 My brother is primary beneficiary and Iam secondary can I challange the money allocation? |
| My father recently passed away and my brother was listed as primary and myself as secondary. He has chosen to keep the entire amount and not split it between the three siblings. Can I challange this ... |
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 Is Gerber Life Insurance a scam or a lagetimate company? |
Additional Details
are you sure it's ligitimate? Becaus i was working for a company that was involved and paying into this for 2 daughters but have stopped because seeing one of ... |
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 Can I get a medicare card at 65 and not use it? |
| can I get a medicare card when I am 65 and not apply for the medicare insurance ... |
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 If you're pregnant, use your employers Insurance and change jobs, will your new Insurance cover the pregnancy? |
| My Friend is faced with this situation. He is considering chaging jobs but his wife is pregnant. Will there be a loss of coverage if he changes jobs or will the health benefits of the new employer ... |
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 I need health, vision and dental insurance. Who has the best rates in Michigan? |
| I am starting a job that does not offer insurance and I need to purchase some for my son and I. Any suggestions?... |
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 I was declined for medical insurance. Why? |
| I'm 54 and in good health. Last year about this time I applied for a medical insurance policy outside of my employment. I applied with Blue Shield. I currently take medication for high ... |
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 Lack of heath insurance in Georgia? |
| My friend's husband got into a motorcycle accident recently and ended up going to the E.R. Problem is, they don't have health insurance because he was fired from his job. I've been ... |
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 Why should we pay for hurricane insurance year round? |
| There is a hurricane "season" after all! A law should be made that non season months we are not charged and they cannot raise the payment for the hurricane season months once the other non ... |
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 Insurance question? |
| Is it necessary to get full replacement insurance for a home or is this the more expensive level needed for home ownership. example, we are being insured for what it would cost to replace the home 25... |
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 Why can't I find out what complaints State Farm? |
| I have search the BBB, NAIC, AMbest.com I am not paying a penny to insurance until I can determine what complaints exist, how many, and for what reasons. Does anyone keep track of these records?... |
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 I have a serious doubt with regard to term plan insurance. In the present scenario, 21st Century, is it worth? |
In term plan insurance, if the sum assured is 10 lakhs for 20 years, paying Rs.2500 annually as premium, then if the person is still alive after 20 years, will he receive a single penny back?
W... |
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 Is $50,000 life insurance policy enough or should I get more (more info in details)? |
| I currently have a $50,000 7-yr term for $5/mo right now. I have been thinking about getting $250,000 30-yr term policy. But I don't know if I really need it right now. I am 27 and married with ... |
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 When someone leaves a job voluntarily, are they able to carry over their employers insurance at a fee? |
| I am specifically wondering about carrying over health care insurance during a stretch between employment.... |
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Blueboofrog | Who needs insurance? |
Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think? |
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Stacy R
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In my state, New York, you HAVE to have insurance or you can't drive it. The minimum you can have is Liability but you can't drive or register a car without insurance and you always have to have proof of it. |
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steven w
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But what about 18 wheelers. Should they pay an extra 30 dollars simply because some people won't pay insurance?
You have a good point though :) |
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fcas80
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Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance?
This WOULD make sure people who drive have insurance. And in general, people who drive more, use more gas, and would pay more for insurance.
But should a brand new 16 year old driver with no driving experience who drives in a big city and who fills up once a week, pay the same for insurance as a 30 year old who drives in the suburbs and who has no driving accidents in 14 years who also fills up once a week?
Or should an 18 year old woman pay the same as an 18 year old man, if their driving habits and skills are different?
I think "fairness" suggests we charge different insurance rates. |
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insuranceguytx
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"Paying" for auto insurance through higher gas 'taxes' is not an equitable solution. In fact it may make the problem worse since everyone would pay the same 'insurance rates' regardless of his/er driving record and driving ability. Insurance companies do us a service by charging higher rates to bad drivers. It forces them to improve their driving, get off the road or drive illegally.
If bad drivers 'paid' for their insurance the same as good drivers, what incentives to drivers have for driving safely and being responsible for the way they drive? "OOPS, I bumped into that car in the parking lot and dented the door. I won't worry, they have insurance through their gas taxes. That will pay for the repair."
What we need is more enforcement of the auto insurance laws and driving laws in particular as well as requiring the insurance companies to report customers who drop their auto insurance. These places that offer low cost 30 day insurance policies should be banned. |
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sarahl_smith381
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Interesting concept..........however that would eliminate well over a million jobs (mine included) for insurance agents. |
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meggiek97
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Obviously you have never taken an economics course in your life. That would never work. For one, insurance has nothing to do with the oil companies, refinaries, etc. That 10 to 20 cents per gallon you think is so reasonable, hello have you been to the gas pump lately. That money would in no way make a dent in the number of auto accidents reported per year. Let alone, the fact that some people would be paying a disporportionate amount of this "insurance" than others. |
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Boom
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It would be cheaper that way and no way to regulate funds for current insurance providers...nice idea, but just not going to happen. What if you wanna up your coverage...28 cents? |
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vijaychandran
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Idea is good.. but need to increase the premium..per gallon.
It is somewhat effective for bigger and costlier vehicles as bigger the vehicle the miles per gallon will be less, so have to fill more!! |
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