Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 Homeowners Insurance Policy Rate increases $220?
I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company

Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 - O...


 Does anyone know if there is a limit to what a doctor can charge if he refuses to accept any insurance?
I am 75 years old pay medicare premiums as well as secondary insurance premium,Now i have to get anew doctor since I am diabetic and my old doctor retired. I cannot d find any diabetic specialist ...


 When should my parents add me to their car insurance policy?
I live in Virginia, I am 17 years old. I have held my license for a year and four months. My parents have Allstate. During that time, my parents did not add me to their policy. Now they have decided ...


 Im definitely need your advise here!!?
Im about to buy an insurance from one of my collegue but i did not know what should i know and ask before sign the agreement.I definitely need you expertise here.I just need to know the question i ...


 Can a sister remove her disabled brothers share from their mothers life insurance policy?
Mother recently died. Sister has power of attorney. Brother is over 18 and disabled....


 What is insurance?
...


 Can i get my money back?
Is it possible to get my money back on a protection plan i bought from circuit city? The salesperson told me that it protected against scratches and stuff but it doesnt and we didnt realize that ...


 What home insurers quote when people have claims in the last three years?
Our plumbing decided to freak out this year and we had a spate of three water damage claims. Our insurance company have now said they will not renew our policy and I can't find any companies ...


 What is the best retirement plan for a 48 year old that has to start all over?
...


 Employer changing health insurance plans...I'm pregnant!?
My employer is looking into changing the group health insurance coverage in February. I am due with my child in May. What does this mean for me? Do I loose coverage if they choose an insurance ...


 What is a profit sharing plan?
what is the difference of a profit sharing plan and a 401k?...


 After today's multi-million $ ruling against State Farm, will all home insurance companies hike their rates?
http://news.yahoo.com/s/...


 Can someone tell me something about the history of insurance?
...


 Seeking most economical life insurance for me & entire family?
I want to purchase life insurance for me & my spouse. If it's economical to purchase for my children also, I would like that option. Please respond with contact info such as website, ...


 Should car owner be policy holder of the insurance???!!?
I have bought a car and the car is register under my name. my dad is the policy holder and full com and I am the main driver and full com. My dad had accident. my insurance company says because the ...


 What is the big deal with needing to keep continuous coverage on your health insurance?
As I understand it, it's only a problem if you get diagnosed with a long term illness b/c then you get declined for coverage on behalf of a pre-existing condition. Obviously, if you get ...


 How to stop insurance companies from making hugh profits and start paying claims without hassles?
Everyday you hear about new ways that insurance companies are denying claims. How can they be stopped?...


 If we buy our own health insurance (not employer-sponsored) do we need to get physicals?
...


 I'm shopping for homeowner's insurance.?
What's the difference between carriers? Since I've been calling around and getting quotes, there's quite a discrepancy between various carriers and I'm just wondering why? Is ...


 If I am successfully sued are there any award limits or can they take everything I own and more?
I have a car, my primary residence, three condo rental units, savings account, and my IRA....



steffie
Who do you contact when an insurance company does something unethical?
                     
 




mkulda
You should ALWAYS start with the company. There's a chance you were told something by a lower ranking person who either thought they were doing the right thing or were too inexperience to handle your situation properly.

If that fails, contact that person's supervisor and eventually a vice president or other senior manager.

If your steps with the company fails, then contact the consumer complaints division of your state's insurance commissioner's office.

But don't assume that just because you've been told something you think is unethical by your insurer that it is a policy that your insurer always engages in. There could be a bad company representative that needs to be reined in or fired.


toohairy4u
contact your state insurance comissioner.


vdubfan
contact your dept. of insurance / insurance commisioner...also if an agent has done something unethical you can report "them" as the problem and not the whole company ( get the lic# of the agent). i worked for a large insurance company and we had agents that represented the company in good faith and then there were others who lied and focused strictly on the money and not the clients best interest. unfortunately the dept of insurance here in California "slaps" the wrists of those who behave unethically and give the rest of us a bad name. there should be a link to your dept of insurance where you can run names/license #'s of agents and see if they have had any infractions/complaints against them prior. but definately look at your agent first before blaming a company in whole. hope that helped! take care and good luck.


marlynembrindle
contact the Better Business Bureau listefd in your phone directory, usually in yellow pages.

marlyne B


Susan C
Is it the Insurance Company or the Agent? Do not confuse the two. There are many unethical Agents who work for very reputable company. Do not confuse them. Anyway, the best way to get action, and usually severe action is to contact the Insurance Commissioner in your State. It is in the phone book. If it was the Agent, start with the Company Home Office. By law you can get that information in your policy. Unfortunately Insurance Companies get bad reputations due to the Agents that represent them. Not all of us are unethical and truly try to make our clients satisfied. The Home Office will formally write up the Agent, and ask for their explanation. If truly unethical they could lose their job quickly. Start there. If it is the company, contact the Commissioners office and they will file a complaint of explanation to the company. No insurance company likes the Commissioner to contact them. They will act quickly to rectify situation if it is unethical


Mariposa
Rating
The Better Business Bureau


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 1.204
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy