 What right does my insurance company have to Include my Mortgage Company on my claim check? |
We had a house fire and I'm looking for answers.
After all, my mortgage is secured from default by PMI. My Mortgage company did not take out the policy on my house, I did. My mortgage ... |
|
 Good health/medical insurance? |
| I need some help so I can help out my brother. Hes 26 and doesn't have any health or medical insurance and ive been getting on his case a lot about it latley. What are some free or cheap state ... |
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| The home my husband and i are going to rent is asking now that we have singed our lease documents that we pay for $300,000 worth of liabilty on thier home. The house is not even worth that much. Is ... |
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| I applied for health coverage for my 5 year old daughter. She has had some urinary tract infections over the last year. She has had probably 5-6 infections and prescribed antibiotics to clear them up.... |
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 Health Insurance Question? |
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 What is the benefit of job benefits when you pay $110/monthly? |
just for healt ins.
plus $25/mo for dental.through my job.
I'm young, excellent perfect wonderful health. dont smoke/drink.
ferfect size/height.
I dont understand whats cool ... |
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| I am 29 yrs old..single..no husband, no kids. My company is offering a free 50,000 dollar life insurance policy but do I even need it since I have no dependents?... |
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 Insurance cover? |
| I have a current claim for tree root damage to a conservatory which insurance company have agreed to cover. As they intend to appoint their own contractors to do the work I dont know the costs. If I... |
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| My house burned this morning. NO structural damage, but all my worldly possessions are gone. I need help. I'm a college student and now I have nothing. No clothes, my computer is melted, my ... |
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| on 07/06/06 (state Texas) I had my car parked in a friends apartment complex parking lot and a large tree broke somehow and fell on a electric pole and both the pole and tree fell on mine and another ... |
|
 Can an employer legally prevent you from dropping your health insurance plan before annual enrollment? |
| We were told we can only drop or change a plan for marriage, childbirth, a promotion or quitting the job. The cost is unaffordable and we didn't check the cost before signing up. Can we plead ... |
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 Does illegal substance abuse void health insurance? |
| During an hospital visit, blood/ urine test confirms illegal substances.Can insurance withhold payment for other services or rescind policy?... |
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| My neighbor's 80' tree fell onto my property destroying 2 cars, a 40' tree, a shed full of equipment, part of my fence & part of my roof. My insurance will pay for most of the ... |
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ramkri001 | Which is the Best Health Insurance Policy available for Individuals in India? |
So far I have learnt that LIC health plus is a pretty good policy. and http://sunilrams.blogspot.com has really given in detail the comparisons . Are there any better policies in the Indian Market for individuals. |
 |
 
Manish Jaiswal
|
Hi..
Fortunately now we have 2 dedicated Health Insurance Companies in India.
1. Apollo DKV Health Insurance
2. Star Health Insurance Company
Both of them are focused Health Insurance companies, hence they are good both in terms of service and products. Yea, premium are little higher but they are good.
Besides then, all General Insurance companies in India provide health cover.
Dont get confused with Life Insurance companies like LIC or ICICI Pru health initiatives. They are focused Life companies, hence better to buy either from Apollo / Sta or General Insurance companies and not Life Insurance companies.
If you want options, then try Bajaj Allianz General / ICICI Lombard General and Oriental Insurance company.
If you dont want to chase different agents from different companies for your Insurance Policy and want all under one roof, then best bet is India's first On-line Insurance Portal - http://www.InsuranceMall.in
At this site, you could compare and buynow your choice health Insurance policy at your pace.
For critical reviews on all Health Insurance products in India, you may want to read Bonsai Insurance Blog - I Opener at www.InsuranceMall.in/blog
Good Luck..
Manish |
|
Insurance Guru
 |
Hi,
India is really becoming more and more expensive on Health and related expenditure. Health Insurance therefore is really sensible to buy at a young age.
There is no one answer to your question, as it would depend upon the age, health conditions, your location, your additional requirements, whether you can go for a Medical Exam or not, the amount of cover you want/need.
I would therefore recommend Indians to check out the website http://www.insurancemall.in for comparing various quotes and features that you may be looking at.
Thumb Rule would be
If Age < 45 and Good Health Condition - Reliance
If Age <45 and Some pre-existing - Apollo DKV
If Age > 45 < 60 - Apollo DKV
If Age > 60 - Bajaj Allianz Silver is the best policy
When buying a Health Insurance you should take note of the following
1. Are there any sublimits as to room rent etc. in the policy
2. Has the Insurance Co. changed its TPA regularly.
3. What is the claims experience of your broker/agent?
4. Pre-underwritten exclusions if any - specially for age above 60 is very important to check.
5. Compulsory Co-payment - Many policies have a part of the expenses mandatorily required to be borne by insured - check that.
NOTE: PLEASE DONT COMPARE HEALTH/MEDICAL INSURANCE FROM GENERAL INSURANCE COMPANIES WITH LIFE INSURANCE COMPANIES LIKE LIC AND RELIANCE HEALTH + WEALTH OR EVEN TATA AIG...
The reason is that Life Insurance Health Plans are more of Benefit plans with fixed daily cash allowances...whereas General Insurance Health Plans are better in terms of RISK COVERAGE on Illness/Accidental Hospitalisations.
LIFE HEALTH covers are good as ADD On to regular Mediclaim/Health Insurance from General Insurance Cos. |
|
Huzefa B
|
reliance's mediclaim
i am an expert on the same &write in magzines about it
to lnow more call 9324531966 |
|
abhishek p
|
try STAR HEALTH INSURANCE PLAN, it's offices are quite less, but the facilities are good.
you can be INSURED up to an stretch of 3.5 crores.
the time in not lifetime, it's limited, but it is really a good one.
-Abhishek.P |
|
saahil
 |
Hi, you can try starhealth policy.
http://www.investorcamp.blogspot.com |
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tmt
|
So far I have learnt that LIC health plus is a pretty good policy. and http://sunilrams.blogspot.com has really given in detail the comparisons . Are there any better policies in the Indian Market for individuals http://help.hnsv.com |
|
subbu
 |
ICICI is one best Health insurance company for individual. |
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Sweet Sheri
|
All depends on your age and present health status. visit http://uliponline.blogspot.com or inform me your age and health position to investinternals@gmail.com . I will suggest you the very best. |
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SANKET V
|
BIRLA life insuranc policy is the best life policy |
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