 Online Auto Insurance Quotes, are they really safe and accurate? |
| I know several people who have submitted their information into one of the many "online auto insurance quotes" and now they have solicitors all over them, on their phone, emails, junk mail ... |
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 If disability is paid by an Insurance Co. can individual still seek part-time work without loosing benefits? |
Disability payments are paid by MY insurance co. not by the state. Can I get a part-time job that pays about
$150.00 weekly without losing my short-term disability benefit?
My state is CO.... |
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 How can I negotiate a better price on my home owners Insurance? |
| They rasied my premium about $70, and I lost one months coverage because the agent listed the policy a month early, so now now the premium is now due earlier also. And I haven't even paid the ... |
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 How do you tell someone you love that you are dying? |
| I can't get health insurance because I've had abnormal pap smears and had surgery on my cervix. I can't get health insurance through my employer. I fear I may have cancer since it has ... |
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 Is there a way to get cheaper health insurance that's not through your employeer? |
| I pay $180 a month for health insurance and I think it's absurd. I'm a 24 year old guy and I bet 60 years olds pay just as much.... |
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 Would my sisters husband still need to pay insurance? |
| He has been paying child support and now his ex has remarried. The kids have been on peachcare. She contacted him recently and told him that he needed to start giving her $67 a week for insurance ... |
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 Internet sites for comparing car insurance in the UK, have you saved money? |
My car insurance is up 1st Aug just looking at the many internet sites to compare prices.
Have you gone through these sites and made genuine savings on car ins renewal from you last years ... |
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 Car Insurance ripping us off? |
| My fiance and I owned a 05 Scion Tc and it had only 14,000 miles on it. for some reason we were driving and the car stalled he tried to restart the next thing we know there were fire shooting from ... |
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 Medical Insurance for Middle Aged People? |
| My mom is 59 and can't find any medical insurance with good coverage that isn't priced through the roof. We're hoping someone out there knows something we don't. She is employed ... |
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 Homeower CAR INSURANCE.? |
| Thank you ahead for answer my question. I live in MA, I'm a homeowner of a 3 units property in Boston. When I bought that house, my insurance agent for my AUTO said that I have to raise my ... |
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 How much should i get for home owner's claim? |
A year and a half ago, my date hit me in the face with a bottle of champagne. Thus resulting in an implant in my front tooth. Total damages over $8,000.
I missed tons of school and work, ... |
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 Questions about benefits as far as what you get thru your employer??? |
| So I was out of town during the time of year when we were to update our benefits package. I realized that I am covered thru blue cross for my health and dental, but eye coverage is not on my plan. I&#... |
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 Who do women pay less for life insurance than men do? |
| Does it have anything to do with average salary? I've always wondered why they pay less.... |
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 My auto insurance payment is due by midnight tonight. I can't pay until tomorrow.? |
| My auto insurance is due by tonight at midnight. They do not have a payonline option (Harleysville Insurance) and my agent's office closes at 4 pm, before I get off of work. So, should I mail ... |
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skahhh | Who has purchased umbrella insurance and why? |
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Derek G
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Umbrella insurance is excess liability insurance. However, many times it will also be excess your Underinsured/Uninsured Motorist coverage as well. This coverage provides protection in case someone hits you but does not have any or enough insurance to cover the damages. The umbrella will provide you additional exposure for this type of coverage. I think it is a great buy, personally. |
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Doing the Right Thing
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Is that the thing where if your umbrella gets broken, that the insurance will pay for a new one? If it is, then there's something fishy about that umbrella, if you know what I mean. lol.
Buy Totes umbrella. They have a life time guarantee to replace your umbrella if its broken. Though, there's not many Totes outlets out there.. |
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california bill
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The term “Umbrella Insurance” has been misused so much many people are confused as to what it really is. In the insurance industry an Umbrella is a liability policy that usually has limits of $1, 2 or 5 million. It is not designed to pay first. A typical Homeowner has personal liability limits of $100,000. in the HO policy and $250,000 on the auto liability. If you have a large claim over these limits you may have to pay out of you pocket any claim over these limits. If you own a home you probably need higher limits of protection.
A $1,000,000. Umbrella policy adds an additional $1,000,000 in limits to both the above policies for only about $200. per year. It can also cover over your rental dwellings, boat liability etc. It pays only after the other policies use up all their limits.
Umbrella refers to the fact that it covers over all the other liability policies with an additional $1million in limits without changing any of the “primary or underlying” policies. You may have to increase some of the primary policies to meet the minimum required by the Umbrella but in the long run it is a cheaper way t o buy more coverage. |
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derek
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Yes, I have a $1million umbrella policy (excess liability).
I bought it for peace of mind. I think I pay <$200 a year. I don't want to lose my retirement account and/or house should I get in an accident and get sued.
Sorry, but most folks are walking the streets with about $100,000 worth of liability coverage (that'll hardly pay to replace the automobiles, not to mention the medical bills that might arise if you hit a minivan full of kids). |
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Paul V
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QUITE OFTEN DURING A HEAVY RAIN WITH BLUSTERY WINDS I LOSE MY UMBRELLA. FUNNY BUT IT'S TRUE! I HAVE PURCHASED FULL COVERAGE UMBRELLA INSURANCE. NOW IF MY UMBRELLA ESCAPES MY GRASP I AM COVERED IF IT GETS DAMAGED OR LOST AND THE INSURANCE COMPANY GIVES ME THE $12.99REPLACEMENT VALUE. I ALSO HAVE COLLISION INSURANCE. THIS PROTECTS ME IF MY UMBRELLA BLOWS INTO SOMEONE AND CAUSES BODILY HARM. I ONCE HAD AN UMBRELLA WITH A LONG METAL POINTY END THAT BLEW INTO SOMEONE AND POKED THEIR EYE CLEAN OUT. OUCH! THE INSURANCE COMPANY PAID FOR THEM TO HAVE A GLASS EYE. SINCE THAT ACCIDENT MY DEDUCTIBLE HAS NOW GONE FROM $10 TO $10,000 SO i HOLD ON TIGHT TO MY UMBRELLA! |
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Liz B
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Well, though my job (since I drive to the bank for work and drive to other locations) they gave me a car insurance card which is 'umbrella insurance'. Which covers my liability if I ever get into an accident while on the job. Everybody in my company that drives a car on a work related errand is covered under this 'umbrella insurance'.
hope this answers your question |
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alexmojo2
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WTF? |
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