 Can a 17 year old get their own medical coverage in California? |
| I'm 17 and live in California. I was wondering if I am legally allowed to sign up for my own medical insurance, like through MediCal or something, and not through my parents. It's a long ... |
|
 Health insurance question? |
| I will be 18 next month. I dont live with my parents I havent had insurance for a few months either.. I live with my bf. and I want to get insurance but I am looking for a good insurance that I wont ... |
|
 I wanted to know whats the best and cheapest health insurance out there.? |
| I am no longer covered under my parents insurance and i need one once i get into nursing program.... |
|
 How much is fair for employee health insurance contribution? |
| My company used-to pay 100% of employee and family health premium. Now, they're asking the employees to contribute, $125/mo for employee, $400/mo for employee+family. They're giving a 1 ... |
|
 Travel Insurance? |
| Hello everyone, I have a friend who wants to visit her son in Canada. She has been quoted ÂŁ22 for travel insurance, but they say she will have to pay a surcharge of ÂŁ200. They say this is due to ... |
|
 Eligibility on your parents Health Insurance.? |
| can you include someone that is not your family in your parents health insurance? We have United health care. How do i find if the person wanting to be added in the insurance plan is eligible? He is 2... |
|
| Cheapest Insurance for me? |
| I am looking to get insured for a 2006 Mitsubishi Evolution. I am 20 years old, and a clean record. I applied for progressive, and for the basic I was quoted $150 per month. But since I have a loan I ... |
|
 Do I have to get flood insurance? My mortgage company sent me a letter? |
| I got a letter from my mtg company saying flood coverage is required. Apparently, I'm in Zone A. What can I do about this? I can't afford hundreds in additional premiums - I already have to ... |
|
 My insurance pay for my truck but my bank say's i still own 6,000 dollars of interest? |
| well i total my truck but now my bank says that i still need to pay 6000 worth of interest so i dont know what to do im need to get into a car but i still have to pay for my other truck but does this ... |
|
 Should I let the policy lapse or surrender it? |
| I hold 2 policies: an endowment and a whole life policy. I have bought these policies for about 1.5 year already. Now, I realized the higher costs are not justifiable and like to terminate these ... |
|
 Insurance didn’t pay for my delivery, why?? |
| I had my baby Jan 3, 2.5 weeks early. I looked on the insurance website just a minute ago and they have denied everything that had to do with my hospital stay. Why and how can they do that. I am ... |
|
 Anybody thinks it is a waste of time to have Property Insurance? |
| I live in a hurricane zone and apart from that I have always been afraid of fire or earthquakes. The cost is almost prohibitive, but my house is now insured, in time for the hurricane season and I ... |
|
|  |
mlbb4u | Which is the best life insurance policy in USA.? |
I am student and I wish to take an insurance policy so that my parents could benefit from it incase of any bizzare circumstances happening to me. I am not a citizen of USA, I wish to stay for approximately 5 more years so I need an insurance policy for me.
Can any1 suggest the best policy. I want insurance for a period of 5 years if anything happens to me in this 5 years I want my family to benifit from the insurance policy and i hope that could help my family lead a normal life.
So the ones in USA please sugesst me a good insurance policy which had a low monthly premium and I am not expecting high Face Amount and the term length is only 5years.
Thank You in advance |
 |
 
SusieM
 |
No doubt the easiest way to get insurance quotes is on the web.
Why would you waste your time on the phone calling around?
the last time i needed quotes on insurance i used one of these comparison sites and it was great.
this is the site i used and it was quick like less than 5 mins.
The last thing I want to do is listen to elevator music while waiting for a salesman.
Anyway I got good quotes and ended up saving money so I was happy.
So shop around and compare quotes which is easy on the net.
Good starting point is at this site.
http://insurance.deal4-you.com
Good luck. |
|
stevetower
|
A term policy from any reputable company sounds like what you are looking for. |
|
Bradley S
 |
There really is no good, better, best. It’s all about your needs and goals. You already know exactly what you want: term life insurance for 5-10 years. What you should do is try to get the insurance companies to compete for your business. How? Contact an insurance broker. A broker works for several companies—not just one—and can find the best deal for you. The easiest way to find a broker is to log on to a website like http://www.lifeinsurancewiz.com and fill out a form requesting a quote. This form will be sent to a broker near you—which is important, because you want someone in your state. The broker will contact you and do all the legwork for you. If you are not satisfied with what they offer, you do not have to sign up with them. Good luck! |
|
aaron p
|
What we have here is an underwriting issue. You are here on a student visa from who knows where. You should work with a company that focuses on foreign travel and foreign citizenship to get the best offer. Transamerica, Prudential, and John Hancock are the first ones that come to mind. Final offers will depend on your country and region of origin, how often you go back to visit and for how long.
Also, check out a 10 year term, 5 year term, and Yearly Renewable Term. You may be surprised to learn that in some cases, the 10 year is less expensive than a 5 year.
Good luck |
|
avaldreteiv
|
Contrary to everyone else telling you to get a 5 yr term policy, you may want to look into a Annual Increasing Premium Term policy, if you go through a good company, what this means is that your premium will be adjusted each year you have it and only by a small amount (usually 3% of the previous year). So if for example you had $100 a month premium the first year your premium would go up $3 a month the next year. This way you are only keeping the company on the hook one year at a time and they are willing to bet you won't die in that time period so they give you a lower premium to pay. Also if you decide or have to stay longer than 5 yrs, your total out of pocket premiums paid will be far less then if you bought a 5yr term policy plus you don't have to worry about the huge premium increase in year 6 if you still need to have the insurance for any reason. Think of it as way to hedge your bet about staying here for only 5 yrs. |
|
Zarnev
 |
It all depends where you will be located because not all companies are in all states. You will want to get an A rated company. Do you have car insurance here? If so, visit your agent. You may get a discount if you have both policies with the same company. If not, you should visit a local independent agent. This person be able to help you find the best policy. A 5 year term policy is not that expensive although a 10 year term is not that much more and you'll be covered should you decide to stay longer. |
|
Mark S
|
Gotta agree- go with 5 yr term. I suggest looking up your nearest Primerica Agent in the yellow pages. They can set you up with your policy, no problems. They will even complete a full financial check up for you.
Iguess it's a bad thing to want a financial checkup, huh? Or is it because I suggest Primerica that there are two thumbs down? Oh well. Call your nearest Primerica agent. They will conduct a private and complimentary survey for you.
Do not take annual renewable term, becuz as avaldreitev says the premium goes up each year. So what if it is only a little, you said you want cheap. If you buy from someone other than Primerica, you won't hurt my feelings but at least look at ONLY a Level 5 year Term policy. Premiums will not go up, at all.
How old are you? I will quote you a 25 y/o non-smoker policy.
400k- 35.63; 28.50- 300k; 250k- 24.95. Prices are per month for a 10 year term. Stop paying premiums when you leave the country, no more insurance. If you stay longer, you still have coverage. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 5 minutes(s) ago
| | | |
7 | 42 minutes(s) ago
| | | |
5 | 1 hour(s) ago
| | | |
7 | 5 hour(s) ago
| | | |
1 | 6 hour(s) ago
| | | |
5 | 11 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
7 | 3 day(s) ago
| | | |
6 | 6 day(s) ago
| | | |
7 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
