It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most ...
i work a minimum wage job (not enough hours to qualify for benefits) i go to school full time, im 20 years old and im married. neither my husband or i get sick very often, should i put off health ...
There's this government contracted public pdoc services center that put me with a pdoc who wasn't in my insurance plan - twice - and charged me the full amounts plus co-pay. They took off ...
I am looking at purchasing new auto and homeowners insurance. Both Nationwide and Allstate will be saving me money in my current situation with Farmers Insurance. I have final quotes from both N...
HARRISON INSURANCE OF DALLAS WROTE AND CHARGED MY MORTAGE COMPANY FOR INSURANCE EVENTHOUGH HE WAS TOLD BEFORE AND AFTER CLOSING SCROW THAT HIS SERVICES WEREN'T WELCOMED,IS THIS LEGAL???...
I am looking for an affordable insurance for my whole family. We dont qualify for medi-cal or healthy families. In our family its my husband and I and 2 young children. If you have any suggestions, ...
WHO you've had coverage with? I can see them asking If you've had coverage but why is it so important WHO you've had it with? It is so irritating when they do that....
My parents who are approx. 70 years old are considering coming to live with my family to US. My main concern is how they are going to get the health insurance. Any pointers? Thanks in ...
A surgery was performed on the deviated septum a couple of years ago - turns out I STILL can't breath. And how will I go about getting coverage for a rhinoplasty....
Am I entitled to it? I was off on paid leave in 96, diagnosised with major depression in 95, and bipolar in 2003, I've lost jobs because I have a hard time while in a manic/depress ...
My wife got a bill from our doctor's office from July 2006 that states 'insurance has denied these services for timely filing'. 'We have submitted proof of timely filing $ they ...
I am at a job that offers a domestic partner insurance policy that allows me to have my fiance on my plan for our family plan. I was offered another job that does not have the domestic policy but ...
Is there a way I can declare myself as an independent (meaning my parents don't claim me as a dependent on taxes and stuff like that)? I'm not quite sure how it exactly works. I've ...
I was under the assumption that all employers are supposed to provide continued health coverage for an employee after they leave for a certain length of time....
The best life insurance for you and your family is the one that would provide the maximum amount of protection at a price that meets your budget and provides for your family's needs.
Many young families that are your age with young children at home choose Term Life Insurance for several reasons:
1. It is the most affordable option for young families on a budget.
2. It provides the maximum amount of protection for the price.
3. It offers flexible options providing coverage for 10, 15, 20 or 30 years.
With term life insurance you can choose rates and coverage amounts that will remain the same each year for the entire term of your policy. This is called Level Term Life insurance.
You may want to get quotes for you and your wife. You can compare FREE Quotes online with no obligation at https://www.efinancial.com/smartquoteefc.aspx?source=389-707-1
I hope that helps! Best of luck to you.
curmudgeon
term insurance. absolutely the best and cheapest way to go. see if your bank offers it.
LifeInsuranceAgent
Most likely term.
If you are looking to provide income to provide for child in event of death, look at term lengths that will get the child to college graduation age and out of the house.
RunningUte
Term insurance ONLY!
Rating by A.M. Best = A
Rating by Moody's = Aa3
Rating by Duff & Phelps = AA
Rating by Standard & Poors = AA
Each rating agency has its own rating range. As you search for Term insurance assure that the rating equals at least one of the above ratings. This will tell you that the insurance company has the stability to be around if you need it and has sufficent reserves to pay claims.
I hope that this helps!
Mr. Prefect
Usually term insurance, make sure it is level term, for as many years as you see fit. If you survive the term, great, you lost $$$, but had peace of mind. Better than whole life, where you pay for it................ your whole life!
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