 My girlfriend died and I had cosigned a car for her. What is the policy regarding that, do I keep the car? |
| Do I have to continue with the payments? Or can I keep the car with out having to finish paying it off since it was her car and she passed away.... |
|
 My laptop was stolen? |
ok I had a $3000 laptop and it was stolen I dont have insurence on it. my question is is there any thing that would cover it so i can get a new one
..... serious answers only ... |
|
 If you are on a tight budget, is life insurance really worth it? |
Additional Details
Thank you all your great answers. I have read all your views carefully and am taking them into consideration.
I've decided to put this on vote ... |
|
 I have to write a heartfelt letter to an insurance company.. |
They canceled my grandpas Medicare supplement because he didn't pay the premium. He is sick (cancer 5th stage) and he forgets stuff.
He has been in and out of the hospital and is now on in-... |
|
 What do you think about Smoker's Surcharges? |
| I smoke occasionally (no comments, I know the risks...). My company charges $30 extra a month for insurance for anyone who smokes more than 1 cigarette a day in the last 12 months. Do you think it&#... |
|
 Is Hillary Clinton really THAT STUPID? |
I saw in the news this morning that her plan for universal healthcare is FORCING every American to get coverage.
1) How does she plan to enforce it when the government cannot enforce ... |
|
 Being interviewed by insurance claims agent. How should I handle it? |
| I was blindsided over the weekend by someone who ran a red light. My car is totaled and I'm a bit banged up. Their property claims department will make me an offer on the car, but the bodily ... |
|
| Are Churchill insurance liers ? |
i got a qoute from Churchill on the phone: fully comp = £690 if paid monthly. i took that.
but then i got an invoice showing £750 and additionally small print comments that they will ... |
|
 Must I pay back a loan that I have no knowledge of taking out? |
| My yearly insurance policy statement states that I took out a premium loan. I have no knowledge of either asking for the loan, or recieving the money. I asked for an explanation and wasn't given ... |
|
 If buying Life Insurance for your child, how does it protect that child? |
This seems ironic for me?
I saw a commercial that offers Life Insurance for your child. The price is cheap. Anywhere from $1.00 a month to $5.00 a month.
If your child dies, ... |
|
|  |
fantasyvn2002 | Who pays for the home insurance when you let your house? |
I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case.
My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house.
So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only. |
 |
 
jane
|
whoever owns the house
duh |
|
John M
 |
Buildings cover is still the responsibility of the home owner however insurers usualy excluded window cover if they know the property is let. Contents insurance would obviously lie with the person renting the property.
Genreally as in all insurance the owner of the item to be insured is responsible for insurance. |
|
rita g
 |
The homeowner in England. he will take out insurance as he needs it. |
|
Jim G
|
The building insurance is his , he should let the company know the property is rented or it will invalidate any claim.
If letting through an agent make it part of the contract of tenancy that the tenant also insure as contents policy's also cover landlords fixtures and fittings, such as bath, kitchen units decoration etc . |
|
alatoruk
 |
usually the property insurance is the responsibility of the landlord - it is his property after-all and if it burnt to the ground he would want to be able to replace it.
the contents insurance is the responsibility of the tennant, its their property, and if it gets destroyed in the fire they will want to replace it. |
|
Kokopelli
 |
Normally the home owner would buy homeowners insurance to protect his interest in the property. At the same time a tentant could buy renters insurance to protect his personal property. Usually if there is mortgage on the property the mortgagee will require the homeowner to carry sufficient insurance. If there is no mortgage, the homeowner does not have to have insurance, it's just a good idea because a house is a sizable investment and these things do catch fire occasionally and sometimes a car will run into it. |
|
malcy
 |
Who has responsibility for this expense should be stated in the tenancy agreement. |
|
jade
|
He would have to pay for the insurance his-self. |
|
Mn
|
If I were the owner I would get insurance (to include liability insurance) myself. It is my property and I would not trust someone else to insure it properly. I would consider the cost of the insurance as part of the cost of doing business (and adjust the rent accordingly) |
|
nomad
 |
the home owner |
|
CW
|
It is not a legal requirement in the UK for a home owner to have buildings insurance (bricks and mortar) or contents however it my be required as part of a mortgage agreement.
As both parties (the owner and the tennat) have insurable interest each party can take out insurance on the same property.
In this scenario it would be worth the owner of the house to take out buildings insurance and the tenants taking out contents. If the owner of the house is leaving any of their possessions in the house it may be worth extending it to cover limited contents. I would certainly advise your friend to take out the scenario above. If there is any more confusion phone up your local brokerage or phone around explain the situation to the adviser then go from there. Hope this is of help. |
|
bonnie
|
the owner if something would happen how would he get his money from the house always have insurance on anything of yours, he can always add it to there payment |
|
mbrcatz
|
If the owner lets someone else pay for the house insurance, it's a big mistake - because if the other person doesn't pay on time, the policy gets cancelled, and the house burns down, the owner is SOL.
The owner needs to include the cost of insurance in the rent he is charging, and pay for it himself. |
|
ben b
 |
To ask, your friend must be a money grabbing git.
If burned down, and insurance builds a new house, is it the tennants house now, if they paid insurance?
I hope your friend isnt malaysian, bought a house over here (when so many English people cant afford housing) and now hopes to milk our economy.
I'll burn it down myself.
Remember, tennants arnet cattle....theyre the customer, they, PAY your friend. He's the "employee" in this arrangement.
Cheeky Git! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 32 minutes(s) ago
| | | |
13 | 41 minutes(s) ago
| | | |
13 | 3 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
13 | 11 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
13 | 6 day(s) ago
| | | |
13 | 2 week(s) ago
| | | |
13 | 2 month(s) ago
| | | |
13 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
