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 Do I need to wait for my current insurance policy to expire before I go with a new company?
I want to switch to a different insurance company for my cars & house (currently with State Farm) but I have a while until my current policy is up for renewal/expiration. Can I cancel my current ...


 Can i add my neice to my health insurance?
my sister doesn't have a job and of course her and her daughter doesn't have health insurance. she asked me to put her daughter on mine. i don't have a problem with this but can i ...


 Any insurance people out there who'd like to help me figure out what health insurance to get?
I guess I could ask someone at an insurance company, but I'm trying here first.

I'm in college so I can't afford to eat much less have health insurance. I don't even ...


 Engagement ring insurance? Has anyone done this and how?
Here's the thing: my fiance actually WASHED the apparaisal certificate in the laundry by mistake, and now it looks like crap and has holes in it (obviously, it's paper). However, you can ...


 Hospital Bill... what to do?
So my mom just got into a car wreck and she was in the hopital for 2 days and the bill came out to be $50,000. Well, my mom got in the wreck when she was out of town, in California. Well, she came ...


 If i am 591/2 can i get all my 401 will i be charged anything?
...


 Does insurance cars have the right to investigate old inusrance policy with other companies?
Does insurance cars have the right to investigate old inusrance policy with other companies?
Hello, My car was stolen from me and did not get anything from insurance company because I was not ...


 What type of Insurance license do I need to sell Aflac in PA?
Would it be life/health or property & casualty?...


 Buy life Insurance gauranteed acceptance?
...


 How to verify an electrician's liscense and insurance?
How does one go about verifying an electrician's liscense and insurance coverage? What I read says to ask for a copy of the liscense and insurance coverage. Is there a database to search to ...


 How much does disability insurance cost?
my 28 year old non smoking healthy wife who works at a computer for 30 hours a day was quoted $130 per month for $3000 per month of disability insurance. is that reasonable?...


 Travel insurance question?
I'm going to be in central america for about six months and was wondering a good place to get travel insurance. I already have insurance for health, but I'm going with about $5000 in ...


 My mother passed away and in her old papers I found ins. policies. who could help me.?
...


 A property seller promised to pay agent a commission for successful deal but refused to sign agreement to pay?
without a written agreement which the seller refused to sign, can i sue the seller for refusing to pay me? I have the evidence and witnesses to prove i was the effective cause of selling the property....


 My girlfriend and I are looking for insurance and I want to know what is the best insurance we can get being..
college students? and why?...


 Question about life insurance fraud/murder.?
I watch a lot of investigative shows & on several occasions I have followed the topic of someone taking out a life insurance policy on a person who doesn't know them & is unaware that ...


 What is the best insurance website?
i need to know so i can go to it and get ...


 How much commission would an insurance agent make on a $250,000 life insurance policy?(preferably in Florida)?

Additional Details
Generally speaking about a whole life policy. What would be an average commission. Can you give an example of a calculated 1st year comm. What is an average/...


 Do waterfront Security and Insurance Company really exists in London?
I was informed by fone that a huge amount was deposited under my name in waterfront security and ins, co. Im asking them to send me the original copy of the cert of deposit to chck for the ...


 Cobra Coverage cancelled - can you help?
I have made regular payments for 13 months, starting in September 2005. I mistakenly skipped the 14th payment (Oct. 2006), then paid the next two months, and skipped -again mistakenly- the 17th ...



harry-mcphail@sbcglo...
Who generally has the more expensive premium for health ins. adults in their 20's-30's or children under 6
                     
 




Bryan J
Rating
Adults in their 20s - 30s. Kids have some routine care (vacinations, checkups) but don't yet have to worry about pregnancy, sports injuries, and other expensive adult issues.


President, www.HSAInside.com
Rating
Health insurance has several factors when generating rates, a few big ones are:
a. Age (older you are the more expense the plan)
b. Demographics (areas affect premiums because of medical costs, malpractice insurance)
Rates decrease dramatically when we turn 65, if you have paid into social security you will be qualified for social security parts A and B benefits.


bj a
Adult men have higher health insurance rates than women or children do. This is due to men related illnesses such as high blood pressures, sports injuries and more.


mkulda
Rating
Easy answer.....the adults are the most risky and therefore would theoretically have the higher rates, depending on whether or note the insurer got that close with the breakdowns.


mbrcatz
IF there aren't any preexisting conditions, then the adults are cheaper - the kids have more accidents and maintenance issues.

But from a practical point of view, if you buy all individual policies, everyone under 30, including the kids, are going to pay one rate, and 30-39 will pay another.


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