 When applying for insurance coverage, why do the agents always want to know? |
| WHO you've had coverage with? I can see them asking If you've had coverage but why is it so important WHO you've had it with? It is so irritating when they do that.... |
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 How do elderly people coming for permanent residence to US get health insurance? |
| My parents who are approx. 70 years old are considering coming to live with my family to US. My main concern is how they are going to get the health insurance. Any pointers? Thanks in ... |
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 How to get insurance to pay for rhinoplasty? |
| A surgery was performed on the deviated septum a couple of years ago - turns out I STILL can't breath. And how will I go about getting coverage for a rhinoplasty.... |
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 While depending on social security can I apply for a life insurance policy ? |
| If I'm lazy to go to work can I depend on the social security income ? While depending on social security can I apply for a life insurance policy ?... |
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 Disability pay for bipolar? |
| Am I entitled to it? I was off on paid leave in 96, diagnosised with major depression in 95, and bipolar in 2003, I've lost jobs because I have a hard time while in a manic/depress ... |
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 Bill From Doctor's Office saying insurance refused to pay due to 'untimely billing by office'? |
| My wife got a bill from our doctor's office from July 2006 that states 'insurance has denied these services for timely filing'. 'We have submitted proof of timely filing $ they ... |
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 Will Cobra insurance cover my fiance? |
| I am at a job that offers a domestic partner insurance policy that allows me to have my fiance on my plan for our family plan. I was offered another job that does not have the domestic policy but ... |
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 Declare myself independent from parents? |
| Is there a way I can declare myself as an independent (meaning my parents don't claim me as a dependent on taxes and stuff like that)? I'm not quite sure how it exactly works. I've ... |
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 Are employers in the state of NY required to provide medical insurance past an employee's termination date? |
| I was under the assumption that all employers are supposed to provide continued health coverage for an employee after they leave for a certain length of time.... |
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 Hostage negotiatiation.? |
I am a professional negotiator and want to get into private hostage negotiation with a mercinary army.
Anyone out there who works for one and can get me in.... |
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 Can I get malpractice insurance if I am just a receptionist at a senior living facility? |
| The facility that I work at, is under Investigation and there are several former caregivers that are in jail for alleged abuse, I want to protect myself (economically and civil wise) even though I am ... |
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 I need health insurance and I'm self employed? |
| I really dont know where to start. I have heard that i cost a lot more to get insurance on your own. How do i get the best price? Or the same price as if i was getting from an employer?... |
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 Im filling out an online form for a geico ins. quote.Its asking me what kind of pip coverage i want? |
| 1) decline 2)pip insured only 3) pip insured and relative only 4)pip insured with excluded work loss. Also they want 2 know if i want additional pip coverage.What should i say?... |
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 Am I still eligible for unemployment insurance if I move out of state? |
| I currently receive bi-weekly unemployment checks. I live in California, but in a few months, I will be relocating to Texas. Basically I just need to know if I will be receive insurance from another ... |
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 Whole life insurance opinion? |
| Can you purchase whole life insurance that is good no matter where you live so say you spend a couple of years in europe then back to the states then off to asia . are you always really covered by ... |
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psecada | Which life insurance company is best for you? And why? |
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LifeInsuranceAgent
|
There is no one company that is best for all people.
Your needs and specific circumstances determine which company would be best for you. |
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Hadley
 |
There are many very good life insurance companies in the U.S.
Some things to consider when choosing a life insurance company are their financial strength ratings, life insurance rates, and if they have any complaints filed with the Department of Insurance in your state.
Some of the leading life insurance companies include the following:
The Top 10 Life Insurance Companies - Revenues, 2006
and Financial Strength Ratings by A.M. Best Company
MetLife β rated A+, Superior
Prudential Financial β rated A+, Superior
New York Life Insurance β rated A++, Superior
TIAA-CREF β rated A++ , Superior
Massachusetts Mutual Life Insurance β A++, Superior
Northwestern Mutual β rated A++, Superior
AFLAC β A+, Superior
Genworth Financial β A+, Superior
Unum Group β A-, Excellent
Principal Financial β A+, Superior
(Source β www.iii.org)
I hope that helps! Best of luck to you. |
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Mark S
 |
I chose Primerica. My wife and I are on one policy- we only pay 1 $75 policy fee, other companies give husband one and wife one. This equals $150. Also, if you want to include your children on the policy they will be included as a rider, no fees. You can get anything from 1k-25k, pay up to $15 for the rider @ 25k, and, most importantly, the rider covers present children and ANY other children that come along in the future. When kids turn 25, thay can have their own policy at twice the value with no medical exam. For adults, they can have a 10% policy increase for 10 years to Double the face amount by the 10th year.
Great company! Now I work with them. |
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lollybug102
|
There are a number of highly respected life insurance companies out there. I have my pesonal policies with New York Life. At the time I was buying the policies (10 years ago) they offered the best coverage and pricing. They also gave me a rider which included a death benefit to me if my son died before me. It is still a very good value for me and my family. |
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OPM
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Knights of Columbus, because it is a fraternal and exempt from income taxes. All excess returns go to the policy holders and it is well managed. |
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