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 Medical insurance..can I add family?
I start my full-time job at a public accounting firm in a couple months and had a question about medical insurance.

Can I add my parents and younger sister? We currently don't have ...


 I want to see my money in lic policy?
...


 Anybody use Geico Insurance? I've always used a local company. Good or bad results?

Additional Details
I've used an agent in my city and the insurance was thru travelers. NO tickets or claims in many years but my insurance is high. I did an online quote with Geico ...


 Anyone know how personal accident insurance works?
Saw an ad for it and its cheap and wondered if its worth getting?...


 Can I still be on my parents' life insurance if i don not live in the same state as them? im 17?
...


 Do you think United Healthcare is a good insurance company?
what were your experiences?...


 What's the deal with Primerica?
A bunch of my friends swear that this is a great way to make money. For me, it seems like a leagalized ponzi scheme. Are there fat cats at the top of this pyramid smoking cigars and drinking ...


 WHAT HAPPENS IF YOU DON'T PAYMEDICAL BILLS?
DOES THIS GO TO COLLECTION? EFFECT YOUR CREDIT?
Additional Details
Ummm...I'm not yelling....accidently hit caps. What is it with everyone freaking out about that. It's dumb. T...


 My 18 year old daughter is graduating with an Associates degree: will she lose insurance coverage?
Hello, My daughter is graduating from college next month. We were discussing her taking one month off to just kick back and relax as she's either been at school, working through breaks or ...


 Churchill wrote saying my home insurance is due for renewal and informing of their latest offer, when it ?
isn't due for renewal, and it isn't in my name...is this normal?...


 Is Allstate(the insurance company) a job that's based on commission and what the minimum they pay?
i just got a call for a interview but i also just came from a interview for a goverment gas and electric company that pays well and i was just wonder if i get both jobs, which should i ...


 Where to go for perscriptions if you dont have health insurance?
My boyfriend had a heart attack last year and is now out of most of his perscriptions. He still owes the hospital alot of money for the original ER visit and cannot go back to the doctor to give him ...


 Can I be added to my bf's health/dental insurance from work?
Hi. I was wondering if I am actually able to be added to my boyfriends benefits he gets from work. We live in Las Vegas, Nevada and he works at the Clark County Detention Center so its the County. ...


 My car insurance is late and tomorrow i have to pay or it will be cancelled?
me and my dad r in the policy together and it is in my name. he told me he is only going to pay a little over 100 dollars. the total is in the $300...do we have to pay all that is due or can we pay ...


 I want to become insurance advisor to whom should i contact suggessions invited from existing insur advisors?
i am unemployed graduate divorse can i work for more than one ...


 Pregnant two weeks before insurance starts?
Ok i found out that i am pregnant however my insurance at work does not start for two more weeks. If I wait and do not do to the doc untill my insurace is active will that mean it is not a pre-...


 I got a job as a insurance agent recently, i would like to know how to get clients to sell life insurance?
i want to know how can i find clients other than persons related to me exactly....


 How old must i be to get car insurance quotes online?
how old must i be to get car insurance quotes ...


 I want to buy laptop which one should suit me as insurance agent?
...


 Sons property insurance at school, who's responsible?
My Son was on a school excursion during this time his bag had been taken and a $300 pair of reading glasses had been purposely vandalised. (not the first time he has had property trashed at school, ...



cross_moon46
Which of the following represents the problem of adverse selection for a health insurance company?
Which of the following represents the problem of adverse selection for a health insurance company?



A. Insured people tend to behave more dangerously and take greater health risks.

B. When insured people become ill, they have difficulty paying insurance premiums.

C. People with unhealthy habits are more likely to sign up for health insurance than healthy people
                     
 




reg joe
Rating
c. adverse selction means that mostly people who are high risk will try to get the policy and the low risk people don't bother with it.


Insurance Made Easy.biz
C


magoo&me
C is true


Carol
Rating
C. "Adverse selection" means that the people likely to select (i.e. sign up for) it are those more likely to use it.

the other two, which could also be true, are not defined by this term.


Lori S
Rating
B. Sick people need insurance the most, but if they are too sick to work, they cannot afford the premiums.


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