Does anyone know about Primerica insurance? ? |
| I just got a job at Primerica insurance company, but I think it is sort of like a scam, they took the visa card number and i see that 28 dollars have been taken out, and i saw it, which was life ... |
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Paid car insurance company for policy, then ins company rejected the policy and kept money? |
| Last week, I was a day late paying my insurance policy. However, the insurance company still accepted my payment. A week later, yesterday, I get a letter from my finance company and motor vehicle ... |
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Medical insurance? |
I am looking to obtain a medical insurance policy. Any insurance brokers out there want to quote me? I am 21 years old. I have excellent health. 6 foot 160 llbs. 92630 zip code. California. <... |
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How would I find out if my ex husband fraudulently signed a life insurance policy on me? |
| How would or who could I contact to find out this info...I feel in danger and am wondering if he has a high dollar policy on me that I don't know about.... |
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Can a passenger sue me for medical bills if my insurance policy doesn't include medical coverage at all? |
| I was driving a FRIEND'S VEHICLE about 3 weeks ago carrying a friend of mine home and I hit a tree that had fallen in the road. The truck was in bankruptcy, and the insurance only covered ... |
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Student housing insurance in the UK? |
there are 5 of us moving into a house. do we need to get a policy each or one for the house? how does it work?
Thanks to kris but im unsure if things are the same in the uk or not!... |
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House burned, nationwide wants to rebuild, they allow 2x4 ceiling joist 24 inches on center,? |
| this was original framing on house,,,my question,, code has been adopted here that will not allow this,,is there some rule that says ins co must pay for code ... |
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If I get married will I lose my health insurance? |
| I'm a full time student and am currently covered by my parents health insurance plan because of this. If I were to get married, would I lose that coverage?... |
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If your employer does not provide you with health insurance can they fire you for not having a dr's note? |
| my employer fires people if they dont bring a doctors not after taking a sick day. i was just wondering if she could do that since she doesnt provide health insurance?... |
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Will any doctor offices bill you at home or do you have to be able to to the full bill there? |
If I make an appointment at a doctors office, will i have to pay for the bill at that time or will they send me a bill to my home address? Additional Details I don't have Ins. & ... |
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Can I expect my insurance to pay for a new kitchen? |
| My kitchen floor was wrecked by a leaking dishwasher. The kitchen units have to be removed to replace the floor, can I expect a new kitchen as part of the settlement as the old kitchen will not fit ... |
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Can someone whos already pregnant get on health insurance? |
| I've been meaning to get health insurance but now i think im pregnant and im kicking myself because i didnt get it earlier. Will an insurance agent accept me if I tell him/her im already ... |
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What does this mean? |
| Explain 100/300 bodily injury coverage.... |
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Which Term insurance is best in india? |
I like to take pure term insurance plan (as suggested by http://www.outlookmoney. .
Which company term insurance is good and better.
SBI, LIC , Birla sunlife or any other ... |
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jake | Which situations does life insurance not pay out when an elderly person dies? |
I know the case with homicide and suicide, but are there others? Additional Details I was looking for looking for a policy that includes natural and accidental death |
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mbrcatz
 |
Homicide pays, as long as the beneficiary isn't the killer.
Suicide clause usually only lasts a few years.
Life insurance won't pay out if the policy isn't active. If the person takes out one of those "no exam" policies, they usually have to have it in place, keep it for at least two years, before it will pay out (ie, survive long enough).
IF the policy is less than two years old, and there is a lie or ommission on the application, the policy doesn't pay - regardless of the age of the insured person. |
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Steve S
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Most policies you die they pay. There are only a few exclusions. Suicide is usually only for the first 2 years of a policy. If you die while committing a crime is (Homicide, Bank Robbery etc. are really the only exclusions from a standard policy. If you have a modified life policy there may be other exclusions,) |
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Hadley
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There are several reasons a life insurance policy may not pay out. These should be stated clearly in the Exclusions section of the policy and you can ask the specific insurance company or agent about the exclusions before purchasing your policy.
Some exclusions include:
1. Death while committing a crime.
2. Death as a result of war.
3. Suicide (usually within the first two years of owning the policy, one year in some states).
4. Misrepresenting or intentionally mistating information on the application when applying for coverage. This allows the insurance company to Contest the claim if death occurs within the first two years of owning the policy.
There may be other exclusions in your policy.
If you have stopped paying your policy premiums, your life insurance policy may lapse and may not pay out.
To learn about your choices for senior life insurance visit http://www.term-life-online.com/senior-life-insurance.html
I hope that helps! Best of luck to you. |
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zaxton6
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yes if comiting a crime so if Grandma was robing a bank at the time of her death sorry no payoff! |
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musicalj2
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Yes, it's always worth asking if they cover people suffering from Alzheimer's Disease. |
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v b
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Failure to pay premium.
Many elderly people suffer slight dementia and bill paying becomes tedious and just plain difficult.
Losing track of a full paid policy! If your heirs don't know about the policy, they won't collect on it. |
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San Diego Art Nut
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It depends on the policy. If it is accidental life then it would not pay for "natural causes".
It may not pay for pre-existing conditions if the policy is fairly new. |
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