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 If I get insured on a my dads car with comprehensive cover does that include third party cover?
So if I buy a new car can I drive it back to my house as I am insured third party?...


 Does anyone know where a family on a fixed income can look to recieve reasonable homeowners insurance?
I am rephrasing my previous question here. Thanks to the few of you who did answer my previous question. Selling the house is NOT an option that we can do at this time. We are looking for reasonable ...


 Is it possible for someone who is over 50 and disabled to find life insurance?

Additional Details
Ummm...
Make that AFFORDABLE life insurance......


 If i am late by two weeks paying my car insurance does this mean it has lapsed?
...


 How much would car insurance be for a guy who is 21 and licensed for 3 years?
I have a CLEAN record and NO accidents. I live in New York by the way. How much would insurance be for a year of liability insurance for a Nissan Maxima?...


 How old do you have to be to get an insurance license?
To do things like sell pre-need for a funeral home?
Additional Details
I live in O...


 Question about Life Insurance?
If $250,000 in coverage is $310 per year, wouldn't $1,000,000 in coverage be 4 times that? If not, why not?...


 If someone is under Cobra insurance, will they have problems switching to another insurance? Time penalty?
If someone is currently under Cobra, and they later decide to cancel that, in exchange for better insurance offered with a new employer, would that be a problem? For example, will they have to wait ...


 What is an Average Home insurance rate of a 2 story house?
4.5 baths
5 beds
3000 sq feet
finished basement
3 decks
1 fenced in gorund pool
Please, just and average for 1 month home insurace.
No super valuables or anything. (...


 Can anybody tell me the name of a good business insurance company?

Additional Details
this is for home-made soaps and ...


 Who insures art?
I need to insure some of my art in different mediums.
Also what is needed to acquire their insurance?...


 Can I set the amount of home insurance I purchase since I own the house?
...


 I asked if baliffs could take your things on hp?
i forgot to mention the the warrent is in my husbands name and hp is in ...


 Is $300 per month too much to pay for disability insurance?

Additional Details
this is not through work, this is with another company. What is the average people pay for separate insurance?...


 I need to find and inexpensive health insurance can anyone help?
My husband has a rare blood disorder and is on Medicare through Social security and we don't have alot of money but because of his illness it cost alot for suppliment insurance. Does anyone ...


 Could you explain about life insurance, I am a bit clueless?
I receive some life insurance from my employer and so does my husband but that is not near half of what we would need to cover our needs if any of us died. We have small children, a mortgage and ...


 How to become good advisor.?
...


 Do i have to opt out of my companies health ins. plan?
I have my own own health ins. but my company is forcing me to sign an opt out form because i won't sign up for their health ins. I don't like signing unnecessary forms and paperwork that my ...


 Does anyone know where i can get insurance for a 15 year old under 120 a month please all i can find is 360/mo
ive searched and all i can get is 360/mo or 1356/six mo please i need help thank you
Additional Details
by the ways its ...


 Does insurance pay for boot camp answer please i need to know?
i have to pay for boot camp and i need to know if access cards pay for boot camp and access by welfare so its ...



Wendy B
Who is required by law to have workers compensation insurance?
My husband is starting up a company in Georgia and he will be the one and only employee. He's a wood finisher. (painter)
                     
 




Sue
It depends on your state laws. Most states will not require it for him as a sole proprietor but it is a really good idea. Also, if he ever hires one person, he will likely be required to have it. What if he falls off a ladder & breaks something? He will be out of work a good long time & what will you use for income? He may have good health insurance but that will only pay the medical bills, not his loss of income. The homeowner/building owner will likely not be liable if your husband just injured himself in the course of the work & the homeowner/building owner did nothing wrong.
Go to the agent who writes his general liability/commercial auot policy & ask for a quote.


Ron N
Not required by law. If he is the sole proprietor, and worker.


src50
Rating
If he is sole proprietor and has no employees, he doesn't need it. If he has any employees, he does.


Bethany M
It all depends on your state, but in TN, if you have 1 employee besides the owner, you're required by law to carry workers' comp. Georgia should have a state website that will inform you on all their laws.


mbrcatz
Is he a sole proprietor, or a corporation with him as an employee?

It makes a huge difference.


Angel Insure
It is a good idea to have workers compensation insurance, even if your husband is the owner and the only employee of the business. As for is it mandatory, you have to check the state law. It's different state by state.


stash1340
Rating
when you reach 5 employees


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