Health insurance and coverage? |
| I've just been offer health insurance through the temp agency that i work for. It about $20 a week but will only cover up to $7,500 annually in medical expenses. Is that a good deal or should I ... |
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Do i save money if i get an insurance just for myself or join my dads insurance? |
| im a new driver..i dont have a car yet but im definitely buying a used car maybe honda civic. Im 18 and a female. my dad has been with his insurance for 4 years now..wud i save money if i join his ... |
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Auto Loan Insurance? |
| Can someone please tell me there is any financial institution that offers some sort of auto loan insurance...something like mortgage insurance..that if the loan originator passes away, the loan will ... |
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How do I get an Isurance Licence? |
| how do I get an Insurance licence?... |
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Do health insurance carriers consider prematurity a pre-existing condition non-elegible for coverage? |
| if i have to change jobs and thus change insurance carriers, does anyone know if a dependent child's health issues due to prematurity would be considered a pre-existing condition and not be ... |
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I'm trying to get myself health insurance but girlfriend is pregnant. Do I just not tell them? |
| Ok, I am trying to setup my health insurance at work. I just found out the other day that my girlfriend is 8weeks pregnant. She has already gotten on medicaid so im not worried about having to ... |
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Homeowners Insurance-Some insurance agencies such as CHUBB, it appears that they offer personal con't? |
| liability coverage. If my automoble insurance policy had laspted and I was involved in an injury accident, would my homeowners insurance policy cover the medical injury payments?... |
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How much does Homeowners Insurance usually pay? |
I had a bunch of musical equipment stolen.
The *retail* value of all that stuff is somewhere around $3,600.
The price you'd realistically pay in a store for new equipment ... |
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My question is about auto insurance.......? |
I live in a fault-based, or “tort liability" state. I have all the usual auto insurance, including $2000 per person medical payments and $50000 bodily injury liability.
If a ... |
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Forced place insurance? |
| Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?... |
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How do fight life insurance company? |
I was trying to put my finance in order. I called People Life Insurance and got Monumental. They claim I have a loan on these policies. I said I never received a bill from Monumental.
From P... |
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Purpose of limited premium payment life insurance? |
| What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in ... |
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Can my son drive under my insurance? |
| My 33 year old son needs a car for work. Can I let him drive under my insurance ? What am I liable for - accidents? parking tickets - speeding tickets?... |
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Please help regarding LIC policy? |
Hi, Please help regarding lic policy. what is the best Lic policy for a months baby boy for his studies and future Additional Details Thank you actually i want some money from time to ... |
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Are you required to cover your spouse? |
| For the state of NC if you have been separated for over a year and the divorce has been filed do you have to continue to carry your ex on your health ins? the ex is working and eligible to get ins ... |
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Francesca M | Who can suggest an affordable Health Insurance Company in California??? |
Need to find afforadble health care and fast... |
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Bradley S
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I recommend speaking with an insurance broker. A broker works with several companies, and can find the best policy and terms for you. To find a broker in your area, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. |
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JaredBalis
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I can suggest a way to find the best fit for you. Fill out a quote form at http://www.insureme.com/landing.aspx?Refby=620030&Type=health. A local agent in your area will call you and help you find the best fit based on your situation.
Jared Balis
http://www.utahinsurance.org |
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wiseghy
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Most agents here suggest Blue Cross. However, I find they usually cost more. Also, they are in big trouble lately for declining people "retroactively", after they file a claim.
However, I tend to be more of a Health Net fan myself. Blue Shield also has some good prices, and they are non-profit. There are a couple of smaller name companies, but I would suggest those two, just to be sure you don't have any hassles. Kaiser is also popular.
There are some very good plans for people of any age. Work closely with an agent who can coach you in filling out the paperwork and finding a plan that meets your EXACT needs and expectations. Work with one or two full-time health brokers who you trust have your best interests in mind. |
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Tom Z
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You need a trusted adviser to help you through the process so that you understand what you are purchasing. Some may suggest going on line to get a quote but as you probably already know there is much more to health insurance than price.
Ultimately you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage and you choose low deductibles and low copays your monthly premiums will be significant.
On the other hand if you are young and healthy and rarely use the health care system you may able to consider a plan that covers the major health catastrophe which will result in relatively low premiums. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. If they don't handle health insurance they could refer you to a trusted colleague.
If you want to use the Internet use it to educate yourself but use an agent to purchase the coverage. |
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mkulaff
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Most health care companies have a plan that is affordable to most people, but plans must be tailored to you as an individual or family.
This isn't a matter that should be taken lightly.
I can assist if you would like. There is no cost so feel free to contact me via email |
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