 Does another person's insurance have to repair your car in an accident despite your car's value? |
| I understand that if a person gets into an accident where they are at fault, the person's insurance can total out their car if the damage exceeds the value of the car. I want to know if a ... |
|
 I have a health insurance question. |
I am planning to apply for the HIPAA plan (Health Insurance Portability and Accountability Act) and it comes with a $25 co-pay and $2,500 per year annually.
How would I figure out the ... |
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 If I sell a $1000 auto policy and my commission rate is 25%, does that mean I get $250? |
I have my P&C insurance license and a potential employer told me my commission rate will be 25%. I'm new to the industry and I don't know how the commission works.
So, if I ... |
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 Long Term Care Insurance Question? |
| I have signed up for it through my employer and it is appx. $80 a month with inflation protection for $200 a day coverage through John Hancock. Anyone else have it? Is it REALLY worth it? I met ... |
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 Can a hospital refuse a patient without health insurance when the paitent is not pregnant? |
| I recently lost my job and I do not have health insurance. I have been paying to go to the doctors. I currently can not afford to keep going that route. I have a child that I believes has a U.T.I. I ... |
|
 Car health insurance...? |
| Why does car health insurance not exist I mean if it did then you would just pay a premium and then when you took it to a repair shop the insurance would cover it.... |
|
 Insurance- is there anything I can do?!? |
Long story- I will appreciate if you read it-
My husband was in the hopsital last summer becuase of a mold allergy (from mold at his work). He was in for 14 days and in very serious condition. W... |
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 [Health Insurance] What is the difference between "deductible" and "maximum out-of-pocket expense limit"? |
| [Health Insurance] I dont exactly understand how both the terms apply to my expenses towards a medical care. I am talking about Physican and Hospital Services in particular, rather than Preventive C... |
|
 Anyone bought a trampoline, put it up and then have an insurance company demand you take it down or drop you? |
| Insurance company has demanded trampoline come down. Saftety nets, adult supervisor followed to a "T". Spent good amount of $$$ on it! Been up for less than a year. Under warranty. Anyone ... |
|
 Have you screwed up more than me? |
| I wrecked my car twice in 1 year, that sucks, 2000 ford mustang GT, hot rodding is not wise people, what should I do, I have a job but deductibles, and insurance have eaten me up within the last 12 ... |
|
 Neighbor's gigantic tree falls on my garage. In PA.? |
know this.
My insurance company will pay for the damage to my garage.
Who pays for the removal of the tree?
They say it is an "Act of God" so the person who'... |
|
 How safe are Aig annunitys .They are not Fdic insured? |
| My wife and I each have AIG annuitys .They are not FDIC insured. How safe are they . Can they be rolled over to a FDIC insured fund?... |
|
 Question about insurance covering dental procedures? Please answer!!? |
My insurance covered my orthodontics as a teen.
They covered all routine dental work.
They covered a procedure in which I had a baby tooth pulled, because there was no adult tooth ... |
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coffeebean | Which one is better All State or Farmers Insurance for cars? |
I am looking for another car insurance company: Does anyone have any input on which is gives better service? |
 |
 
amust2407
 |
I don't work for either, but I deal with both on a regular basis. If I HAD to choose between the two of them, I would go with Farmers. I can't stand the way Allstate handles their claims. They are BY FAR the most difficult company to deal with!! I don't know how they treat their own customers, but if it's anything like how they treat everyone else, I'd stay away! They try to make the whole process so frustrating that you'll just throw your hands up and say "forget it." I try to handle ALL my claims on claimants exactly like I handle them for our customers, but I don't think Allstate has the same mentality.
If you live in TN, edit your question and I'll make my personal recommendation for insurance companies. If not, stick with Farmers. |
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Warrior
 |
I recommend you avoid BOTH Farmers Insurance and Allstate. Here are some alternatives to research:
http://www.farmersinsurancegroupsucks.com/alternatives.htm |
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joshua_desha
|
Honestly, both are about the same. I'm an insurance agent, but I'm not with either of these companies though. If I had to choose between the two though, it would be Farmers. I say that because I see Allstate customers coming to me all the time, unhappy with their agent or service. Normally it's more difficult to get Farmers customers to switch over to me. |
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JOSHUA L
 |
It sounds like a not easy cracking nut,have a look here,you should find something useful for you.http://car-insurance.online-tips.info/free-online-car-insurance-quote.html |
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amylovescalvin
 |
Honestly I dont care for either one. I know the question is which one is better but they both have very bad faults. Allstate will not pay out on accident claims, I have even heard the excuse that "I know our insured ran the stop sign but your insured should have avoided him so we are only accepting 80% liability, and you have to cover the other 20%" I think that is one of the most ridiculous things i have ever heard. And Farmers just increases their rates on their clients. On average this Feb 1 the rates went up 14% and last year they had 2 rate increases, I know this /c I work there... I do work for Farmers but I also have State Farm insurance. Im not sure who you have now and why you need to change but seriously do some research on whichever company you plan to go with. Good luck! |
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wicked_queen_1969
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Having worked for both, I have to say, I prefer Allstate. Farmers is more expensive and their claims service is nowhere near Allstate's. In the event of a claim, you want to be taken care of. |
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