Health Insurance? |
| My father passed away last week. My mother and sister(under 18) lost their health care coverage the day he died. Where do they go from here? Mom is 60 and has never worked???... |
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Life insurance question??? |
| Will my mother have to pay taxes on my dad's life insurance policy when he dies?... |
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Can insurance company penalize you for cancelling your policy before it's terminated? |
| I got a better rate elsewhere, and switched. Called my current insurance to cancel and they slapped me with a hefty bill saying that some states make the customer pay a 41% or some such number "... |
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Difference between term life insurance and permanent policies? |
| My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?... |
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How can I get insurance for my kids? |
Does anyone know of any affordable insurances out there?
We are a family of 4 and my two kids dont qulifiy for Chips, or medicaid. Is there any advice anyone can give? My kids are little. 1 and 7... |
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I'm pregnant and lost my job and medical insurance, what can I do? |
| I have been put on bed rest and can no longer work. My job didn't offer extended medical insurance, so I lost that too. I'm only half way through my pregnancy and have lots of medical ... |
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Will bad credit stop me from getting an insurance liscense? |
| Im located in california, i was just curious if this was a part of the background process.... |
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If you have a accident on the premises,the floor is wet & you slip.? |
What is the best cause of action ?
How do you go about making a claim,through a solicitor?... |
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Is homeowners insurance in case of death really worth the monthly premiums for this? |
| If I die before my home is paid off, my life insurance & other moneys will pay off my mortgage, so why pay more? Also, they do have this insurance in case I lose my job where I don't ahve ... |
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Do term life insurance policies pay out in case of suicide? |
| No- I'm not going to do it. Just a question that came up recently.... |
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Who will pay for the wall repair? |
| My Retaining wall is leaning to my neighbor's property. He will sue me. Will my liability insurance cover the repair of the wall? I know the strctural insurance won't.... |
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How do I pay for this medical bill? (long story)? |
| A few years ago I was on some psychiatric drugs and I ran out and couldn't get more. The result was I tried to commit suicide but the police stoped me and took me to the hospital. The doctors ... |
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Renters insurance?? |
Who has the cheapest renters insurance out of All State, State Farm and American Family??
Who offers the best out of the three??... |
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How do i know who the beneficiary is?? |
| I had a close relative ddie about two weeks ago, and he had said to me that he had life insurance! But me uncle said the he didnt, and i dont belive him. is there a way the i can find out if he had ... |
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Should I get life insurance?? |
| I am going to be 20 and I am having a beautiful baby boy in January....would it be a good idea to get life insurance?... |
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vidhya | Who is the person with the most life insurance? |
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Tom Z
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Actually the person with the most life insurance would the wealthiest among us like Bill Gates or Warren Buffett.
They don't buy life insurance to protect their family from financial hardship in the event of death like the rest of us do as they already have all of the money any family would need.
Instead they buy huge life insurance policies in order to transfer assets to their heirs tax free. It is an estate planning device that is used all the time. |
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springboardforsuccess
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I think you might be asking who in a family?
If this is correct, you should have insurance on both you and your spouse. A GENERAL rule for the amount, is five times your annual salary.
Make sure you get Term Life, not Whole.
For excellent advice, go to DaveRamsey.com
Cheers,
Robin
www.springboardforsuccess.com
www.springboardforsuccess.com/blog
www.groups.yahoo.com/springboardforsuc... |
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Michael F
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A very smart person |
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Stephen L
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A guess: Bill Gates and Warren Buffet. |
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dimples_in_nj
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That is a real good question... My assumption would be that it is probably writen out of London on the surplus market.
I would however disagree that Bill Gates and Buffett would have the highest as they have accumulated enough assets over their life not to have a large life insurance requirement.
My pure assumption would be athletes as their families revenue would be severly impacted if they died. Generally, athletes dont have billions of stock in a company when their Quarterback dies in a car accident. |
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Sunny
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Me! |
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mission_viejo_california
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the one with the highest income |
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mbrcatz
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You! Watch out, now everyone is going to try to kill you! |
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Jack M
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If you are referring to your family.
You should consider the cost to raise a family if you have one. Most the time the stay at home spouse is just as valuable.
Someone above recommended five times your income I would say that 5times is a starting point you should do 10 times. But if price is a issue just get something its a lot better then nothing. Life insurance is an act of love. Your buying it knowing that it will not benefit you. |
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