insurance Pickle.com
 |
Without ANY exam...or without a lengthy one? There's a big difference. Because if you're going without an exam you're paying 5-10 times the cost and you won't be able to get nearly as much coverage. Usually the exams constitute blood, urine, height, and weight.....20 minutes tops. You'll get a competitive policy. Otherwise you can go the Ed McMahon route and go Colonial Penn or one of those companies. |
|
mbrcatz
|
Are you looking for a small amount of coverage? If so, you want Globe Life. If you want more than $25,000 of coverage, you will need to have a physical exam.
And many people who take out those small, no exam policies don't read the fine print - and don't realize that they have to live at least two years, and have answered all the questions completely and honestly, or the policy won't pay out. |
|
src50
 |
For any significant amount of coverage (or if you are over a certain age), you'll have to agree to an insurance physical. |
|
Steve S
|
many companies will offer a smaller permenant policy with little or no exam. But you will get little or no coverage. The little exam is usually a mouth swab, to test for Tobacco, HIV, illegal drugs. This is legit. If you go the no exam route be aware that they may have to right to underwrite at your death. In other words if you died tomorrow of a heart attach your claim may be denied for preexisiting condition and you will only get your premiums back. Beware of what you are asking for. You may just get what you are asking for. Nothing for nothing |
|
Michael M
|
Colonial Penn and Garden State Life are both reputable companies that offer whole life insurance products where you don't have to take a medical exam. As a disclaimer I work for Garden State Life.
They both have online applications that you should be able to breeze through very quickly.
You will pay more than a fully underwritten plan so you will be paying for the convenience and you will be limited in the amount of coverage you can purchase. |
|
Jackson
|
AFLAC, up to $200,000 w/o physical or blood work ... |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 20 minutes(s) ago
| | | |
7 | 40 minutes(s) ago
| | | |
7 | 43 minutes(s) ago
| | | |
7 | 58 minutes(s) ago
| | | |
5 | 2 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
7 | 2 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
