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 What can i do to save for retirement!!! PLEASE SERIOUS ANSWERS?
i am 26 years old and i have a job that i have been at for almost a yr........but they dont offer retirement. i know i can use a life insurance plan that builds cash value but i only will have about 3...


 My husband and I want to get Life Insurance, help!?
We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name ...


 What happens if I want Homeowners and Car insurance with the same company?
Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31.
I saw somewhere that if I have both insurances with the same C...


 Can a doctor stop seeing you if your bill is past due?
My 6 year old daughter is going to be going to a psychologist for therapy for OCD and other anxiety disorders. We will be starting out going weekly untill we see how much insurance will cover. If it&#...


 I was injurd at work (toe was tore off)?
I was helping someone dump a load on a fork lift and was on the forks. Driver went a little crazy and I scrambled for somewhere to hold on and ended up with foot caught in hydraulics and it severd ...


 Why do you not want to buy insurance?
I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why ...


 Should I get a lawyer, or deal with the insurance company?
My 13 year old daughter was hit in a crosswalk. She was slightly injured. Road rash, goose-egg on head, some superficial cuts. The bills are only about 2,000 at this point. The Driver of the Car ...


 I received $8500 from mom's life insurance. after funeral expenses do I have to pay her creditors?
She died with no assets and $10,000 in debt....


 Is it illegal to own a bar without insurance?
This in the state of Wyoming....


 Which is the Best Life Insurance Policy to take??????
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????...


 What company do you have your home owner's insurance with?
Buying house and need to get some home owner's insurance, need a few places to get quotes from....


 Is it a legal requirement to have insurance when you are self employed?
I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?...


 Should the government pay your deductible when you have a car accident?
They pay money over and over to flood victims, year after year.
Additional Details
We pay for flood victims, assuming you're not one of the one-third of Americans who pay ZERO taxes ...


 Home insurance and dog bite?
My 1 yr old dog mix of beagle/German Shepard bit a neighborhood boy last night. The dog was fenced in and has all shots, he has not have any other prior bites and took me by surprise that he would ...


 Would it be illegal to get lots of life insurace policies out on tramps/ heavy drug takers?
I don't mean killing them or anything, but taking out life insurance who were likely to die soon?...


 My daughter is being sued from an auto accident, she has insurance and no assets. They want 500K?

Additional Details
We live in MD, she is 27 and lives on her own. She hydroplaned, he hit her and now the couple are suing and the wife separately etc. He did have one broken rib but ...


 Insurance - dwi?
When does my insurance company become aware of my dwi?
after I'm arrested? after my license is suspended? or after i'm found guilty?
Additional Details
i checked my policy ...


 How do health insurance providers find out your pre-existing condition(s) when you go to get medical attention
If a person has a condition, say a torn rotator cuff, and they wanted insurance because they didn't have a ridiculous amount of money to repair the problem--after getting insurance (or before) ...


 Should I go without health insurance for a year?
Next month I am about to go through open enrollment through my employer. This year health insurance was expensive. The took about $120 out of my pay check. To get more income next year, should I ...


 Why shud an yougster, single, take life insurence?
...



Prashant K
Which life insurance is best for me?
                     
 




brij b
Rating
You have not mentioned your age & capicity to pay instalment.Life insurance is best option for you. You may contact to me for more details.


s and d e
if your wanting to know if whole life or term life insurance is better---term life is the way to go. whole life insurance is essentially a savings account that allows the company you buy it from to use your money for other stuff---it's a ripoff. always by term life


Pregnant with my 2nd!
Rating
Well, you should give some specifics, like age, # of dependants, med history etc........if you have young children or dependants, then you may want to go term, but need more info to know for sure.


Bradley S
Rating
Both whole life and term life insurance are designed to protect a family against the financial burdens that accompany the premature death of a breadwinner. You pay a monthly or yearly premium with each. The difference is this: A term life policy is for a limited period of time—the term. It will pay a death benefit only in the event that you die during term covered by the policy. That term could be 10 years, 20 years, or 30 years. If you die the day after the policy ends, the insurance company does not pay a death benefit. Since very few people die during the term, the insurance companies do not pay may death benefits, so the cost of insurance is low.

A whole life policy covers your for your entire life. If you die the day after you take out the policy, you are covered. If you die in 20 years, you’re covered. And if you die when you’re 80, you’re covered. In the mean time, the insurance company invests the money you pay in premiums, and some of the earnings are put into your policy in the form of cash value. The cash value builds over the years. At some point—when you are on a fixed income, for example—you can use your cash value to pay the premiums, keeping your policy in force. Because the insurance company is certain to pay a death benefit on each whole life policy, the costs are higher and the insurance premiums are higher. Good luck!


Doctor Deth
Rating
depends-how many month do you have left to live?


Fayaz Mohammad
opt for BIRA SUNLIFE or BAJAJ


insuranceguytx
Rating
Go meet with a licensed agent and discuss your overall needs.

Ask yourself "When will I be financially independent and have all my debts paid and no one will depend on me (and my paycheck) to pay any bills or other expenses?" When you determine when you will reach financial independence, you will determine when you can do without life insurance and thus determine what type of life insurance will work best for you.

Good Luck

*


Nastia
I have no idea who you are


Love is Life
reliance insurance z better


Ramkumar G
LIC is the best...
Lot of schemes are there...

NB: U r question is really not at all be understand..some how I guess and answer it...


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